Kotak Bank in partnership with IndiGo airlines has launched two co-branded credit cards, Kotak IndiGo Ka-ching 6E Rewards Credit Card and Kotak IndiGo Ka-ching 6E Rewards XL Credit Card. Kotak IndiGo Ka-ching 6E Rewards Credit Card is a travel credit card that allows customers to earn reward points on their bookings. Additionally, you can also earn welcome vouchers from partner brands on dining, stay and more.
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Key Highlights of Kotak IndiGo Ka-ching 6E Rewards Credit Card |
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| Card Type | Entry-level |
| Best Suited for | Travel |
| Joining Fee | Rs. 700 |
| Renewal Fee | Rs. 700 |
| Welcome Benefits |
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| Best Feature | 6E rewards on every Rs. 100 spent |
| Paisabazaar’s Rating | NA |
Also read: Best Travel Credit Cards in India
| On this page |
This credit card offers multiple benefits in the travel category. You can earn reward points and redeem them on your future bookings via this credit card. Below mentioned are the details regarding the same:
You can avail below welcome benefits via this credit card*:
*Welcome benefits can be availed only by members and their nominees post annual fee realization and are valid for 6 months from the date of issuance.
**Complimentary IndiGo air ticket will be available for redemption towards base fare post 3 transactions every month for the first 3 calendar months.
With Kotak IndiGo Ka-ching 6E Rewards Credit Card, you can earn 6E rewards on every Rs. 100 spent. Details regarding the same are mentioned in the table below:
| Details | Rewards Rate |
| Rewards on IndiGo spends | 3% |
| Rewards on merchant spends (including dining, grocery & entertainment) | 2% |
| Rewards on other category spends (wallet excluded)* | 1% |
*No 6E rewards will be earned on prepaid payment instructions and for group, corporate, SME and agent bookings. Also, the bonus 6E reward points come with a validity of 6 months.
Discounted Convenience Fee: Apart from the reward points, you can also avail discounted convenience fee of Rs. 150 per pax on IndiGo tickets.
Must read: Best Co-branded Credit Cards in India
Below mentioned are the fees and charges associated with this credit card:
| Particular | Details |
| Joining Fee | Rs. 700 |
| Annual/ Renewal Fee | Rs. 700 |
| Finance Charges | 3.50% p.m. (42% p.a.) |
| Over Limit Charge | Rs. 500 |
| Late Payment Fee | For Statement Balance:
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The applicant must fulfill the below-mentioned eligibility criteria to apply for Kotak IndiGo Ka-ching 6E Rewards Credit Card:
| Particular | Details |
| Minimum Age Requirement | 21 years |
| Maximum Age Requirement | 65 years |
| Minimum Income Requirement | Rs. 4 lakh p.a. |
| Nationality | Indian |
| Documents Required | Click here to see all the required documents |
Suggested read: Best Kotak Mahindra Bank Credit Cards
Kotak IndiGo Ka-ching 6E Rewards Credit Card is a co-branded travel credit card that offers benefits on bookings via IndiGo. You can earn reward points on every booking and later redeem them on your future bookings. Additionally, you can also avail benefits on dining at partner restaurants.
Overall, this is a suitable option for people who frequent travel and are loyal customers of IndiGo. However, if you are not a frequent traveller, then this card might not be the best option for you. You can look for other credit cards available in the market for such cases.
If you are looking for other similar credit cards, you can also refer to the credit cards mentioned in the table below:
| Credit Card | Annual Fee | Key Feature |
| Kotak IndiGo Ka-ching 6E Rewards Credit Card | Rs. 700 | 6E rewards on every Rs. 100 spent |
| InterMiles HDFC Bank Platinum Credit Card | Rs. 1,000 | 8 InterMiles on every Rs. 100 spent on hotel and flight ticket bookings* |
| MakeMyTrip ICICI Bank Platinum Credit Card | Nil | Up to 3 My Cash points for every Rs. 200 spent on hotel and flight bookings via MakeMyTrip |
| Axis Bank Vistara Credit Card | Rs. 1,500 | 2 CV points for every Rs. 200 spent |
| Air India SBI Platinum Credit Card | Rs. 1,499 | Up to 15 reward points per Rs. 100 spent on Air India tickets |
*Terms and conditions applicable.
Who can apply for this credit card?
Indian citizens who are over 21 years and below 65 years of age can apply for this credit card.
How can I apply for this credit card?
You can apply for this credit card via official website of Kotak Mahindra Bank or by visiting the nearest branch.
How can I redeem the earned reward points?
You can redeem earned reward points on your future bookings. For redemption, you can visit official website of Kotak Mahindra Bank.
Does this card provide complimentary airport lounge access?
No, Kotak IndiGo Ka-ching 6E Rewards Credit Card does not provide complimentary airport lounge access to its users. However, you can avail complimentary airport lounge access with its upgraded version, i.e. Kotak IndiGo Ka-ching 6E Rewards XL Credit Card.
Will any fees be levied on the redemption of 6E rewards?
Yes, 6E rewards redemption will carry a service or redemption fee as per the Government regulations.
