Piramal Housing Finance Home Loan

(Interest rates are subject to periodic change and defined at the sole discretion of the respective bank, NBFC or RBI. (Applicable GST @ 18% will be levied on these charges)

Piramal Housing offers home loans to salaried Individuals that include resident, as well as Non-Resident Indians (NRI). Home Loans can be availed by self-employed individuals, such as doctors, CAs and other professionals. The company also provides financing services to private limited companies and proprietorship and partnership firms, etc.

• Low Interest rate with minimal processing fees
• Home loans offered up to 90% of the cost of the property
• Incomes of family members can be clubbed
• Incomes of siblings can also be clubbed, if they are property co-owners
• Option to choose between fixed and floating rate of interest
• Dedicated relationship manager for each customer
• Advisory services in selection of property
• Life and home insurance products
• Tax benefit up to Rs. 2 lakhs under Section 24 and Rs. 1.5 lakhs under Section 80C of Income Tax Act

For Salaried individuals, required employment proofs are Company ID card, Joining letter and Appointment letter.

Additional Documents Required

Piramal Housing Finance offers its online tool ‘Home Loan EMI calculator’ that helps its customers in checking the monthly loan EMI (Equated Monthly Instalment) that they have to pay against the loan amount taken by the bank for respective tenor. However, you can also check the exact home loan EMI by EMI calculator provided by Paisabazaar on their official website. Paisabazaar.com not only helps you in checking the EMI but it saves your time by making it easy and convenient for you to apply for the Piramal Home Loan by checking and comparing best available loan options.

Toll Free Number: 1800 2666 444 (Timings: 9:30 am to 6:30 pm) (Mon-Sat)

Piramal Housing Finance (Registered Office)

Piramal Tower, Ganapatrao Kadam Marg,

Lower Parel West, Lower Parel,

Mumbai, Maharashtra 400013

Email: housing.customercare@piramal.com

1. What is the home loan interest rate at which I can get home loan?

Ans. Home loan interest rate offered by Piramal Housing Finance is offered at 8.65% onwards is offered at both fixed and floating rate of interest.

2. What is the minimum & maximum loan amount offered by Piramal Housing Finance?

Ans. Minimum loan of Rs. 20 lakhs and Maximum loan amount of Rs. 20 Crore is offered to its customers.

3. How much tax benefit can be availed from Piramal Housing Finance?

Ans. You can avail Tax Benefit up to Rs. 2 lakhs under Section 24 of Income Tax Act and up to Rs. 1.5 lakhs under Section 80C of Income Tax Act.

4. Does the company designate a dedicated relationship manager for property selection?

Ans. Yes, they offer dedicated relationship manager assistance service for loan processing.

5. Can I club the income of my family members?

Ans. Yes, you can club the income of your close family members, including parent, spouse and children.

6. Where can I get the application form to apply for Piramal Housing Finance?

Ans. The application form can be gained from their official website. However, you can also apply online by filling and submitting the loan application form at paisabazaar.com.