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Airport Lounge Access
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Dining
Cashback
Up to 10% Cashback on dining, grocery & more
Up to 15% off on dining at partner restaurants
4 domestic lounge visits every year
Joining Fee: ₹999+ Taxes
Annual/Renewal Fee: ₹999+ Taxes
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*Terms & Conditions
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Shopping
Cashback
Up to 10% cashback on card spends
Up to 10 free lounge visits per year globally
Discount offers on popular online platforms
Joining Fee: ₹499+ Taxes
Annual/Renewal Fee: ₹499+ Taxes
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Travel
Rewards
Up to 15% off on top travel platforms
Up to 12% back as reward points
6 domestic & 4 international visits
Joining Fee: ₹4,999+ Taxes
Annual/Renewal Fee: ₹4,999+ Taxes
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Travel
Premium
Rewards
3% reward rate across all spends
Up to 12X rewards on hotels & 6X on flights
Unlimited lounge visits worldwide
Joining Fee: ₹12,000+ Taxes
Annual/Renewal Fee: ₹20,000+ Taxes
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Travel
Premium
VIP privileges at select Taj Properties
Up to 5 reward points on every Rs. 100
Unlimited access in India and abroad
Joining Fee: ₹1,10,000+ Taxes
Annual/Renewal Fee: ₹1,10,000+ Taxes
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Read on to know about the best HSBC credit cards for lounge access, along with applicable terms and conditions.
| Your credit card doesn’t have airport lounge benefits? PB Pass ensures you still get to try the premium airport experience. Get a chance to unlock your PB Pass for a free lounge visit by paying your credit card bill via Paisabazaar.* |
| Credit Card | Annual Fee (in Rs.) | Domestic Lounge Access* | International Lounge Access* |
|---|---|---|---|
| HSBC Rupay Cashback Credit Card | 499 | 2 complimentary visits per quarter | 2 complimentary visits every year |
| HSBC Live+ Credit Card | 1,000 | 4 complimentary visits every year | Not available |
| HSBC TravelOne Credit Card | 4,999 | 6 complimentary visits every year | 4 complimentary visits every year |
| HSBC Premier Mastercard Credit Card | 20,000 | Unlimited | Unlimited + 8 free guest visits every year |
| HSBC Taj Credit Card | 1,10,000 | Unlimited | Unlimited |
*T&C Apply
Getting access to domestic airport lounges is simple with your HSBC credit card.
For international lounges, the process will be similar. You should check beforehand for the partner lounge programs like Priority Pass, LoungeKey, etc. Find participating lounges and present your card at the entrance. Like domestic lounges, you may have to pay a fee, which will be reversed later if you have complimentary visits. If you have a guest, you may have to pay additional fee for the guest, depending on your card variant.
Complimentary airport lounge access facility is not available on all HSBC Credit Cards. Also, the number of visits varies from one card to another. You can use the following methods to check the availability:
Visit HSBC Bank’s official website and navigate to your specific credit card’s product page. Lounge access benefits, including domestic or international coverage and visit limits, are clearly listed on this page. You would also find the links to associated terms and conditions.
When HSBC credit card is issued, the welcome kit or card member agreement outlines all applicable benefits, including lounge access eligibility, visit limits, and usage conditions.
You can call HSBC customer care using the number printed on the back of your credit card to confirm whether your card offers complimentary lounge access.
Also Read: How to Check Lounge Access on Your Credit Card – A Complete Guide
When planning to avail complimentary lounge visits through your credit card, here are a few key points to keep in mind.
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No. Complimentary airport lounge access is available only on select HSBC credit cards. HSBC Visa Platinum and HSBC Rupay Platinum Credit Cards do not provide complimentary lounge access.
The number of complimentary lounge visits differs depending on the card variant you own. Premium cards like HSBC Premier or HSBC Taj offer unlimited number of visits, while mid-range cards like HSBC Live+ and HSBC TravelOne offer a fixed number of visits per year or per quarter.
Yes. HSBC credit cards provide access to both domestic and international airport lounges. However, the number of complimentary visits differ and the terms and conditions for domestic and international visits may slightly vary.
No. Complimentary lounge access is generally extended to primary user only. However, add-on cardholders may be eligible if explicitly mentioned in the card’s benefit structure.
Complimentary visits are free up to the eligible limit. However, some lounges may charge a fee, which is reversed. Charges may apply if the complimentary visit limit is exceeded or for guest access.
Remaining lounge visits can be checked on HSBC’s internet banking or mobile app. You can also contact HSBC customer care to ask about your remaining lounge visits.
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