MakeMyTrip ICICI Bank Platinum Credit Card is aimed towards the frequent traveller. The card offers lounge access, hotel vouchers, MMTBLACK membership and so on. Additional benefits of the credit card are given below.
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MakeMyTrip ICICI Bank Platinum Credit Card – Features and Benefits
The features and benefits associated with this credit card are:
Welcome Gifts – Welcome gifts will be given to the user within 45 days post payment of joining fees. The rewards are:
- Cardholders get Rs. 500 My Cash which is redeemable on the MakeMyTrip website
- Cardholders get Lemon Tree Hotel vouchers worth Rs. 2000
- Users also get complimentary MMTBLACK membership
Lounge Access – Users 1 Complimentary VISA Lounge Access for the user and their guest per quarter. They also get 1 free railway lounge access per quarter
BookMyShow Offers – Cardholders can avail Buy One Get One Free offer any day of the week through BookMyShow. They can get up to 2 free tickets per month. The value of the ticket can be up to Rs. 250 per ticket
INOX Offers – Users can avail Buy One Get One Free offer any day of the week when booking through inoxmovies.com, Inox app or Inox box office. They can get up to 2 free tickets in a month. The value of the ticket cannot exceed Rs. 250 per ticket
Culinary Treats – Cardholders get to enjoy at least a 15% discount on dining bills at partner restaurants.
Fuel Surcharge Waiver – 1% Fuel Surcharge is waived off on fuel transactions up to Rs. 4000. This offer can be availed only on HPCL Fuel pumps only.
My Cash Reward Points – User’s transactions are rewarded through My Cash. The conversion value of My Cash Points is:
1 My Cash = Re. 1
The amount of My Cash that can be earned is:
| Category | My Cash per Rs. 200 |
| Domestic Spends outside MakeMyTrip | Rs. 1.00 |
| International Spends outside MakeMyTrip | Rs. 1.25 |
| Spends on Flight Booking on MakeMyTrip | Rs. 2.00 |
| Spends on hotel/ holiday booking on MakeMyTrip | Rs. 3.00 |
My Cash points are valid for 1 year only from the time they are credited to the user.
Milestone Reward Offers – The bonus points that users can earn is given below:
- 1000 My Cash points are earned on spending over Rs. 2.5 lakh in an anniversary year
- 1000 My Cash points are earned on spending Rs. 50,000 on MakeMyTrip.com in an anniversary year
Suggested Read: 5 Best Domestic Travel Credit Cards in India
MakeMyTrip ICICI Bank Platinum Credit Card – Fees and Charges
The following fees and charges are associated with the MakeMyTrip ICICI Bank Platinum Credit Card:
| Category | Amount |
| Joining Fee | Rs. 500 |
| Annual Fee | Nil |
| Add-on credit card Joining Fee | Rs. 250 |
| Add-on credit card Annual Fee | Nil |
| Finance Charges | 3.50% per month/ 42% annually |
| Foreign Currency Mark-up Fee | 3.50% |
| Cash Advance Interest Rate | 3.50% per month/ 42% annually |
| Cash Advance Transaction Fee | 2.50% on the advanced amount / Min. Rs. 300 |
| Redemption Handling Fee | Rs. 99 |
| Dial-a-Draft Transaction Fee | 3% of the draft value or Rs. 300 |
| Over Limit Charges | 2.50% on over limit amount/Min. Rs. 500 |
| Card Replacement Fee | Rs. 100 |
| Late Payment Charges | Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000
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MakeMyTrip ICICI Bank Platinum Credit Card – Eligibility Criteria
Applicant must meet the following eligibility criteria to be eligible for MakeMyTrip ICICI Bank Platinum Credit Card:
- He/she must be over 21 years and below 65 years of age
- Applicant must have a regular source of income
- The client must be a citizen of India
The Bank will also seek KYC documents to establish proof of identity, residence, and income. These documents must be submitted if the user wishes to have his application form processed.
MakeMyTrip ICICI Bank Platinum Credit Card – How to Apply
Applicants can apply for MakeMyTrip ICICI Bank Platinum Credit Card through Paisabazaar by following the steps given below:
- Click here to visit the credit card application page.
- Provide the basic details
- After submitting the form user will see all the eligible cards.
- Filter out ICICI Bank Credit Cards
- Click on Check Eligibility against MakeMyTrip ICICI Bank Platinum Credit Card and select the appropriate option
- Duly fill the detailed form and submit it
Afterwards, an agent from Paisabazaar will get in touch with the applicant to set up an appropriate date and time for document collection. The bank will then scrutinize the documents. After successful verification, the bank will dispatch the credit card. The entire process takes about 15 working days.
MakeMyTrip ICICI Bank Platinum Credit Card – FAQs
Can fuel surcharge waiver be availed across all fuel stations?
No, fuel surcharge waiver can only be availed at Hindustan Petroleum Corporation Limited fuel stations across India.
What is the validity period on My Cash Reward Points?
My Cash Reward Points are valid for 1 year from the date they are credited to the user’s account.
Who can apply for MakeMyTrip ICICI Bank Platinum Credit Card?
Indian Citizens who are above 21 years of age and below 65 years of age with a regular source of income can apply for MakeMyTrip ICICI Bank Platinum Credit Card.
Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points / Offers | Net Savings |
| MakeMyTrip ICICI Bank Platinum Credit Card | Nil | Earn up to Rs. 3 per Rs.200 spent on MakeMyTrip website | Rs. 11,960* Rs.20,720** |
| HSBC VISA Platinum Credit Card | Nil | Earn 2 Reward Points per Rs. 150 spent | Rs.14,167* Rs.22,833** |
| SBI IRCTC Credit Card | Rs.300 | Earn 1 Reward points per Rs. 125 spent | Rs.4,776* Rs.9,964** |
| Standard Chartered Super Value Titanium Credit Card | Rs.1,000 | Earn 1 reward point for every Rs. 150 spent | Rs. 9,834* Rs.12,930** |
| IndusInd Bank Chelsea FC Credit Cards | Rs. 1,099 | Earn 1 Reward Points per Rs. 100 spent | Rs.4,195* Rs.8,599** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Travel Credit Cards
Other Suggested Travel Credit Cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 499 | Earn 6 Reward Points per Rs. 100 spent on Departmental Stores, Groceries, Dining, Movies, Entertainment and International expenditure Enjoy Fuel Surcharge waiver | 3.4/5 | |
Rs. 500 | Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories Earn 1 Reward Points on every Rs.125 spent | 3.4/5 | |
Rs. 1,500 | Get Domestic Airport Lounge access Earn 2 Club Vistara Points per Rs. 200 | N/A |
