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Premium credit card designed for air travel
*Offers are from Paisabazaar's partner Banks & NBFCs.
Launched in collaboration with Vistara Airlines, Axis Bank Vistara Signature Credit Card is among the best travel credit cards in India. The card offers complimentary lounge access, air tickets and insurance benefits. Read on to know more about this credit card.
Key Highlights of Axis Bank Vistara Signature Credit Card |
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Here are some features of Axis Bank Vistara Signature Credit Card:
Welcome Gift – Get a Vistara Premium Economy class ticket and complimentary enrolment in the Club Vistara Silver Membership Program.
Reward Points – Earn 4 Club Vistara (CV) points per Rs. 200 spent across all categories.
Milestone Achievement Benefits – The card also offers bonus reward points and up to 4 complimentary premium economy tickets on reaching spending milestones, as shown below:
Lounge Access – Get free access to select airport lounges in India.
Dining Discounts – Enjoy a 15% discount at over 5,000 Restaurants in India.
Golf Offers – Get discounts across some of the most premium golf courses in India.
Extraordinary Weekends – Avail this feature to get pre-planned weekend getaways.
Travel Insurance – The following insurance is provided on Axis Bank Vistara Signature Credit Card:
The fees and charges associated with Axis Bank Vistara Signature Credit Card are:
| Particulars | Amount |
| Joining Fee | Rs. 3,000 |
| Annual Fee | Rs. 3,000 |
| Add-on card Joining Fee | Nil |
| Add-on card Annual Fee | Nil |
| Finance Charges | 2.95% per month / 41.75% p.a. |
| Cash Withdrawal Fee | 2.5% of the amount withdrawn / minimum Rs.250 |
| Cash Payment Fee | Rs. 100 |
| Card Replacement Fee | Nil |
| Over-limit penalty | 3% of the over-limit amount/min. Rs. 500 |
| Fuel Transaction Surcharge | Waived for transactions between Rs. 400 to Rs. 4,000 |
| Foreign Currency Mark-up Fee | 3.50% |
| Late Payment Fee | Nil if total payment Due is up to Rs.100 Rs.100 on amount between Rs.101 – Rs.300 Rs.300 on amount between Rs.301 – Rs.1,000 Rs.500 on amount between Rs.1,001 – Rs.5,000 Rs.600 on amount between Rs.5,001 – Rs.20,000 Rs.700 on amount over Rs.20,000 |
| Cheque Return/Dishonour Fee or Auto Debit Reversal Fee | Rs. 300 |
| Outstation Cheque Fee | Nil |
Suggested Read: How much would a Credit Card Cost You?
To get the Axis Bank Vistara Signature Credit Card, you must meet the eligibility criteria related to age (18-70 years), residential place, annual income (Minimum- Rs. 6 Lakh), nationality (Resident Indian/NRI), and so on. Other important factors such as credit score or delinquencies will also affect the chances of approval. The bank may have other requirements which it will share after you show your interest in this credit card.
Axis bank will require you to submit proof of identity, address and income. Given below is a list of documents that are acceptable:
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
You may apply for the Axis Bank Vistara Signature Credit Card through Paisabazaar. The steps are:
Afterwards, an executive from Paisabazaar or Axis Bank will call you to set a date and time for document collection. The bank will verify the form and documents. Post verification the bank will deliver the card to your address within 20 days.
Axis Bank Vistara Signature Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch.
| Best Airline Credit Card | Annual Fee | Comparative Feature |
| Axis Bank Vistara Credit Card | Rs. 1,500 | Free Vistara economy class ticket |
| RBL Bank World Safari Credit Card | Rs. 3,000 | Bonus Travel Points on reaching milestone spends |
| Citi PremierMiles Credit Card | Rs. 3,000 | Accelerated Miles earning rate and better redemption options |
| HDFC Diners ClubMiles Credit Card | Rs. 1,000 | Reward Redemption with leading Airline Services (1 RP= 1 Air Mile) |
| Standard Chartered Emirates World Credit Card | Rs. 3,000 | 5% cashback off on duty-free shopping on maximum spends of Rs. 1,000 per month |
What is an add-on credit card? Can I get an add-on Axis Bank Vistara Signature Credit Card?
Add-on credit cards are a great way to share the benefits of a credit card with immediate family members. Yes, you can easily avail an add-on credit card on your Axis Bank Vistara Signature Credit Card.
Can I use the free ticket to travel anywhere?
No, you can use the ticket to travel domestically only. Do note that only the base fare is waived off other taxes and charges will still be payable.
Can I transfer the free ticket to someone else?
Yes, you may transfer your free air ticket voucher to any nominees that you have saved in your account.
Does the free air ticket voucher expire?
The air ticket voucher comes with a validity of 6 months only.
How do I claim the Air accident insurance?
To claim the Air accident insurance the nominee has to follow the below given steps:
I am so proud of the Paisabazaar team who has been so kind and generous with their advice.
This is the perfect credit card. Would definitely recommend this to all of you!
What an amazing credit card. Cannot tell you how lucky I feel to have known about this credit card.
This is the best card from Axis. Super like for this one. You should try too.
This credit card has brought such a good balance in my savings. So happy!
I feel so happy about using this credit card. It has simplified my life to such a great extent.
