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Piramal Finance Ltd.

Home Piramal Finance Ltd.
Updated: 16-04-2025 05:28:15 AM

Piramal Group is one of the leading business conglomerates that have diversified in various industries and sectors, such as financial services, real estate, pharmaceuticals, healthcare, life sciences, information management and glass packaging. Presently, Piramal Group has its existence in over 100 markets and closely works with a team of more than 10,000 employees worldwide. Piramal Group operates a network of offices across India, Europe and North America.

Piramal Group owns and operates three major financial firms that include Piramal Finance Limited (PCHFL), IndUS Growth Partners and India Resurgence Fund (IndiaRF). Let’s further discuss about the roles and functionalities of these three financial firms in detail.

Loans

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Personal Loan

Piramal Finance provides personal loans to meet immediate financial requirements or fulfill life goals. The loans are offered by Piramal Finance at interest rates starting at 12.99%. The amount offered varies from Rs. 25,000 to Rs. 5 Lakh for tenure up to 60 months.

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Business Loan

Piramal Finance offers loans to meet business requirements of small entrepreneurs and entities. The loans are offered in the range of Rs. 3 Lakh to Rs. 20 Lakh that can be repaid through monthly EMIs in up to 48 months. The interest rate offered starts from 16.49% p.a.

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Secured Business Loan

Piramal Finance offers secured business loan solutions to MSMEs to meet their business requirements. One can avail a secured business loan of up to Rs. 25 lakh by offering a collateral against the credit. The interest rate being offered starts from 12.50% p.a.

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Loan against Property

Piramal Capital Finance Ltd. offers loan against property for amount up to Rs. 2 Crore. The loan tenure can go up to a maximum of 15 years and the interest rate offered starts from 11.50% p.a. The process of acquiring personal loan is hassle-free and prompt.

Home Loan (For New Home Buyers)

Piramal Finance Ltd. offers home loan for buyers of new houses starting from Rs. 5 Lakh to up to Rs. 2 Crore. The interest rate offered is 11% p.a. and above for tenure up to 30 years. It offers the home loan to both salaried and self-employed individuals.

Home Construction Loan

Piramal Finance Ltd. offers loans for the construction of the house up to 90% of the property cost. The loan tenure can go up to a maximum of 30 years and the interest rate offered starts from 11.00% p.a. Both salaried and self-employed can apply for the loan.

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