Canara Bank Home Loan

Note: Last updated on 14th April 2026

Applicants can avail Canara Bank Housing Loan interest rates starting from 7.15% p.a. The lender offers home loan interest rates based on the loan amount, credit score, applicant type and type of home loan scheme opted for. For Canara Housing Loans (all variants) under CRG Prime, CRG-1, and CRG-2, an additional 5 bps interest rate concession is offered for:

• Takeover or Ready-to-move-in home loan proposals and
• Salaried employees working with Central/State Government, PSUs, MNCs, Bluechip Companies, or other Corporates who maintain or switch their salary account to Canara Bank, including those under the Premium Payroll Package.

*when applied through Paisabazaar
Rates as of 13th April 2026

You can apply for a Canara Bank Home Loan either through the official website of Canara Bank or through the mobile app, Canara ai1. You can also visit the Canara Bank branch to apply for a home loan. Applicants should also visit online financial marketplaces to compare the interest rates and other features offered by various lenders.

For Canara Bank Housing Loan

For Canara Bank Housing Loan to Agriculturists

For Canara Bank NRI Home Loan

For Canara Home Loan Super Gain

Canara Home Loan Super Gain scheme is offered to new as well as existing home loan borrowers availing home loans of up to Rs 20 lakh and above.

For Canara Home Loan Plus

For Canara Kuteer

Individuals residing in rural areas, urban areas and metro cities and members of self-help groups having household income of up to Rs 1 lakh p.a. and above Rs 1 lakh to Rs 3 lakh p.a. are eligible for availing Canara Kuteer Housing Loan scheme.

Note: Canara Bank has not specified the minimum cut-off credit score for its home loan applicants. However, the lender may consider the credit score of home loan applicants while evaluating their home loan eligibility, just like many lenders do in the case of their home loan applicants.

Below-mentioned are the toll-free number and WhatsApp number of the Canara Bank Home Loan:-

Following are the types of home loans offered by Canara Bank.

Canara Bank Housing Loan

Purpose: Consumers can avail Canara Bank Housing Loan scheme for the purchase or construction of a house or flat, for the purchase of a site and construction of a house thereon and for carrying out repair, renovation, expansion, upgradation and addition to the existing house. Existing home loan borrowers of Canara Bank can also purchase a second house when they already have a flat/house with or without a home loan.

Canara Bank also offers home loan balance transfer facilities to existing home loan borrowers of other lenders for transferring their existing home loans to Canara Bank at lower interest rates.

Loan Amount:

Tenure: Up to 30 years or up to 75 years of age, whichever is earlier.

Canara Home Loan Plus

Purpose: Canara Home Loan Plus is a Home loan top-up scheme offered to existing home loan borrowers of Canara Bank to finance their domestic needs, medical expenses, education expenses and other emergencies.

Loan Amount:

Tenure: Up to 15 years or the remaining repayment period of the existing home loan.

Canara Bank Home Loan to Agriculturists

Purpose: Canara Bank offers Housing Loan to Agriculturists and people engaged in allied activities like plantation, horticulture, dairy or poultry for purchasing or constructing a house or flat and purchasing a site and carrying out construction thereon.

Such loans are sanctioned only for purchases/construction of houses in non-agricultural properties, preferably in urban or semi-urban areas and growing townships having valid documents.

Loan Amount:

LTV Ratio:

For repair/renovation/upgradation/expansion: Up to 75% of project cost.

Tenure: Up to 30 years or 75 years of age of the borrower.

Canara Kuteer- Housing Loan Scheme

Purpose: Applicants can avail Canara Kuteer Housing Loan scheme for purchasing a plot and constructing a house on it, for purchasing a new or old house/flat, and for home construction on an already owned plot/site.

Loan Amount:

Tenure: Up to 30 years or 75 years of age.

Canara Site Loan

Purpose: Canara Site Loan is a plot loan scheme offered for purchasing residential sites from State Development/Town Planning Development Authorities or any other Government constituted body for the distribution of plots. Canara Bank also offers a Canara Site Loan for purchasing plots from statutory authorities of the Central Government/State Government/local authorities either exclusively or in partnership with private sector bodies provided the plots are approved by the statutory authority of the State Government.

Consumers can avail Canara Site Loan for purchasing plots from Government Development Authorities such as HUDA, or DDA directly or under a second sale. They can also purchase plots in colonies approved by the Government along with approved maps and RERA-approved projects.

Loan Amount: 75% of the cost of plot value/guideline value or 3 years gross annual salary/income.

Tenure: Up to 10 years or maximum period for house construction or up to 65 years of age of the borrowers.

Canara Bank Home Loan Super Gain Scheme

Purpose: New as well as existing customers of Canara Bank can avail Canara Home Loan Super Gain Scheme for the purchase and construction of a house or flat, for carrying out repair and renovation of new or second-hand residential flats or houses, and for plot purchase.

Loan Amount: Rs 20 lakh onwards.

Tenure: Up to 30 years or 75 years of age.

Canara Bank Home Loan for NRIs

Purpose: NRI applicant can avail NRI Home Loan from Canara Bank for the purchase and construction of a house/flat, plot purchase and construction of house thereon, and for carrying out repair, renovation and upgradation of existing property.

NRI applicants already having a house or flat (owned with or without a home loan) can also apply for a Canara Bank Home Loan. Existing NRI home loan borrowers of other lenders can also transfer their existing home loans to Canara Bank at lower interest rates.

Loan Amount:

LTV Ratio:

For repair/renovation/upgradation/expansion: Up to 75% of project cost.

Tenure: Up to 30 years or 60 years of age of the borrower (70 years under certain conditions).