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InterMiles HDFC Bank Signature Credit Card – For Frequent Travellers

Home HDFC Credit Card InterMiles HDFC Bank Signature Credit Card

InterMiles HDFC Bank Signature Credit Card is a co-branded credit card that offers decent rewards on your hotel and flight bookings. You can earn 12X rewards on your travel bookings via this credit card. Besides this, you can also get exclusive privileges, like discount on Etihad Airways booking and complimentary airport lounge access with this card. This is the right option if you frequently travel and are looking for an option to save on your flight and hotel bookings. However, the rewards offered on this credit card can only be redeemed against the InterMiles website. So, you can apply for this card if you want to save on your travel bookings through InterMiles.

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Updated: 27-06-2024 11:08:15 AM

Disclaimer: This HDFC credit card has been phased out. Refer to the official bank website for further updates or details. 

Key Highlights of InterMiles HDFC Bank Signature Credit Card
Best Suited for Travel
Joining Fee Rs. 2,500
Renewal Fee Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Minimum Income Requirement
  • Salaried: Rs. 90,000 p.m.
  • Self-employed: ITR> Rs. 12 lakh p.a.
Welcome Benefits Complimentary InterMiles Silver Membership along with 8,000 InterMiles
Best Feature Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings
Paisabazaar’s Rating ★★★ (3.5/5)

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On this page
InterMiles HDFC Bank Signature Credit Card: Features & Benefits
At a Glance: InterMiles HDFC Bank Signature Credit Card
InterMiles HDFC Bank Signature Credit Card: Fees & Charges
InterMiles HDFC Bank Signature Credit Card: Eligibility & Documentation
Should you apply for InterMiles HDFC Bank Signature Credit Card?
Cards Similar to InterMiles HDFC Bank Signature Credit Card
FAQs
InterMiles HDFC Bank Signature Credit Card: Features & Benefits

InterMiles HDFC Bank Signature Credit Card offers a lot of benefits to its users. Some of the important features and benefits of this credit card are mentioned below:

8,000 InterMiles on Joining

The following welcome gifts are offered to the cardholders:

  • Complimentary InterMiles Silver Membership
  • 8,000 bonus InterMiles are given in two parts:
    • 3,000 InterMiles on spending Rs. 6,000 within the first 30 days of card set up
    • 5,000 InterMiles on total retail spend of Rs. 90,000 and above, within the first 90 days
  • Discount voucher of Rs. 750 on return flight tickets booked through the InterMiles website for the first year*
  • Discount voucher of Rs. 2,000 on hotel bookings for the first year*

*These renewal benefits are only applicable on the realization of membership fee. 

Up to 12 InterMiles 

Cardholders will be able to earn InterMiles in the following manner:

  • 6 InterMiles per Rs. 150 on all spends
  • 12 InterMiles per Rs. 150 spent on flight bookings via InterMiles website
  • 12 InterMiles on every Rs. 150 spent on hotel bookings via InterMiles website
  • 3,000 InterMiles on spending Rs. 6,000 within the first 30 days of the Anniversary date

Up to 10% off on Etihad Airways

Using this credit card, one can also avail discount on Etihad Airways tickets through the InterMiles website. Discount can be availed in the following manner:

  • 5% off on Economy Class ticket booking
  • 10% off on Business Class ticket booking
  • 2.5X reward points on Etihad Airways ticket booking

Complimentary Airport Lounge Access

Complimentary lounge access is offered to the cardholders in two ways:

  • Complimentary Priority Pass Membership with 5 free visits every year to international lounges
  • 16 free domestic lounge visits under Visa Lounge Access Program per year (4 per quarter)

Renewal Benefit

Spend Rs. 3 lakh on your InterMiles HDFC Bank Signature Credit Card within 12 months of the card setup or the card renewal date and get renewal fee for the next year waived off.

