Pradhan Mantri Awas Yojana Gramin (PMAY-G)

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/02/2020

CC:
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Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
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I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 18/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 18/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

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Date :18/02/2020

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हिंदी में पढ़े
Updated: 06-02-2020 07:59:11 AM

Pradhan Mantri Awas Yojana – Gramin/Rural (PMAY-G) or pradhan mantri gramin awaas yojana is a centrally sponsored rural housing scheme introduced on April 1, 2016 by Prime Minister Narendra Modi. Pradhan Mantri Gramin Awaas Yojana (PMGAY) is formulated in line with the Government’s commitment to provide “Housing for All by 2022” in all rural areas. Under PMAY-Rural, the government provides monetary assistance for the construction of pucca houses featuring all basic amenities, such as power supply and sanitation. All families who do not have a house or are currently living in kutcha and dilapidated houses in rural areas of India are eligible to apply for the PMAY-G. The scheme will be implemented in rural areas throughout India, except Delhi and Chandigarh.

Discover More About PMAY Scheme
All About PMAYPMAY Delhi
PMAY UrbanPMAY List
How to Apply for PMAYPMAY Application Status
How to Avail PMAY SubsidyPMAY Eligibility

PMAY Rural/Gramin Background

Public housing programme in India began immediately after the independence with the rehabilitation of refugees. Since then, for government, the programme has been an important instrument of poverty alleviation. Rural housing program started with Indira Awas Yojana (IAY). It was launched in 1985 by the former Prime Minister Rajiv Gandhi with an aim to build houses for the Below Poverty Line (BPL) population living in rural areas across India. Even after its launch, the program was started in January, 1996 as an independent programme aimed at providing houses to the homeless. The program addressed the housing concerns of rural areas, however certain drawbacks identified during the performance audit by the Comptroller and Auditor General (CAG) limited its impact and the outcomes. To address the drawbacks of the program and fulfil the government’s commitment to provide “Housing for All” (HFA) by 2022, IAY was refurbished into Pradhan Mantri Gramin Awas Yojana (PMAYG) and introduced in April, 2016.

PMAY-Gramin Objective

The primary aim of PMAY G is to provide pucca houses with basic amenities to all families without houses or living in kutcha or dilapidated houses in rural areas in India by 2022. The immediate objective of the scheme is to provide pucca houses to 1 crore families living in kutcha/dilapidated houses in three years from 2016-17 to 2018-19.

Features of Pradhan Mantri Gramin Awas Yojana Scheme

The salient features of PMGAY  are:

  • The scheme will cover 1 crore families living in kutcha houses
  • The minimum size of the house will be 25 sq. m. with all basic amenities such as power supply and hygienic cooking space
  • The unit assistance provided under the program is Rs. 1.20 lakh for houses to be constructed in plains and Rs. 1.30 lakh for houses to be constructed in hilly states, difficult areas and Integrated Action Plan (IAP) districts
  • Under the scheme, the beneficiary is entitled to 90/95 person days of unskilled labour from MGNREGS (Mahatma Gandhi National Rural Employment Guarantee Scheme)
  • The cost of building houses will be shared between Central and State Governments in the ratio 60:40 for houses constructed in plain areas and 90:10 for houses constructed in North Eastern and three Himalayan States (Himachal Pradesh, Uttarakhand and Jammu and Kashmir)
  • The scheme in collaboration with other Government schemes, such as Swachh Bharat Mission – Gramin (SBM-G), will ensure the provision of basic amenities such as toilet, electricity, water, clean and efficient cooking fuel, treatment of social and liquid waste, etc.
  • More focus will be given on the quality house construction by ensuring the use of local materials, appropriate design and trained masons
  • The beneficiaries will be selected using housing deprivation parameters in the Socio Economic and Caste Census (SECC), 2011 data, which is to be verified by the Gram Sabhas
  • Beneficiaries will also be given technical assistance in the construction of the house
  • To ensure better quality of construction, setting up of a National Technical Support Agency (NTSA) at the national level is envisioned
  • The implementation and monitoring of the project will be carried out through an end-to-end e-Governance model – AwaasSoft (https://awaassoft.nic.in/netiay/Reports/FTOUtilizedFund.aspx) and AwaasApp (https://play.google.com/store/apps/details?id=rural.housing&hl=en_IN). It will also be monitored through community participation (Social Audit), Central and State Government officials, Members of Parliament (DISHA Committee), National Level Monitors, etc.
  • A willing beneficiary will be facilitated to get loan of up to Rs. 70,000 from lending institutions
  • All payments to the beneficiary will be electronically transferred to their bank or post office accounts that are linked to Aadhaar with consent

pmay home loan

Pradhan Mantri Gramin Awas Yojana Eligibility Criteria

To ensure that the assistance reaches the deserving families and that the selection of beneficiaries is objective and verifiable, the beneficiaries for the scheme will be selected on the basis of SECC data, which will be then verified by the Gram Sabhas.

