Apply now for Air India SBI Signature Credit Card
Best Suited For – Train and Air Tickets, Fuel and Rewards
*Offers are from Paisabazaar's partner Banks & NBFCs.
Air India SBI Signature credit card is ideally customized for frequent travellers in order to make their domestic and international journeys comfortable and economical. This card provides various travel benefits such as welcome gift, complimentary lounge access, reward points on air tickets, etc.
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Air India SBI Signature Card comes with the following features-
Lost Card Liability Cover – Get complimentary lost card liability insurance cover of Rs. 1 lakh valid from 48 hours prior to the lost report being intimated and till 7 days of such intimation of the report
Fuel Surcharge Waiver – Cardholders can enjoy 1% fuel surcharge waiver on fuel transactions ranging from Rs. 500 to Rs. 4000 every month subject to a maximum of Rs. 250 per month
Chip Enabled – A customer’s credit card is safe and secure against counterfeiting and skimming as it is chip and pin enabled
Balance Transfer Facility – Transfer outstanding balances from other cards and enjoy the benefit of lower rates of interest and payback in easy EMIs
Access to Cash – Users can withdraw cash from over 1 million Visa ATMs worldwide including over 18,000 Visa ATMs in India
Worldwide Usage – Air India SBI Signature credit card is accepted at over 2 million Visa outlets worldwide and over 2, 85,000 outlets in India
Add-on Card – Users can apply for an add-on credit card for their spouse, parents, children or siblings above the age of 18 and empower their family
Railway Ticket Booking Facility – One can book railway tickets online by visiting IRCTC website and get them delivered at his/her doorstep
Emergency Card Replacement – The customers can call the 24X7 helpline and get their Air India SBI Signature Card replaced anywhere in the world
Suggested Read: SBI Credit Card Insurance
Listed below are a few exciting benefits of getting this credit card-
Welcome Gift – Get 20,000 reward points as a welcome gift on card activation
Complimentary Membership – Get complimentary membership to the Air India Frequent Flyer Program – Flying Returns
Reward Points – Earn 4 reward points on every Rs. 100 spent and up to 1,00,000 bonus reward points annually
Airport Lounge Access – Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program and complimentary Visa Lounge Access Program in India at major domestic airports
| Fee | Amount |
| Annual Fee | Up to Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Add-on Fee (per annum) | Nil |
| Extended Credit Interest Free Credit Period | 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full |
| Extended Credit Charges | Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction |
| Cash Advance limit | Up to 80% of the credit limit, the maximum Rs 15,000 per day |
| Free Credit Period | Nil |
| Cash Advance Charges | Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal |
| Cash Advance Fee SBI or Other Domestic ATMs | 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Cash Advance fee International ATMs | 3.0% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of over limit amount subject to a minimum of Rs. 500 |
| Late Payment Fee | • Nil for the total amount due from Rs. 0 to Rs. 200 • Rs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500 • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000 • Rs. 600 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000 • Rs. 800 for the total amount due greater than 10,000 and up to Rs. 25,000 • Rs. 950 for the total amount due greater than Rs. 25,000 |
What is an Add-on Card?
An add-on card is an additional card which you can apply for against your credit card and will have all the features of your primary credit card.
Where can I avail the waiver of fuel surcharge?
Fuel surcharge can be waived off at any petrol pump in India.
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Air India SBI Signature credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card.
Is Air India SBI Signature credit card internationally acceptable?
Air India SBI Signature credit card is accepted at over 2 million Visa outlets worldwide.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Air India SBI Signature Credit Card | Rs.4,999 | Earn 4 Reward points per Rs. 100 spent | Rs.7,561* Rs.15,121** |
| CitiBank PremierMiles | Rs.3000 | Earn 10,000 Air miles on spending Rs.1000 within 60 days of issuance | Rs.11,616* Rs.21,732** |
| Standard Chartered Emirates World Credit Card | Rs.3,000 | Earn 4 Skyward miles per Rs. 150 spent on domestic transactions and 6 skyward miles on international transactions | Rs.8,796* Rs.10,404** |
| American Express Platinum Travel | Rs.5000 | Earn Welcome Gift of 5000 milestone bonus membership Reward Points | Rs.8,520* Rs.34,640** |
| HDFC Regalia | Rs.2,500 | Earn 15,000 Reward Points on spending Rs.8 lakh or more in every anniversary year | Rs.9,605* Rs.15,299** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
People also looked for the following travel credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs.3,000 | Get complimentary Club Vistara Silver Membership Earn 4 Reward Points for every Rs.200 spent | N.A. | |
Rs.3,000 | Access to International Airport Lounges Enjoy Complimentary Golf Game once a year | 3.7/5 | |
NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift Get complimentary MMT Black Membership | 3.3/5 | |
Rs.10,000 | Get complimentary Club Vistara Gold Membership Earn 6 Reward Points for every Rs.200 spent | N.A. |
