|SBI Home Loan Details – Nov 2019|
|Interest Rate||8.15% onwards|
|Loan-to-Value Ratio||Up to 90% of property value|
|Loan Tenure||Up to 30 years|
|Processing Charges||0.40% of the loan amount (Rs. 10,000 – Rs 30,000) + GST|
Note: The figures given in the table are indicative and are subject to change as per changes in the SBI home loan scheme or RBI policy.
SBI home loan, available at an interest rate starting at 8.15% p.a for both salaried and self-employed, comes with a range of benefits like longer loan tenure of up to 30 years and low processing fees that is 0.40% of loan amount. SBI Home Loan also offers interest concession of 0.05% to women borrowers.