SBI YONO Insta Home Top Up Loan Highlights 2022 | |
Interest Rates | 8.15% p.a |
Loan Amount | Rs. 1 Lakh to Rs. 5 Lakhs |
Processing Fees | Rs. 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement (50% waiver in processing fees applicable from 15th April to 31st July 2022 plus GST) |
Table of Contents
SBI YONO Insta Home Top Up Loan Interest Rates
The interest rate for SBI YONO Insta Home Top Up Loan is 8.15% p.a.
Note:
- Top Up Loan is not permitted in Overdraft category for loans below Rs. 20 Lakhs and above Rs. 2 Crores
- The interest rates on Top Up Loans should not be lower than the interest rates charged on the underlying home loan

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SBI YONO Insta Home Top Up Loan Fees and Charges
Particulars | Rates |
Processing Charges | Rs. 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement (50% waiver in processing fees applicable from 15th April to 31st July 2022 plus GST) |
Eligibility for SBI YONO Insta Home Top Up Loan
This loan facility is offered only to a pre-selected group of existing home loan customers. The selection criteria is based on credit checks like residual loan tenure, satisfactory repayment, etc.
Documentation Required for SBI YONO Insta Home Top Up Loan
No fresh documentation is required for availing the SBI YONO Insta Home Top Up Loan.

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