As far as the prioritisation within the entire data of eligible PMAY (G) beneficiaries is concerned, it will be assigned based on the factors displaying housing deprivation in each category i.e. SC/ST, Minorities and Others.

Moving away from the Below Poverty Line (BPL) list, some of the other beneficiaries who are eligible to avail the benefits of PMAY-G include:

  • The family must not have a pucca house anywhere throughout the country
  • Families living in zero, one or two room houses with kutcha wall and roof
  • Scheduled Castes / Scheduled Tribes (SC/ST)
  • Freed bonded labourers
  • Minorities and non-SC/ST rural households in the BPL category
  • Widows and next-of-kin to defence personnel/paramilitary forces killed in action (irrespective of their income criteria), ex-servicemen and retire Scheme
  • The family must not own a pucca house
  • The family applying for a loan under this scheme must include a husband, wife and child/children that are unmarried
  • The applicant and his family must fulfil the income criteria mandated by this scheme and has to belong to either the EWS (Economically Weaker Section), LIG (Lower Income Group), or BPL (Below Poverty Line) category
  • The applicant income of the applicant’s family should be between Rs. 3 lakh and Rs. 6 lakh p.a.
  • Any loan amount above Rs. 6 lakh, the interest rate on the additional amount will be as per market rate

Identification of Beneficiaries under PMAYG

To ensure complete objectivity and transparency, the concerned authorities will identify eligible beneficiaries under PMAY-G on the basis of the latest Socio Economic and Caste Census, 2011 (SECC 2011). The census lists economically and socially backward sections that are categorized as beneficiaries under the PM Rural Awaas Yojana. The Gram Sabha identifies beneficiaries who have already availed the assistance under the PM Rural Awas Yojana or those who were disqualified for other reasons. The final list of beneficiaries eligible for PMAY-G is then published annually by the Gram Sabha through a participatory process. Once the name is shortlisted in the list released by the Gram Sabha, he/she shall be eligible for the financial assistance under PMAY-G scheme. To avail the assistance, the applicant must belong to EWS or LIG or BPL (Below the Poverty Line) category, and the annual income of the applicant’s family should be between Rs.3 lakh to Rs. 6 lakhs.

Beneficiary List for PMAY-G

Beneficiaries under PMAY-G scheme are chosen by the government through a transparent and verifiable process that involves the use of data from the Socio Economic Caste Census of 2011 (SECC). The process of choosing the PMAY G beneficiaries is as below:

  • A list of beneficiaries will made using SECC 2011 data
  • In the list, the beneficiaries will be prioritized
  • Next, the list will be sent to Gram Sabhas for verification
  • As per the verification, a final PMAY G beneficiary list will be created and published
  • Lastly, the annual lists will be created

Documents Required for Pradhan Mantri Awas Yojana Gramin

The list of documents required to avail the benefits of pmay-g are:

  • Duly filled PMAY G Application form
  • Proof of Identity (such as Aadhaar card, Voter ID, etc.)
  • Ethnic group certificate
  • Proof of Income
  • Income Certificate, if the income is lower than the taxable limit
  • Proof of Address
  • Salary certificate
  • 6 months’ bank account statement
  • IT returns
  • Form 16
  • T assessment order
  • Letter on nature if business if applicant is involved in business
  • Financial statement in case of business
  • Plan of construction
  • Certificate claiming the cost of construction
  • Official valuer’s certificate
  • An affidavit stating the neither the applicant nor his family members own a pucca house
  • Receipt of any advance payment made to the builder
  • Construction contract with developer or builder
  • NOC from a housing society
  • Letter pointing out the allocation of property

How to Apply for Pradhan Mantri Awas Yojana Gramin

There is no way to apply for Pradhan Mantri Awas Yojana – Gramin. The beneficiaries are chosen from the list prepared by the Gram Sabha which is based on the Census 2011 (SECC 2011).

How to Check Your Name in the PMAY Gramin List

To check your name in the PMAY list, follow these steps:

  1. Visit the official PMAYG site (https://rhreporting.nic.in/netiay/Benificiary.aspx).
  2. Click the ‘Stakeholders’ menu in the option bar
  3. Click the ‘Beneficiary’ option
  4. Enter your number and click the ‘Search’ button

You can check your name without registration number also, through advance search.

PMAY-G Home Loan Interest Subsidy Scheme

Beneficiaries can avail home loans under PMAY-G at subsidised interest rates. The lending institution will lend up to Rs. 6 lakh at the subsidised rate of 6% p.a. Any amount above Rs. 6 lakh will incur interest at the market value.

Read Also: Credit Linked Subsidy Scheme

Top 5 Banks for Home Loan
  1. SBI
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  5. ICICI

PMAY-G Home Loan EMI Calculator

Beneficiaries availing home loan under PMAY-G can know their loan EMI beforehand with the help of Paisabazaar’s home loan EMI calculator. To get the results, users need to provide a few basic details of the home loan – loan amount, interest rate and loan tenure. After entering the required details, the result will appear. Click Here to calculate your home loan EMI.

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