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Best Suited For – Travel, Dining and Holidays
*Offers are from Paisabazaar's partner Banks & NBFCs.
Axis Bank Vistara Credit Card has been launched in collaboration with Vistara Airlines and is targeted at the frequent travellers. The card offers a host of benefits such as lounge access, travel insurance and rewards. The details of this credit card are mentioned below.
Key Highlights of Axis Bank Vistara Credit Card |
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Axis Bank Vistara Credit Card offers the following features and benefits-
Welcome Gift – Get a Vistara economy class ticket and enrolment in the Club Vistara Membership Program.
Reward Points – Earn 2 Club Vistara points per Rs. 200 spent across all categories.
Milestone Achievement Benefits – Bonus Reward Points and up to 3 Economy Class Tickets can be earned on this credit card:
Lounge Access – Get free access to select airport lounges in India.
Dining Discounts – Enjoy 15% discount at over 5,000 Restaurants in India.
Extraordinary Weekends – Avail this feature to get pre-planned weekend getaways.
Travel Insurance – The following insurance is provided by the bank
Suggested Read: 5 Best Domestic Travel Credit Cards in India
Here are some fees and charges of Axis Bank Vistara Credit Card:
| Type of fee or charge | Amount or rate of charge |
| Joining/Annual Fee | Rs. 1,500 |
| Finance Charges | 2.95% per month (41.75% per annum) |
| Cash Withdrawal Fee | Minimum Rs. 250 of the cash amount (2.5%) |
| Cash Payment Fee | Rs. 100 |
| Late Payment Fee | Nil for total payment up to Rs. 100 Rs. 100 if the total payment is between Rs. 101-Rs. 300 Rs. 300 if the total payment is between Rs. 301-Rs 1,000 Rs. 500 if the total payment is between Rs. 1,001-Rs 5,000 Rs. 600 if the total payment is between Rs. 5,001- Rs 20,000 Rs. 700 if the total payment is Rs. 20,000 and more |
| Cheque return or Dishonour Fee | Rs. 300 |
| Fuel Transaction Surcharge | 1% of the transaction amount |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
If you wish to apply for Axis Bank Vistara Credit Card, you will be required to meet the eligibility criteria related to age, residential place, income, active credit card accounts, etc. Factors such as credit score, payment patterns or delinquencies will also affect your chances of approval. Apart from the age (18-70 years), nationality (Resident Indian) and annual income (Minimum- Rs. 6 Lakh), other requirements will be shared when you show your interest in applying for this card.
The bank will require you to submit proof of identity, address and income. Given below is a list of documents that are usually accepted:
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
You may apply for the Axis Bank Vistara Credit Card through Paisabazaar. The steps are:
Soon after, a representative from Paisabazaar or Axis Bank will call the customer to set a date and time for document collection. The bank will verify the form and documents and, if satisfied, deliver the card to your address within 20 days.
Axis Bank Vistara Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch.
| Best Airline Credit Card | Annual Fee | Comparative Feature |
| Air India SBI Signature Credit Card | Rs. 4,999 | Complimentary Air India Frequent Flyer program-Flying Returns membership |
| RBL Bank World Safari Credit Card | Rs. 3,000 | Bonus Travel Points on reaching milestone spends |
| Citi PremierMiles Credit Card | Rs. 3,000 | Accelerated Miles earning rate and better redemption option |
| HDFC Diners ClubMiles Credit Card | Rs. 1,000 | Reward Redemption with leading Airline Services (1 RP= 1 Air Mile) |
| Standard Chartered Emirates World Credit Card | Rs. 3,000 | 5% cashback on duty-free shopping on spending maximum Rs. 1,000 per month |
People also looked for the following travel credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 500 | Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories Earn 1 Reward Points on every Rs.125 spent | 3.4/5 | |
Rs. 499 | Earn 6 Reward Points per Rs. 100 spent on Departmental Stores, Groceries, Dining, Movies, Entertainment and International expenditure Enjoy Fuel Surcharge waiver | 3.4/5 | |
Rs.2,500 | Get every 6th Ola ride Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip | 3.7/5 | |
Rs.2,500 | Foreign Mark-up Fee is 2.00% Earn 4 Reward Points per Rs. 150 spent internationally | 4.5/5 |
What is the interest-free credit period on this credit card?
Users can get 20 to 50 days to pay off the Axis Bank Vistara Credit Card bill.
Can I use the free ticket to travel anywhere?
No, you can book the ticket to fly from one Indian city to another. Also, you only get the base fare waived off. Other taxes and charges will still be applicable.
Can I transfer the free ticket to someone else?
Yes, you may transfer your free air ticket to any nominees that you have registered in your account.
Does the free air ticket voucher expire?
Yes, the free air ticket voucher comes with a validity of 6 months only.
Does Axis Bank Vistara Credit Card come with EMV certified chip?
Yes, the credit card is made secure using the EMV chip.
I am so proud of the Paisabazaar team who has been so kind and generous with their advice.
This is the perfect credit card. Would definitely recommend this to all of you!
What an amazing credit card. Cannot tell you how lucky I feel to have known about this credit card.
This is the best card from Axis. Super like for this one. You should try too.
This credit card has brought such a good balance in my savings. So happy!
I feel so happy about using this credit card. It has simplified my life to such a great extent.
