Key Highlights of Axis Bank Vistara Infinite Credit Card
|Best Suited for
|Minimum Income Requirement
|Rs. 6 Lakh p.a.
|Up to 4 free business class tickets on achieving the spending milestone
Axis Bank Vistara Infinite Credit Card: Features & Benefits
Welcome and Renewal Benefit
- Complimentary Business Class Ticket Voucher on payment of joining fee
- This benefit can be availed every year on payment of renewal fee
Club Vistara Membership
- Complimentary Club Vistara Gold Membership with privileges like priority check-in, additional baggage allowance, priority boarding, etc.
Reward/Club Vistara Points
- 6 CV Points per Rs. 200 spent across all categories
- CV points can be used for ticket upgrade and award flights
Note: From 3 January 2024, cardholders cannot earn CV Points on government service and utilities transactions. For more details, click here.
- Spend Rs. 1 Lakh within 90 days of card issuance and get 10,000 bonus CV points
- Get 1 business class ticket each on reaching spending milestones of Rs. 2.5 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh and Rs. 12 Lakh
- Complimentary visits to select domestic airport lounges
- Click here for the list of lounges
- 6 complimentary rounds of golf at select golf courses
- 40% off up to Rs. 1,000 at select restaurants partnered with Eazy Diner
- Access to curated experiences from Axis Bank’s extraordinary weekends program
- Purchase protection cover of up to Rs. 1 Lakh along with other insurance benefits
From 1st March 2024 onwards, the complimentary Club Vistara Gold Membership will only be offered to the cardholders for the 1st year of joining. If the users wish to continue availing this benefit in the upcoming years, they must fulfil the eligibility criteria by taking at least 4 Vistara flights and collecting 15,000 tier points in the previous year. If this condition is not satisfied, they will only be offered the silver-tier membership on renewal.
What are the benefits of Club Vistara Gold membership?
Tier Points Vs Club Vistara Points
How much can you save on your travel spends with Axis Vistara Infinite?
The most rewarding feature of this credit card is that the cardholders can get up to 5 free business class tickets in a year- 4 in the form of milestone benefits and 1 as welcome/renewal benefit. By putting high spends on your card and reaching the said milestones, you can avail several free flights in a year.
Here is an example to help you understand how much you can save with this card.
Let’s assume that the average cost for a one-way trip from Mumbai to Bengaluru is Rs. 13,000 in Economy Standard and Rs. 24,000 in Business Value.
|Free Tickets through Milestone Privileges
|1 Business Class Ticket
|1 Business Class Ticket
|1 Business Class Ticket
|1 Business Class Ticket
Savings through Reward Points
|Bonus Reward Points on reaching spend milestone of Rs. 1 Lakh in 90 days
|10,000 CV Points
|Reward Earning on spends of Rs. 12 Lakh
|36,000 CV Points
|Total Rewards earned in a year
|46,000 CV Points
For the same example of Mumbai to Bengaluru, this is how award flights will be given in exchange for CV Points-
- Economy Class- 4,500 CV Points
- Premium Economy- 7,000 CV Points
- Business Class- 15,000 CV Points
As per the above redemption value, consumers can avail up to 10 economy class flight tickets, 6 Premium Economy Tickets and 3 Business Class tickets in exchange for 46,000 CV Points.
- 10 Economy Class Tickets = Rs. 13,000*10 = 1,30,000
- 3 Business Class Tickets = Rs. 24,000*3 = 72,000
Hence, if a user avails 10 economy class tickets along with the 4 business class tickets given as milestone benefits, they can save approximately Rs. 2,26,000.
Note: The redemption value of CV Points is taken from Vistara Airline’s website and is subject to change at the airline’s discretion. Moreover, we have given the example based on Mumbai to Bengaluru one-way flights; the savings will be different when you choose other destinations.
Comparison: Axis Vistara Infinite Vs. Axis Magnus Vs. HDFC Diners Club Black
The table below shows a comparison of Axis Vistara Infinite’s features with two other cards that offer similar benefits:
|Axis Vistara Infinite
|HDFC Diners Club Black
|1 complimentary business class ticket
|1 complimentary domestic flight ticket worth Rs. 10,000
|Complimentary Annual memberships* of Club Marriott, Amazon Prime, MMT BLACK and more
|6 CV Points per Rs. 200
|12 Axis Edge Reward Points per Rs. 200
|5 Reward Points per Rs. 150
|Up to 4 complimentary business class tickets on reaching annual spends of up to Rs. 12 Lakh
|25,000 bonus Axis Edge Reward Points (worth Rs. 5,000) on monthly spends of Rs. 1 Lakh or more
|cult.fit Live 1 month membership or Rs. 500 voucher from BookMyShow or TataCLiQ or Ola cabs on monthly spends of Rs. 80,000 or more
|Unlimited complimentary lounge access at select domestic airports
|Unlimited domestic access and unlimited international lounge visits via Priority Pass; 8 free guest visits per year for international lounges
|Unlimited domestic and international lounge visits for primary as well as add-on card user
|Club Vistara Gold Membership
|Priority Pass Membership
|Club Marriott, Amazon Prime, MMT Black, Times Prime, Forbes and Swiggy One
|Foreign Exchange Mark-up Fee
Should you get Axis Bank Vistara Infinite Credit Card?
