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Axis Bank Vistara Credit Card

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Axis Vistara Credit Card is the base variant of Axis Bank and Vistara Airlines range of three co-branded credit cards. Available at an annual fee of Rs. 1,500, the card lets its users earn CV Points on each spend, which can later be used to avail award flights or class upgrades at Vistara. On reaching spending milestones, cardholders can also avail free flight tickets. Read on to know more about this travel credit card.

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Updated: 28-11-2023 05:47:53 AM

Axis Bank Vistara Credit Card Rating ★★★ (3.5/5)
Axis Bank Vistara Credit Card
Milestone Benefits
 ★★★★★ (5/5)
Reward Points ★★★ (3/5)
Lounge Access ★★★ (3/5)

Axis Bank offers three cards in collaboration with Vistara Airlines, each catering to one of Vistara’s airline classes- Economy, Premium Economy and Business. This variant- Axis Bank Vistara Credit Card- offers benefits aligned with Economy Class. Cardholders can save on their travel spends by earning CV (Club Vistara) Points and redeeming them to get class upgrade or free flights at Vistara. However, the major saving comes in the form of milestone benefit wherein users get 1 Economy Class Ticket each on reaching annual spends of Rs. 1.25 Lakh, Rs. 2.5 Lakh and Rs. 6 Lakh, along with 1 free ticket as welcome benefit.

Considering the annual fee of Rs. 1,500, giving 4 free tickets in a year is quite impressive. Moreover, the spend milestones are also easily achievable, especially for someone who travels quite often, making this card the right fit for frequent travelers.

If you are looking for premium variants of this card you can also check and apply for the Axis Vistara Signature Credit Card or Axis Vistara Infinite Credit Card.

On this page
Axis Bank Vistara Credit Card – Features & Benefits
How much can you save on travel with Axis Vistara Credit Card?
Comparison: Axis Vistara Vs. Air India SBI Platinum Vs. 6E Rewards - XL Indigo HDFC
Should you Apply For Axis Bank Vistara Credit Card?
Compare Similar Credit Cards by Other Banks
Axis Bank Vistara Credit Cards – Fees and Charges
Axis Bank Vistara Credit Cards – Eligibility Criteria & Documentation
FAQs

Axis Bank Vistara Credit Card – Features & Benefits

Axis Bank Vistara Credit Card offers the following features and benefits-

Welcome Benefits

  • 1 complimentary Vistara Economy Class ticket voucher on card joining fee payment
  • Can be availed every year by paying the credit card renewal fee
  • Complimentary enrolment to the Club Vistara Base Membership Program

Club Vistara Reward Points

  • 2 CV points per Rs. 200 spent across all the categories
  • Points can be used for ticket upgrades and award flights

Note: From 3 January 2024, cardholders cannot earn CV Points on government service and utilities transactions. For more details, click here.

Milestone Benefits

  • 1,000 CV points as bonus on spending Rs. 50,000 within the first 90 days of card issuance
  • 1 economy class ticket each on reaching the spending milestones of Rs. 1.25 lakh, Rs. 2.5 lakh and Rs. 6 lakh

Lounge Access

  • 2 complimentary access to select Indian airport lounges per quarter
  • Click here for the list of eligible lounges and other terms and conditions

Dining Offer

  • 25% off up to Rs. 800 with Axis Bank EazyDiner at the partner restaurants across the country
  • Can be availed twice a month on minimum order value of Rs. 2,000

Insurance Benefits

  • Purchase protection cover of up to Rs. 1 lakh
  • Insurance cover of up to USD 300 on loss of travel documents and delay or loss of check-in baggage

How much can you save on travel with Axis Vistara Credit Card?

One of the most beneficial features of Axis Vistara credit card is that you can get up to 4 free economy class tickets in a year. These complimentary tickets include 1 as a welcome or renewal gift and the rest as a part of the milestone benefits which can be availed on reaching certain spending limits.

To better understand how much you can save, let’s take an example. Suppose, on an average, a one-way flight trip from New Delhi to Hyderabad costs you Rs. 5,500 in Economy Standard and Rs. 25,000 in Business Value.

Free Tickets through Milestone Privileges
Milestones Benefit/Reward Points Savings(approx.)
1.25 lakh 1 Economy Class Ticket Rs. 5,500
2.5 lakh 1 Economy Class Ticket Rs. 5,500
6 lakh 1 Economy Class Ticket Rs. 5,500
Total Savings Rs. 16,500

Savings through Reward Points

Bonus Reward Points on reaching spending milestone of Rs. 50,000 in 90 days 1,000 CV Points
Reward Points on spends of Rs. 6 lakh 6,000 CV Points
Total Rewards Points earned in a year 7,000 CV Points

Now for the same journey from Delhi to Hyderabad, the Vistara Award Flights can be booked in exchange for the CV points earned by using the card as shown below:

  • Economy Class- 5,000 CV Points
  • Premium Economy Class- 8,500 CV Points
  • Business Class- 18,000 CV Points

According to the above rate, Axis Vistara cardholders can avail at least 1 economy class flight ticket in exchange for 7,000 CV Points. So, you can save the cost of 1 economy ticket which is around Rs. 5,500.

Therefore, if any card user avails 1 economy class ticket in exchange for CV Points, along with 4 economy class tickets given as welcome and milestone benefits, they can save around Rs. 27,500.

