Axis Bank Vistara Signature Credit Card

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Premium credit card designed for air travel

  • Club Vistara Silver Membership
  • Complimentary Vistara Premium Economy Ticket
  • Discounts at Premium Golf Courses

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :24/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :24/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 24/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :24/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 24/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :24/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :24/02/2020

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हिंदी में पढ़े
Updated: 23-01-2020 08:31:52 AM

Axis Bank Vistara Signature Credit Card is designed for air travellers. The card offers its users lounge access, free air tickets and golf rounds. Additional details of the credit card are mentioned below.

On this page

Axis Bank Vistara Signature Credit Card – Features & Benefits
Axis Bank Vistara Signature Credit Card – Fees and Charges
Axis Bank Vistara Signature Credit Card – Eligibility Criteria
How to Apply for Axis Bank Vistara Signature Credit Card
FAQs
Compare Similar Credit Cards by Other Banks
Other Travel Credit Cards

Axis Bank Vistara Signature Credit Card – Features & Benefits

Here are some features of Axis Bank Vistara Signature Credit Card:

Welcome Gift – Customers will get a complimentary Vistara Premium Economy class ticket and Club Vistara Silver Membership

Club Vistara Points – Cardholders will earn 4 CV points per Rs. 200 spent

Milestone Achievement Benefits – Bonus Reward Points that can be earned are as follows

  • 3,000 CV Points on spending Rs. 75,000
  • 1 Premium Economy Class ticket on spending over Rs. 1.50 lakh
  • Another Premium Economy Class ticket on spending over Rs. 3.00 lakh
  • Additional Premium Economy Class ticket on spending over Rs. 4.50 lakh

Lounge Access – Customers get free access to airport lounges at lots of airports in India

Golf Privileges – Users get discounts at premium golf clubs

Dining Discounts – Cardholders get 15% discount at more than 5,000 Restaurants across the country

Extraordinary Weekends – Users can use this feature to make their weekends getaway a memorable event

Travel Insurance – Users are secured for the following scenarios:

  • Lost Card Liability – Rs. 3.00 lakh
  • Loss of Travel Documents – Up to USD 300
  • Loss of Check-in Baggage —  Up to USD 500
  • Delay of Check-in Baggage – Up to USD 300

Interest-free Credit – Depending on the date of transaction, a cardholder can enjoy an interest-free credit period of 20-50 days

Suggested Read: Top 5 Credit Cards for Airport Lounge Access

Credit Card Rating

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Axis Bank Vistara Signature Credit Card – Fees and Charges

The fees and charges associated with Axis Bank Vistara Signature Credit Card are:

ParticularsAmount
Joining FeeRs. 3,000
Annual FeeRs. 3,000
Add-on card Joining FeeNil
Add-on card Annual FeeNil
Finance Charges2.95% per month / 41.75% p.a.
Cash Withdrawal Fee2.5% of the amount withdrawn / minimum Rs.250
Cash Payment FeeRs. 100
Card Replacement FeeNil
Over-limit penalty3% of the over-limit amount/min. Rs. 500
Fuel Transaction SurchargeWaived for transactions between Rs. 400 to Rs. 4,000
Foreign Currency Mark-up Fee3.50%
Late Payment FeeNil if total payment Due is up to Rs.100
Rs.100 on amount between Rs.101 – Rs.300
Rs.300 on amount between Rs.301 – Rs.1,000
Rs.500 on amount between Rs.1,001 – Rs.5,000
Rs.600 on amount between Rs.5,001 – Rs.20,000
Rs.700 on amount over Rs.20,000
Cheque Return/Dishonour Fee or Auto Debit Reversal FeeRs. 300
Outstation Cheque FeeNil

Axis Bank Vistara Signature Credit Card – Eligibility Criteria

Below mentioned norms must be fulfilled by the applicant in order to get this credit card:

  • Applicant must be in the age of 18 years to 70 years.
  • The applicant must be a resident of India.
  • Minimum income of the applicant must be Rs. 6 lakhs per year.

Additionally, users must also submit KYC documents in order to validate their identity, income, and place of residence

How to Apply for Axis Bank Vistara Signature Credit Card

Follow these simple steps in order to apply for this credit card:

  • Click here to start your application process for Axis Bank Vistara Signature Credit Card
  • Provide the required information
  • User will get to see all the credit cards that they are eligible for
  • Filter out the Axis Bank credit cards
  • Click on ‘Check Eligibility’ against to Axis Bank Vistara Signature Credit Card and answer the following question, “Have You Applied For Axis Bank Credit Card In Last 6 Months”
  • If the customer is eligible for this credit card then an application form will show up. Fill the form
  • An executive from Paisabazaar will call the customer. Let the executive know the date and time for document collection
  • Afterwards, the bank will scan and verify the form and documents. Post verification the bank will deliver the card to customer’s address. The card usually arrives at the applicant’s place within 20 days

Axis Bank Vistara Signature Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch.

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FAQs

What is the annual fee charged on Axis Bank Vistara Signature Credit Card?

The annual fee charged on Axis Bank Vistara Signature Credit Card is Rs. 3,000.

What is the interest-free period on Axis Bank Vistara Signature Credit Card?

Users get an interest-free period of 20 to 50 days.

Do users get Lounge access with this credit card?

Yes, users get Lounge access with this credit card.

Is there an annual add-on card fee?

No, users do not have to pay an annual fee on an add-on card.

Compare Similar Credit Cards by Other Banks

Credit Card Annual FeeReward PointsNet Savings
HDFC RegaliaRs.2,500Earn 15,000 Reward Points on spending Rs.8 lakh or more in every anniversary yearRs.9,605*

Rs.15,299**

CitiBank PremierMilesRs.3000Earn 10,000 Air miles on spending Rs.1000 within 60 days of issuanceRs.11,616*

Rs.21,732**

SBI Card PrimeRs.2999Earn 20 Reward Points on spending Rs.100 on utility bills and 10 Reward Points on spending Rs.100 on dining, groceries etc.Rs.10,337*

Rs.16,661**

JetPrivilege HDFC Bank World Credit CardRs. 2,500Earn bonus JPMiles on flights booked through Jet Airways websiteRs. 20,600*
Rs. 30,200**
ICICI Bank Manchester United Signature Credit CardRs. 2,499Earn 5 PAYBACK points per Rs. 100 spent at retail purchasesRs.8,397*

Rs.15,621**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

Other Travel Credit Cards

Suggested travel credit cards:

Credit CardAnnual FeeKey FeaturePaisabazaar Rating

American Express® Platinum Travel Credit Card

Rs. 3,500

Complimentary airport lounge visit per quarter

1 Membership Reward Point is earned for every Rs. 50 spent

4.4/5

Standard Chartered Emirates World Credit Card

Rs. 3,000

Access to International Airport Lounges

Enjoy Complimentary Golf Game once a year

3.7/5

HDFC Regalia Credit Card

Rs.2,500

Foreign Mark-up Fee is 2.00%

Earn 4 Reward Points per Rs. 150 spent internationally

4.5/5

Citi Premiermiles® Travel Credit Card

Rs.3,000

Complimentary domestic and international airport lounge visit

Earn 10,000 air miles on spending Rs. 1000 within 60 days of issuance

4.7/5

Did you find this article helpful? Rate it.

Axis Bank Vistara Signature Credit Card
(2.5/5 ) 11 Reviews
Write a review
Jun 22 , 2019
5/5
Great

I am using the Axis bank card for a while. It is great.

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