Apply now for SCB Emirates World Credit Card
Best Suited For – Travel, Golf, Fuel and Cashback
*Offers are from Paisabazaar's partner Banks & NBFCs.
Standard Chartered Emirates World credit card is best suitable for frequent travelers. The cardholders can earn exclusive rewards and enjoy benefits such as complimentary lounge access, golf privileges, shopping privileges, etc. Additional details of the card are mentioned below.
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The features of Standard Chartered Emirates World credit card are as follows:
Contactless Credit Card – The customers can enjoy faster checkouts, secure payments and complete freedom from cash
Balance Transfer – The customers can transfer balance up to Rs. 5,00,000 from other bank credit card at attractive interest rate
Security – The customers can avail the facility of safe online transactions on his/her credit card via 3D secure OTP verification
Online Banking and SC Mobile – The customers can easily check balance and make instant card payments via online banking and SC Mobile
Loan Facility – The customers can get loan on his/her credit card up to Rs.7,50,000 in 2 days via NEFT
Users of Standard Chartered Emirates World Card can enjoy the following benefits:
Airport Lounge Access– Get the privilege to enjoy the complimentary lounge access to 25 domestic lounges using Mastercard Lounge Program and 2 complimentary accesses to Domestic and International Priority Pass lounges per month
Golf Access– With the Standard Chartered Emirates World Card, cardholders can enjoy the complimentary golf game access once a year and 50% off on all golf games and one free golf lesson every month
Cashback Offers– Customers get the cashback of 5% on duty free shopping on maximum spend of Rs. 1,000 per month
Skyward Miles– On every spent of Rs. 150 on International transactions, customers can earn 6 skyward miles. On every spent of Rs. 150 on domestic transactions, they will earn 4 skyward miles
Complimentary Overseas Insurance– The cardholder can protect himself/herself against overseas accident by providing coverage of Rs. 1 crore including the insurance on the loss of baggage and flight delay
The table given below shows the fees and charges related to this credit card-
| Fee Type | Charges |
| Annual Fee | Rs. 3,000 |
| Annual Fee ( second year onwards) | Rs. 3,000 |
| Add-on Fee (per annum) | Nil |
| Free Credit Period | Nil |
| Cash Advance (ATM withdrawals) | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of overlimit amount subject to a minimum of Rs. 500 |
| Late Payment Fee | • Rs. 0 for statement outstanding balance less than or equal to Rs. 100 • Rs. 100 for statement outstanding balance between Rs. 100 and Rs. 500 • Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000 • Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000 • Rs. 800 for statement outstanding balance greater than Rs. 15,000 |
| Surcharges | Rs. 10 or 1% of transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
In order to apply for this credit card, an applicant should meet the following eligibility criteria-
Customers who want to enjoy all the benefits and features of Standard Chartered Emirates World credit card can apply for it through our site. The steps are:
Post form submission an agent from Paisabazaar will call the customer to fix a date and time for document collection. The bank will then verify the documents. Post verification the bank will dispatch the credit card. The entire process takes about 15 to 20 days.
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered World Emirates Credit Card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard Chartered World Emirates credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are:
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
What is Goods and Services Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Standard Chartered Emirates World Credit Card | Rs. 3,000 | Earn 6 skyward miles on every Rs. 150 spent | Rs. 15,796* Rs. 17,404** |
| SBI Card Prime | Rs. 2,999 | Earn 20 reward points per Rs 100 spent on standing instructions of utility bill payments, | Rs. 10,337* Rs. 16,661** |
| PremierMiles Card Citibank | Rs. 3,000 | Earn 10,000 air miles on spending Rs. 1000 within 60 days of issuance and 3,000 Air Miles are credited on card renewal | Rs. 11,616* Rs. 21,732** |
| HDFC Regalia Credit Card | Rs. 2,500+ Taxes | Earn 15,000 Reward Points on spending Rs.8 lakh or more in every anniversary year | Rs. 9,605** Rs. 15,299** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
People also looked for the following travel credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 3,500 | Complimentary airport lounge visit per quarter 1 Membership Reward Point is earned for every Rs. 50 spent | 4.4 | |
Rs. 3,000 | Access to International Airport Lounges Enjoy Complimentary Golf Game once a year | 3.7/5 | |
NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift Get complimentary MMT Black Membership | 3.3/5 | |
Rs.3,000 | Complimentary domestic and international airport lounge visit Earn 10,000 air miles on spending Rs. 1000 within 60 days of issuance | N/A |