Axis Vistara Infinite is possibly the best airline co-branded credit card in India. Though it is a premium variant of Axis Bank’s Vistara Cards and charges Rs. 10,000 as annual fee, the benefits on this card can easily surpass the fee charged.
The main benefits on Axis Vistara Infinite Card come in the form of welcome offer, milestone benefits and reward points. Thus, it is best suited for those who frequently put high-ticket purchases on their credit cards as it will allow them to reach the spend milestones and avail the respective benefits. For someone who is a frequent traveller and a high-spender, this card can be very beneficial.
However, it has some drawbacks too. It lacks on two points-
- It does not offer international lounge access
- The foreign exchange mark-up fee is high (3.5%)
While most premium cards focus on the domestic as well as international travel needs of the consumers, this card offers only domestic travel benefits. At a fee so high, consumers would expect better benefits on international travel as well.
|You can consider getting this card if:
You can apply online for Axis Vistara Infinite Credit Card on Paisabazaar. Fill in your details below to check if you qualify for it.
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Other Credit Cards Co-branded with Airlines
If you are looking for similar credit cards, then you can refer to the cards mentioned in the table below:
|Air India SBI Signature Credit Card
|Complimentary Air India Frequent Flyer program-Flying Returns membership
|Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
|Welcome tickets worth Rs. 3,000
|Etihad Guest SBI Premier Credit Card
|Complimentary Etihad Guest Gold tier status after first card transaction
|Club Vistara SBI Prime Credit Card
|1 Premium Economy ticket on the payment of annual or renewal fee
|Axis Bank Vistara Signature Credit Card
|4 Club Vistara points per Rs. 200 spent
*Terms and conditions are applicable.
Axis Bank Vistara Infinite Credit Card: Fees & Charges
The fees and charges associated with Axis Bank Vistara Infinite Credit Card are mentioned in the table below:
|Type of Fee/ Charge
|Annual/ Renewal Fee
|3.6% p.m. (52.86% p.a.)
|Late Payment Fee
|For Statement Balance:
Click here to check other associated fees and charges.
Axis Bank Vistara Infinite Credit Card: Eligibility & Documentation
The applicant must fulfill the below-mentioned eligibility criteria to apply for Axis Bank Vistara Infinite Credit Card:
|18 to 70 years
|Salaried or Self-employed
|Rs. 6 Lakh p.a.
|Click here for the list of documents
Q. How can I apply for Axis Bank Vistara Infinite Credit Card?
A. You can apply for Axis Bank Vistara Infinite Credit Card on Paisabazaar. Fill in your details here to check your eligibility. If you are eligible, you can continue applying for the card by providing more details.
Q. How can I check the application status of my Axis Bank Vistara Infinite Credit Card?
A. You can check the application status of your credit card online by visiting the official website of the bank. All you need to do is open the application tracking page and enter your application number to check your status. You can also check the application status without the application number by entering your PAN and mobile number. Apart from this, you can call on customer care and ask the representative about your Axis Bank Credit Card application status.
Q. I don’t have an account with Axis Bank. Can I apply for Axis Bank Vistara Infinite Credit Card?
A. Yes, you can apply for Axis Vistara Infinite Credit Card even if you don’t have an account with the bank. To apply for this card, you need to fulfill the eligibility criteria set by the bank, i.e, your age must be between 18 to 70 years and your minimum income should be Rs. 6 Lakh p.a.
Q. What should I do if I Iose my Axis Bank Vistara Infinite Credit Card?
A. You should inform the bank immediately if you lose your credit card. You can call on the Axis Bank Credit Card customer care and inform the representative about your loss. The representative will ask for a few details and block your card to protect it from any fraud. You can also visit any of the nearest branches of the bank and contact an executive to report your issue.
Q. Can I convert my Axis Bank Vistara Infinite Credit Card purchases into EMIs?
A. Yes, you can convert your purchases of Rs. 2,500 and above into EMIs, post-purchase or at the time of purchase. To avail this facility at the time of purchase, you can check on the merchant’s website whether it offers an Axis Bank Credit Card EMI facility or not. Additionally, you can call customer care and ask the representative to convert the selected purchase into EMI.
Q. How can I pay my Axis Bank Vistara Infinite Credit Card bill?
A. You can pay your credit card bill through online as well as offline modes. To pay your bill online, you can use facilities like Billdesk, net banking, debit card, Axis Bank mobile app, NEFT, ECS and UPI. For offline Axis Bank Credit Card bill payment, you can visit any of the nearest branches and pay via cash or cheque.