India Shelter Home Loan

Interest rates are subject to periodic change and defined at the sole discretion of the respective bank, NBFC or RBI. (Applicable GST @ 18% will be levied on these charges)

The main focus of Indian Shelter Finance is to increase the housing standard, as well as improve the health and education facility for families connected with them.

• Easy documentation process
• Loan amount between Rs. 5 lakhs – Rs. 25 lakhs
• Tenure up to 20 years
• Loan approval within 7 working days
• Loan without income proof documents
• Assistance on phone available in Hindi and English at local call rates
• Home loans are available at only fixed rates
• EMIs doesn’t change as interest offered at fixed rate
• Flexible and convenient EMIs repayment options
• Quick and speedy loan approvals

• Income Tax Returns (ITR) of the last 2 years or financial statement of business
• LIC Policy, if any
• Last 3 months’ salary slips
• Fixed Deposit and Recurring Deposit Documents
• Details of any other loan account that you are repaying currently

Toll Free no: 1800 572 8888

If in case you have any issues, complaints or grievances regarding your current home loan you can reach India Shelter’s customer care team by simply dialing their another Toll Free number at 1800-532-4444 or you can visit the branch, as per your convenience.

India Shelter Limited,

6th Floor, Plot No 15, Institutional Area,

Sector 44, Gurugram – 122003

1.What is the home loan interest rate offered by India Shelter Finance?

 Ans. The home loan interest rate offered by India Shelter Finance starts from 10% onward and is offered only at fixed rate of interest.

2.What is the maximum loan amount offered by India Shelter Finance?

Ans. Maximum loan amount of Rs. 20 lakhs is offered to its customers.

3.What are the defined pre-payment charges applicable for the disbursed home loan?

Ans. As the home loans are offered at fixed rate of interest, so there are no pre-payment charges. However, if the home loan disbursed in other than own sources then the pre-payment charges will be up to 4.5% of the principal outstanding amount.

4.How much time does India Shelter takes in loan approval?

Ans. As per the NBFC, the time taken in the loan approval process is 7 working days.

5.What is the most important document that I need to submit when applying for a home loan? 

Ans. Applicable property documents like title deeds need to be deposited with the lender to secure the loan.

6.Where can I get the application form to apply for India Shelter home loan?

Ans. The application form can be downloaded from their official website. However, you can also apply online for India Shelter home loan by visiting paisabazaar.com. Here you have option to check and compare between various loan options offered by the same bank or another.