Axis Bank Vistara Infinite Credit Card is a premium card best suited for travellers. The card provides many features that make travelling easy, convenient, and luxurious. The details of this credit card are mentioned below.
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Axis Bank Vistara Infinite Credit Card – Features & Benefits
Welcome Gift – Cardholders will get a free Vistara Business Class ticket and Club Vistara Gold Membership
Club Vistara Points – Users earn 6 CV points per Rs. 200 spent
Milestone Achievement Benefits – Bonus Rewards Points that can be earned are as follows
- 10,000 CV Points on spending Rs. 1.00 lakh
- 1 Business Class ticket on spending over Rs. 2.50 lakh
- 1 More Business Class ticket on spending over Rs. 5.00 lakh
- Additional Business Class Class ticket on spending over Rs. 7.50 lakh
Lounge Access – Customers get free access to airport lounges at many Indian airports
Golf Privileges – Users get to enjoy golf rounds at premium golf clubs at discounted rates
Dining Discounts – Cardholders are eligible for a 15% discount at over 5,000 Restaurants in India
Extraordinary Weekends – The feature allows users to plan a memorable weekend
Travel Insurance – Users are secured for the following scenarios:
- Lost Card Liability – Rs. 3.00 lakh
- Loss of Travel Documents – Up to USD 300
- Loss of Check-in Baggage — Up to USD 500
- Delay of Check-in Baggage – Up to USD 300
Interest-free Credit – Depending on the date of transaction, a cardholder enjoys an interest-free credit period of 20-50 days
Suggested Read: Top 5 Credit Cards for Airport Lounge Access
Axis Bank Vistara Infinite Credit Card – Fees and Charges
The fees and charges associated with Axis Bank Vistara Infinite Credit Card:
| Particulars | Amount |
| Joining Fee | Rs.10,000 |
| Annual Fee | Rs.10,000 |
| Add-on card Joining Fee | Nil |
| Add-on card Annual Fee | Nil |
| Finance Charges | 2.95% per month / 41.75% p.a. |
| Cash Withdrawal Fee | 2.5% of the amount withdrawn | Minimum Rs.500 |
| Cash Payment Fee | Rs. 100 |
| Card Replacement Fee | Nil |
| Over-limit penalty | 3% of the over-limit amount/min. Rs. 500 |
| Fuel Transaction Surcharge | Waived for transactions between Rs. 400 to Rs. 4,000 |
| Foreign Currency Mark-up Fee | 3.50% |
| Late Payment Fee | Nil if total payment Due is up to Rs.100 Rs.100 on amount between Rs.101 – Rs.300 Rs.300 on amount between Rs.301 – Rs.1,000 Rs.500 on amount between Rs.1,001 – Rs.5,000 Rs.600 on amount between Rs.5,001 – Rs.20,000 Rs.700 on amount over Rs.20,000 |
| Cheque Return/Dishonour Fee or Auto Debit Reversal Fee | Rs. 300 |
| Outstation Cheque Fee | Nil |
Note: Banks reserve the right to change the fees & charges without prior communication.
Axis Bank Vistara Infinite Credit Card – Eligibility Criteria
The Eligibility Criteria for Axis Bank Vistara Infinite Credit Card are:
- Applicant must be between 18 to 70 years old
- Add-on cardholder must be above 18 years of age
- Applicants minimum net income must be Rs. 6.00 lakh per annum.
- Customer must be an Indian citizen
The above-mentioned eligibility criteria are for indicative purposes only. Final approval of the credit card is at the sole discretion of the bank.
Later on, the Bank will also ask for some KYC documents to establish identity, income and place of residence. Do submit them in a timely manner
How to Apply for Axis Bank Vistara Infinite Credit Card
Customers can easily apply for Axis Bank Vistara Infinite Credit Card by following the below-laid steps
- Visit the credit card application page on Paisabazaar.com by Clicking here
- Fill the basic form
- Post submission user will be shown all the eligible cards. Filter out Axis Bank Credit Cards
- Click on Check Eligibility against Axis Bank Vistara Infinite Credit Card and select the appropriate option
- Fill out the detailed form and submit it
Afterwards, an agent from Paisabazaar will contact the customer and set up an appropriate date and time for document collection. The bank will then scrutinize the same and if successful will dispatch the credit card. The entire process takes about 15 days.
FAQs
What is the annual fee charged on Axis Bank Vistara Infinite Credit Card?
The annual fee charged on Axis Bank Vistara Infinite Credit Card is Rs. 10,000.
What is the milestone spend benefits on this credit card?
Users can avail the following benefits as per the set spend markers:
- 10,000 CV Points on spending Rs. 1.00 lakh
- 1 Business Class ticket on spending over Rs. 2.50 lakh
- 1 More Business Class ticket on spending over Rs. 5.00 lakh
- Additional Business Class ticket on spending over Rs. 7.50 lakh
Do cardholders get access to golf courses?
Yes, cardholders get access to premium golf courses at discounted rates.
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| American Express® Platinum ReserveSM Credit Card | Rs. 10,000 | Earn 1 Membership Rewards Point per Rs. 50 spent. Offer not valid on fuel, insurance, utilities and cash transaction | Rs. 3,970* Rs. 10,190** |
| CitiBank PremierMiles | Rs.3000 | Earn 10,000 Air miles on spending Rs.1000 within 60 days of issuance | Rs.11,616* Rs.21,732** |
| SBI Card Prime | Rs.2999 | Earn 20 Reward Points on spending Rs.100 on utility bills and 10 Reward Points on spending Rs.100 on dining, groceries etc. | Rs.10,337* Rs.16,661** |
| American Express Platinum Travel | Rs.5000 | Earn Welcome Gift of 5000 milestone bonus membership Reward Points | Rs.8,520* Rs.34,640** |
| SBI Card Elite | Rs.4,999 | Earn up to 50,000 bonus reward points worth Rs.12,500 and 5X Reward Points on dining, departmental stores etc. | Rs.12,081* Rs.20,661** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Travel Credit Cards
Other recommended travel credit cards-
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs.4,999 | Foreign Mark-up Fee is just 1.99% Earn 2 Reward Points per Rs. 100 spent internationally | 4.6/5 | |
Rs.2,500 | Get every 6th Ola ride Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip | 3.7/5 | |
Rs.3,000 | Access to International Airport Lounges Free Overseas Insurance | 3.7/5 | |
Rs. 10,000 | Earn 1 Membership Rewards Point per Rs. 50 spent Avail free domestic lounge access. Users also get free Priority Pass membership | 4.7/5 |