Note: The redemption value of CV Points is taken from Air Vistara website and is subject to change at the airline’s discretion. Moreover, the savings will differ depending on your places of origin and destinations.

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Comparison: Axis Vistara Vs. Air India SBI Platinum Vs. 6E Rewards - XL Indigo HDFC

A comparison of Axis Vistara credit card’s features with two other cards that offer similar benefits has been given in the table below:

Parameters Axis Vistara Air India SBI Platinum 6E Rewards – XL Indigo HDFC
Annual Fee Rs. 1,500 Rs. 1,499 Rs. 1,500
Welcome Benefit 1 complimentary Economy Class Ticket Voucher 5,000 reward points 1 complimentary 6E Prime add-on with priority check in, seat choice, a meal & quicker baggage
Reward Points 2 CV points per Rs. 200 2 reward points per Rs. 100; Up to 15 reward points per Rs. 100 spent on SuperSaver booklet & Air India tickets booked via official portals 5% 6E Rewards on IndiGo; 3% 6E Rewards on entertainment, grocery & dining; 2% 6E Rewards on others
Milestone Benefit 1,000 CV points on Rs. 50,000 spends within the first 90 days; 1 economy class ticket each on reaching the spending milestones of Rs. 1.25 lakh, Rs. 2.5 lakh & Rs. 6 lakh 5,000 bonus reward points on annual spends of Rs. 2 lakh; up to 15,000 bonus reward points on annual spends of Rs. 3 lakh 1 complimentary IndiGo air ticket of Rs. 3,000 on making 3 or more payments in each of the first 3 months of card issuance
Lounge Access 2 complimentary visits per quarter to select domestic lounges 2 complimentary domestic Visa lounge visits per quarter 2 complimentary domestic lounge visits per quarter
Complimentary Memberships Club Vistara Base Membership Air India Frequent Flyer Program – Flying Returns membership Indigo 6E Rewards program
Foreign Exchange Mark-up Fee 3.5% 3.5% 2.5%

Note- Some of the above-discussed card benefits may have terms and conditions applicable on them.

Should you Apply For Axis Bank Vistara Credit Card?

If you are someone who travels frequently via Vistara Airlines, then you can consider applying for Axis Bank Vistara Credit Card as you can earn Club Vistara Points every time you fly. Additionally, you also get complimentary free tickets on reaching the spending milestone. However, you must know that these benefits are only limited to Vistara airlines. If you travel through any other airline, you can probably go for other travel credit cards available in the market.

Get Axis Vistara Card if:

  • You prefer Vistara Airlines
  • You will be able to spend Rs. 6 Lakh in a year to maximize the milestone benefit
  • You already have other cards that offer better rewards on shopping, fuel, etc. as this card is completely travel-focused

Consider other options if:

  • You are not loyal to an airline but go for one that offers the highest savings. In this case, it would be better to go for a card that offers benefits.
  • You are a high spender and would be able to spend more than Rs. 6 lakh in a year. For example, if you would be able to spend up to Rs. 12 Lakh in a year, it would be better to consider a premium card.

Compare Similar Credit Cards by Other Banks

Best Airline Credit Card Annual Fee Comparative Feature
Air India SBI Signature Credit Card Rs. 4,999 Complimentary Air India Frequent Flyer program-Flying Returns membership
RBL Bank World Safari Credit Card Rs. 3,000 Bonus Travel Points on reaching milestone spends
6E Rewards XL IndiGo HDFC Bank Credit Card Rs. 1,500 6E reward points on every spend
Kotak IndiGo Ka-ching 6E Rewards Credit Card Rs. 700 6E rewards on every Rs. 100 spent
Apply for the Best Credit Cards Online

Axis Bank Vistara Credit Cards – Fees and Charges

Here are some fees and charges of Axis Bank Vistara Credit Card:

Type of fee or charge Amount or rate of charge
Joining/Annual Fee Rs. 1,500
Finance Charges 3.6% per month (52.86% per annum)
Late Payment Fee For Outstanding Amount-

  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Note: Banks reserve the right to change the fees & charges without prior communication.

*Click Here to view the most important terms and conditions.

Axis Bank Vistara Credit Cards – Eligibility Criteria & Documentation

If you wish to apply for an Axis Bank Credit Card, you will be required to meet the eligibility criteria related to age, residential place, income, active credit card accounts, etc. Factors, such as credit score, payment patterns or delinquencies, will also affect your chances of approval.

Criteria Details
Age Requirement 18 to 70 years
Minimum Income Required Rs. 6 lakh p.a.
Occupation Salaried or Self-employed
Documents Required Click here for the list of acceptable documents
Serviceable Cities Click here for the list of serviceable cities

FAQs

Q. What is the interest-free credit period on Axis Bank Vistara credit card?

A. Users can get 20 to 50 days to pay off the Axis Bank Vistara Credit Card bill.

Q. Can I use the free ticket to travel anywhere using Axis Vistara card?

A. No, you can book the ticket to fly from one Indian city to another. Also, you only get the base fare waived off. Other taxes and charges will still be applicable.

Q. Can I transfer the free ticket to someone else?

A. Yes, you may transfer your free air ticket to any nominees that you have registered in your account.

Q. Does the free air ticket voucher expire?

A. You can get the free ticket voucher issued anytime within 6 months once you are eligible. The issued voucher will then be valid for 3 months from the date of issuance.

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