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| SBI YONO Insta Home Top Up Loan Highlights – 2025 | |
| Interest Rates | 8.85% p.a. |
| Loan Amount | From Rs. 50,000 to Rs. 8 lakh |
| Processing Fees | Rs 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement |
Note: Interest rates as of 21 April 2025.
Transfer your Home Loan & avail Top-Up Loan at Low Interest Rates Click Here
Table of Contents
SBI YONO Insta Home Top Up Loan Interest Rates
The interest rate for SBI YONO Insta Home Top Up Loan is 8.85% p.a. onwards.
SBI YONO Insta Home Top Up Loan Fees and Charges
The processing fees for availing YONO Insta Home Loan Top Up Loan from SBI is mentioned below:
| Particulars | Rates |
| Processing Charges | Rs 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement |
Transfer your Home Loan & avail Top-Up Loan at Low Interest Rates Click Here
Eligibility for SBI YONO Insta Home Top Up Loan
- Insta Home Top Up Loan can be availed by existing home loan customers pre-selected for this loan scheme
- To avail Insta Home Top Up Loan, the value of existing home loan should be Rs. 10 lakhs or above
- Minimum residual tenure should be greater than 3 years
- Applicants should not have any existing Top-up loan
- Equitable collateral/security should be created in the underlying home loan
Existing home loan borrowers who wish to avail top up loans can also use the home loan EMI calculator to decide the optimal loan tenures and EMIs for their home loan top up based on their repayment capacity.
Also Check: home loan eligibility by top banks & HFC’s
Documentation Required for SBI YONO Insta Home Top Up Loan
No fresh documentation is required for availing the SBI YONO Insta Home Top Up Loan as this facility is available only to the existing borrowers of SBI Home Loan.