|Standard Chartered Emirates World Credit Card Rating|
|Reward Points ★★★|
Annual Fee ★★
Travel Benefits ★★★★
Offers & Discounts ★★
|Overall Rating ★★★|
Standard Chartered Emirates World Credit Card is most suitable for individuals who travel frequently. It is a co-branded credit card that offers skyward miles, cash back on duty-free spending, airport lounge access, and other premium benefits like travel insurance. However, it may not be suitable for individuals who seek multi-faceted benefits from a credit card. Let’s see if Standard Chartered Emirates World Credit Card is at par with other travel credit cards or not.
Key Highlights of Standard Chartered Emirates World Credit Card
Earn Skyward Miles on every transaction
Skyward is the frequent flyer programme of Emirates, best for frequent flyers. Below are more details on Skyward miles:
|Miles Programme||Skyward Miles|
|Welcome Bonus||4,000 Bonus Skyward Miles|
|Emirates Transaction||Earn 6 Skyward Miles on every Rs.150 spent on Emirates transaction.|
|Other Categories||Earn 3 Skyward Miles on every Rs.150 spent.|
|Renewal Fee payment||Earn 1500 Skyward Miles on the renewal fee of Standard Chartered Emirates World card.|
As seen from the table above, Standard Chartered Emirates World is mostly about Skyward Miles, making it beneficial for frequent travellers. Another thing is, the skyward miles are pretty flexible as you can use them to book your flight tickets too.
Additional Features with Standard Chartered Emirates World
Airport Lounge Access – Complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and 2 complimentary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs.10,000 in a month and enjoy 2 free accesses to Priority Pass lounges in the next month.
Cashback on Duty-Free – On your duty-free shopping, you will get 5% cashback every month with a Standard Chartered Emirates World credit card. Up to a maximum of Rs.1,000 per month can be availed.
Golf Privileges – You will enjoy access to 3 complimentary golf games in a year with a 50% discount on all games along with one free golf lesson.
Overseas Insurance – The card comes with complimentary overseas insurance of Rs.1 crore on the loss of baggage and flight delay.
Is the Annual Fee of Rs.3,000 worth it?
Standard Chartered Emirates World credit card comes with an annual fee of Rs.3,000 + taxes. But the key benefits of Standard Chartered Emirates World credit card revolve around travel rewards only. This implies that if you are expecting some additional benefits from your credit card, then the annual fee might hurt your pocket.
Other travel credit cards you can opt for
Apart from Standard Chartered Emirates World credit card, here is a list of some other travel credit cards that come with benefits like airport lounge access, golf privileges and you get rewarded for travelling too.
Travel Credit Cards
|Axis Bank Vistara Signature||Rs.3,000 + applicable taxes|
|Air India SBI Signature||Rs.4,999 + applicable taxes|
|Citi PremierMiles||Rs.3,000 + applicable taxes|
|SBI Card Elite||Rs.4,999 + applicable taxes|
|HDFC Regalia||Rs.2,500 + applicable taxes|