Standard Chartered Emirates World credit card is best suitable for frequent travelers. The cardholders can earn exclusive rewards and enjoy benefits such as complimentary lounge access, golf privileges, shopping privileges, etc. Additional details of the card are mentioned below.
Standard Chartered Emirates World Credit Card Features
The features of Standard Chartered Emirates World credit card are as follows:
Skyward Miles– On every spend of Rs. 150 on Emirates transactions, users will earn 6 skyward miles. On every spent of Rs. 150 on other transactions, they will earn 3 skyward miles
Cashback Offers– Customers get a cashback of 5% on duty-free shopping on a maximum spend of Rs. 1,000 per month
Airport Lounge Access–
- Enjoy the complimentary lounge access to 25 domestic lounges using Mastercard Lounge Program
- 2 complimentary accesses to domestic and international Priority Pass Airport Lounges per month
- Spend more than Rs. 10,000 in a month and enjoy 2 free accesses to Priority Pass lounges in the next month.
Golf Access– Complimentary golf access three times a year at 14 premium courses in India, and unlimited games at
50% discount on green fees.
Complimentary Overseas Insurance– The cardholder can protect himself/herself against overseas accident by providing coverage of Rs. 1 crore including the insurance on the loss of baggage and flight delay
Suggested for you: Read our full review of Standard Chartered Emirates World Credit Card
Standard Chartered Emirates World Credit Card Fees and Charges
The table given below shows the fees and charges related to this credit card-
| Fee Type | Charges |
| Joining Fee | Rs. 3,000 |
| Annual Fee ( second year onwards) | Rs. 3,000 |
| Finance Charges | 3.75% pm (45% per annum) |
| Late Payment Fee |
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Click here to check other associated fees and charges.
Pros and Cons
| Pros | Cons |
| Complimentary Golf Access, every year | High forex markup fee i.e. 3.5% |
| Overseas insurance up to Rs. 1 crore | Primary rewards restricted to a single category i.e. Travel |
| 5% cashback on duty-free shopping | – |
Should you get this card?
If you wish to own a credit card with good travel perks including airport lounge access, cashback on duty-free shopping, golf access, and more, this is a satisfactory option for you. Standard Chartered Emirates World Credit Card gives 5% cashback on duty-free shopping. One can enjoy 2 complimentary domestic and 2 international lounge access per month. Besides, for those who enjoy golf benefits on credit cards, this card gives complimentary access once a year and 50% off on all golf games and one free lesson every month. But, the foreign-exchange markup fee, as compared to Standard Chartered Ultimate Credit Card, is high i.e. 3.5%.
Apart from Travel benefits, this card does not have a lot to offer. If you wish to avail benefits in other categories such as shopping, entertainment, etc., you should consider other options like HDFC Regalia, SBI Credit Card PRIME, and CitiBank Premier Miles Card.
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Standard Chartered Emirates World Credit Card | Rs.3,000 | Earn 6 skyward miles on every Rs. 150 spent | Rs.15,796* Rs.17,404** |
| SBI Card Prime | Rs. 2,999 | Earn 20 reward points per Rs 100 spent on standing instructions of utility bill payments, | Rs.10,337* Rs.16,661** |
| PremierMiles Card Citibank | Rs.3,000 | Earn 10,000 air miles on spending Rs. 1000 within 60 days of issuance and 3,000 Air Miles are credited on card renewal | Rs.11,616* Rs.21,732** |
| HDFC Regalia Credit Card | Rs. 2,500+ Taxes | Earn 15,000 Reward Points on spending Rs.8 lakh or more in every anniversary year | Rs.9,605** Rs.15,299** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Standard Chartered Emirates World Credit Card Eligibility Criteria
| Criteria | Details |
| Occupation | Available to both Salaried and Self-employed |
| Minimum Income for Salaried Applicants | Rs. 1,00,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 1,00,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Documents Required
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
| Paisabazaar ensures hassle-free application for SCB Credit Cards. No income documents required |
*T&C Apply
How To Apply Standard Chartered Emirates World Credit Card
Customers who want to enjoy all the benefits and features of Standard Chartered Emirates World credit card can apply for it through our site. The steps are:
- Click here to start your application process
- Provide the details asked for
- Post submission the user will be able to see all the eligible cards. Filter out the Standard Chartered bank credit cards
- Click on ‘Check Eligibility’ against Standard Chartered Emirates World credit card
- Continue to provide all the required information
Post form submission an agent from Paisabazaar will call the customer to fix a date and time for document collection. The bank will then verify the documents. Post verification the bank will dispatch the credit card. The entire process takes about 15 to 20 days.
Frequently Asked Questions (FAQs)
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered World Emirates Credit Card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard Chartered World Emirates credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are:
- Aadhaar Card
- Any one of the following photo cards:
- Passport
- PAN Card
- Voter ID Card
- Government ID
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
What is Goods and Services Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.
Other Travel Credit Cards
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| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
American Express® Platinum Travel Credit Card | Rs. 3,500 | Complimentary airport lounge visit per quarter 1 Membership Reward Point is earned for every Rs. 50 spent | 4.4/5 |
Rs. 3,000 | Access to International Airport Lounges Enjoy Complimentary Golf Game once a year | 3.7/5 | |
NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift Get complimentary MMT Black Membership | 3.3/5 | |
Rs.3,000 | Complimentary domestic and international airport lounge visit Earn 10,000 air miles on spending Rs. 1000 within 60 days of issuance | N/A |