Complimentary Dineout Membership

Up to 35% off on dining using InterMiles HDFC Bank Signature Credit Card on spending Rs. 75,000 or more every calendar quarter. You will get below dining benefits via this card:

  • Assured flat 25% off at 2,000+ premium restaurants
  • Additional 10% off on InterMiles HDFC Bank Signature Club Credit Card
  • 1+1 on the buffet at 200+ restaurants
  • Early access to events and festivals such as Gourmetlicious

Other Benefits

Some of the other benefits of this credit card are as follows:

  • Up to 50 days of free credit period from the date of purchase.
  • Zero lost card liability cover
  • Up to 3 add-on cards on one primary card
More on Other HDFC Bank Credit Cards
InterMiles HDFC Bank Signature Credit Card: Fees & Charges

The fees and charges associated with this credit card are mentioned in the table below:

Type of Fee or Charge Amount
Joining Fee Rs. 2,500
Annual/ Renewal Fee Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Finance Charges 3.75% p.m. i.e. 45% p.a.
Late Payment Charges For Statement Balance:

Up to Rs. 100: Nil
Rs. 101 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 500
Rs. 1,001 to Rs. 5,000: Rs. 600
Rs. 5,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 900
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300
InterMiles HDFC Bank Signature Credit Card: Eligibility & Documentation

To be eligible for InterMiles HDFC Bank Signature Credit Card, the applicants must meet the below eligibility criteria:

Criteria Details
Occupation Salaried or Self-employed
Minimum Income for Salaried Applicants Rs. 90,000 p.m.
Age for Salaried Applicants 21-60 years
Minimum Income for Self-employed Applicants ITR>Rs. 12 lakh p.a.
Age for Self-employed Applicants  21-65 years
Serviceable Cities Click here for the list of serviceable cities
Documents Required Click here for the list of acceptable documents

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Should you apply for InterMiles HDFC Bank Signature Credit Card?

InterMiles HDFC Bank Signature Credit Card is a well-suited credit card for frequent travellers. You can save on your hotel and flight bookings via this credit card. Apart from this, you can avail additional discounts on Etihad Airways and complimentary airport lounge access every year. One of the drawbacks of this credit card is that earned InterMiles can only be redeemed on bookings via InterMiles website, which might not be a good choice for every cardholder.

Overall, this is a good credit card for people who frequently travel and make reservations or bookings via credit card. However, if you are looking for a credit card that offers reward points which can be redeemed on multiple websites, you can look for other travel credit cards available in the market. 

Cards Similar to InterMiles HDFC Bank Signature Credit Card

People also looked for the following travel credit cards:

Credit Card Annual Fee Key Features
InterMiles HDFC Bank Signature Credit Card Rs. 2,500
  • Complimentary InterMiles Silver Membership
  • 2 InterMiles on every Rs. 150 spent on hotel & flight bookings
Standard Chartered Emirates World Credit Card Rs. 3,000
  • Access to international airport lounges
  • Complimentary golf game once a year
MakeMyTrip ICICI Platinum Credit Card Nil
  • Lemon Tree Hotel vouchers worth Rs. 2,000 as joining gift
  • Complimentary MMT Black Membership
Air India SBI Signature Credit Card Rs. 4,999
  • Up to 30 reward points for every Rs. 100 spent
  • Complimentary Priority Pass Membership
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card Rs. 2,500
  • Complimentary 8 lounge access per year (2 each quarter)
  • 6% rewards on IndiGo spends and up to 3% rewards on other spends
FAQs

What are the Benefits of InterMiles Credit Card?
InterMiles HDFC Bank Signature Credit Card offers various benefits such as up to 8,000 Inter Miles as an activation benefit, great rewards with up to 12 Inter Miles across all spends, additional benefit on Etihad Airways with up to 10% additional discount, and complimentary airport lounge access among other benefits.

Is the JetPrivilege Program still ongoing?
No, the JetPrivilege program is now InterMiles Program by Etihad Airways.

I am already a JetPrivilege member of the card. How can I avail the benefits now?
Since JetPrivilege is no longer operational, the membership will automatically be transferred to the InterMiles Program, based on the membership tier you currently enjoy. For example, if you are a Gold Tier member, you will be transferred to an equivalent tier on the InterMiles Program.

How can I use the InterMiles?
You can use the accumulated InterMiles to book tickets on the InterMiles website. If you use these to book flight tickets through Etihad Airways, you will get extra discounts and accelerated rewards as well.

How can I avail the Priority Pass Membership?
You will get the Priority Pass Membership with your InterMiles HDFC Bank Signature Credit Card along with the 5 free visits every year.

Does this credit card contain a magnetic strip along with the EMV Chip?
Yes, InterMiles HDFC Bank Signature Credit Card comes with both magnetic strip and an EMV Chip. 

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