Axis Bank Vistara Credit Card is designed for the frequent traveller. The card offers a host of benefits such as lounge access, travel insurance, along with dining offers. The details of this credit card are mentioned below.
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Axis Bank Vistara Credit Card – Features & Benefits
Axis Bank Vistara Credit Card offers the following features and benefits-
Welcome Gift – Customer gets a free Vistara economy class ticket. They will also be enrolled in the Club Vistara Membership Program
Club Vistara Points – Users will get 2 CV points per Rs. 200 spent
Milestone Achievement Benefits – Bonus Reward Points that can be earned are as follows
- 1,000 CV Points on spending Rs. 50,000
- 1 Economy Class ticket on spending over Rs. 1.25 lakh
- 1 Economy Class ticket on spending over Rs. 2.50 lakh
Lounge Access – Users get free access to airport lounges at selected airports across India
Dining Discounts – Customers get 15% discount at over 5,000 Restaurants in India
Extraordinary Weekends – Cardholders can avail this feature to plan their weekend getaways
Interest-free Credit – Depending on the date of transaction, a cardholder enjoys an interest-free credit period of 20-50 days
Travel Insurance – The following insurance is provided by the bank
- Lost Card Liability – Rs. 3.00 lakh
- Loss of Travel Documents – Up to $ 300
- Loss of Check-in Baggage — Up to $ 500
- Delay of Check-in Baggage – Up to $ 300
Suggested Read: 5 Best Domestic Travel Credit Cards in India
Axis Bank Vistara Credit Cards – Fees and Charges
Here are some fees and charges of Axis Bank Vistara Credit Card:
| Type of fee or charge | Amount or rate of charge |
| Joining/Annual Fee | Rs. 1,500 for Vistara Card |
| Finance Charges | 2.95% per month (41.75% per annum) |
| Cash Withdrawal Fee | Minimum Rs. 250 of the cash amount (2.5%) |
| Cash Payment Fee | Rs. 100 |
| Late Payment Fee | Nil for total payment up to Rs. 100 Rs. 100 if the total payment is between Rs. 101-Rs. 300 Rs. 300 if the total payment is between Rs. 301-Rs 1,000 Rs. 500 if the total payment is between Rs. 1,001-Rs 5,000 Rs. 600 if the total payment is between Rs. 5,001- Rs 20,000 Rs. 700 if the total payment is Rs. 20,000 and more |
| Cheque return or Dishonour Fee | Rs. 300 |
| Fuel Transaction Surcharge | 1% of the transaction amount |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
Axis Bank Vistara Credit Cards – Eligibility Criteria
Only Indian Nationals can apply for this credit card. Additional eligibility criteria for Axis Bank Vistara Credit card are given below:
Age
Applicant must be between the ages of 18 to 70 years
In case of add-on card, the applicant’s age should be over 18 years
Income
Customer’s net income should be over 6.00 lakh p.a.
Do note that the bank seeks to Know Your Customer (KYC) documents as well. These are required to establish identity, income as well as the place of residence.
How to Apply for Axis Vistara Credit Card
Apply for Axis Bank Vistara Credit Card by following these simple steps:
- Click here to start your application process for Axis Bank Vistara Credit Card
- Provide the necessary information
- Afterwards, the user can see the credit cards that they can apply for
- Filter out the Axis Bank Credit Cards
- Click on ‘Check Eligibility’ against to Axis Bank Vistara Credit Card and answer the question, “Have You Applied For Axis Bank Credit Card In Last 6 Months”
- If a customer is eligible then the credit card application form will show up. Duly Fill it
- Afterwards, an executive from Paisabazaar will call the customer to set a date and time for document collection
- The bank will verify the form and documents. Post verification the bank will deliver the card to customer’s address within 20 days
Axis Bank Vistara Credit Card can also be applied through Axis Bank’s website or by visiting the nearest Axis Bank branch.
FAQs
What is the Annual Fee on Axis Bank Vistara Credit Card?
The Annual Fee on this credit card is Rs. 1,500.
How much reward points are earned on this credit card?
Users can earn 2 Club Vistara points per Rs. 200 spent.
What is the interest-free credit period on this credit card?
Users can get 20 to 50 days to pay off their credit card bills.
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points / Offers | Net Savings |
| Air India SBI Platinum Credit Card | Rs.1,499 | Earn 2 Reward points per Rs. 100 spent | Rs.6,761* Rs.15,021** |
| IndusInd Bank Chelsea FC Credit Cards | Rs.1,099 | Earn 1 Reward Points per Rs. 100 spent | Rs.4,195* Rs.8,599** |
| RBL Bank Platinum Maxima Credit Card | Rs.2,000 | Earn 8,000 reward points as a welcome gift. Use the card within 30 days of issuance | Rs. 7,744* Rs. 13,080** |
| Standard Chartered Super Value Titanium Credit Card | Rs.1,000 | Earn 1 reward point for every Rs. 150 spent | Rs. 9,834* Rs.12,930** |
| Standard Chartered Manhattan Platinum Credit Card | Rs.999 | Users can save up to Rs. 8,650. | Rs.9,396* Rs.16,992** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Travel Credit Cards
People also looked for the following travel credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 500 | Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories Earn 1 Reward Points on every Rs.125 spent | 3.4/5 | |
Rs. 499 | Earn 6 Reward Points per Rs. 100 spent on Departmental Stores, Groceries, Dining, Movies, Entertainment and International expenditure Enjoy Fuel Surcharge waiver | 3.4/5 | |
Rs.2,500 | Get every 6th Ola ride Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip | 3.7/5 | |
Rs.2,500 | Foreign Mark-up Fee is 2.00% Earn 4 Reward Points per Rs. 150 spent internationally | 4.5/5 |