- Canara Bank offers home loans starting from 7.15% p.a. onwards.
- The bank offers home loans at both floating and fixed interest rates.
- Canara Bank home loan interest rates depend on the credit risk grade, loan amount and type of home loan schemes.
- The bank offers an interest rate concession of 0.05% to its women borrowers.
- Canara Bank offers an additional concession of 5 bps to salaried employees maintaining their salary accounts with the bank and for takeover and ready to move HL proposals.
Canara Bank Home Loan Interest Rates
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65+Lending Partners
₹65k Cr+Loans Disbursed
Competitive Interest Rates
Starting 7.10% p.a.
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Offers from 25+ Banks & HFCs
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Expert Assistance at Every Step
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Find Best Home Loan Offers
HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
Why Choose Paisabazaar?
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Apply Now
Canara Bank Home Loan Interest Rates - Highlights
Home Loan Interest Rates Offered by Canara Bank
Canara Bank Housing Loan for Amounts up to Rs. 50 lakh
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.25% | 7.30% |
| CRG:1 | 7.25% | 7.30% |
| CRG:2 | 7.65% | 7.70% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.95% | 10.00% |
Canara Bank Home Loan for Amounts above Rs. 50 lakh to Rs. 1 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.20% | 7.25% |
| CRG:1 | 7.20% | 7.25% |
| CRG:2 | 7.60% | 7.65% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.85% | 9.90% |
Canara Bank Housing Loan for Amounts above Rs. 1 crore to Rs. 25 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.15% | 7.20% |
| CRG:1 | 7.15% | 7.20% |
| CRG:2 | 7.55% | 7.60% |
| CRG:3 | 8.45% | 8.50% |
| CRG:4 | 9.75% | 9.80% |
Canara Bank Home Loan for Amounts above Rs. 25 crore
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG-Prime | 7.15% | 7.20% |
| CRG:1 | 7.15% | 7.20% |
| CRG:2 | 7.55% | 7.60% |
| CRG:3 | 8.35% | 8.40% |
| CRG:4 | 9.65% | 9.70% |
Canara Site
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 9.05% |
| CRG: 2 | 9.10% |
| CRG: 3 | 9.60% |
| CRG: 4 | 10.10% |
Canara Home Loan Plus – Term Loan
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 8.55% |
| CRG: 2 | 8.60% |
| CRG: 3 | 9.10% |
| CRG: 4 | 10.60% |
Fixed Interest Rates
| Credit Risk Grade | Interest Rates (p.a.) | |
|---|---|---|
| Women Borrowers | Other Borrowers | |
| CRG Prime | 8.50% | 8.55% |
| CRG 1 | 8.75% | 8.80% |
| CRG 2 | 8.80% | 8.85% |
| CRG 3 | 9.20% | 9.25% |
| CRG 4 | 10.70% | 10.75% |
Canara Site
| Credit Risk Grade | Interest Rates (p.a.) |
|---|---|
| CRG: 1 | 9.80% |
| CRG: 2 | 9.85% |
| CRG: 3 | 10.35% |
| CRG: 4 | 10.85% |
Canara Bank Home Loan Interest Rates v/s Other Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.25% p.a. onwards* |
| Bajaj Housing Finance | 7.40% p.a. onwards |
| Bank of India | 7.10% p.a. onwards |
| Easy Home Finance | 8.99% p.a. onwards |
| Federal Bank | 7.90% p.a. onwards* |
| Godrej Housing Finance | 7.75% p.a. onwards |
| HDFC Bank | 7.90% p.a. onwards |
| HDFC Sales Pvt. Ltd. | 7.90% p.a. onwards |
| Home First Finance | 8.00% p.a. onwards |
| ICICI Bank | 7.65% p.a. onwards |
| IDBI Bank | 7.35% p.a. onwards |
| IDFC FIRST Bank | 8.85% p.a. onwards |
| India Shelter Home Loan | 8.43% p.a. onwards |
| Jio Housing Finance | 8.20% p.a. onwards |
| Kotak Mahindra Bank | 7.70% p.a. onwards |
| L&T Finance Limited | 8.40% p.a. onwards* |
| Piramal Capital Housing Finance | 8.25% p.a. onwards* |
| PNB Housing Finance | 7.20% p.a. onwards* |
| Punjab & Sind Bank | 7.30% p.a. onwards |
| Punjab National Bank | 7.20% p.a. onwards |
| RBL Bank | 8.20% p.a. onwards |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. onwards |
| Shubham Housing Finance | 10.45% p.a. onwards |
| State Bank of India | 7.25% p.a. onwards |
| Tata Capital Housing Finance | 7.75% p.a. onwards |
*when applied through Paisabazaar Rates as of 8th January 2026
Canara Bank Home Loan EMI Examples
Canara Home Loan EMI for different tenure
| Interest Rate (p.a.) | Loan Amount (Rs.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 7.15% | 30 lakh | 10 | 35,065 |
| 7.15% | 30 lakh | 13 | 29.587 |
| 7.15% | 30 lakh | 15 | 27,217 |
| 7.15% | 30 lakh | 20 | 23,530 |
| 7.15% | 30 lakh | 25 | 21,491 |
Canara Bank Home Loan EMI for different loan amounts
| Interest Rate (p.a.) | Loan Amount (Rs.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 7.15% | 20 lakh | 30 | 13,508 |
| 7.15% | 22 lakh | 30 | 14,859 |
| 7.15% | 25 lakh | 30 | 16,885 |
| 7.15% | 30 lakh | 30 | 20,262 |
| 7.15% | 35 lakh | 30 | 23,639 |
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Apply Now
FAQs
Are Canara Bank home loan interest rates lower than other banks?
Canara Bank home loan interest rates are relatively lower starting from 7.15% p.a. onwards. Individuals can compare home loan interest rates offered by Canara Bank with other lenders on financial marketplaces like Paisabazaar and check for lower interest rates.
How do I check Canara Bank home loan offers online?
You can check for Canara Bank home loan offers online by visiting the official website of Canara Bank. You can also visit Paisabazaar to know the latest home loan offers online by Canara Bank.
Can I transfer my home loan to another bank from Canara Bank?
Yes, you can transfer your Canara Bank home loan to another bank provided the new lender offers lower interest rates and better terms and offers than the current lender.
What is the current Canara Bank home loan interest rate?
The current Canara Bank home loan interest rates start from 7.15% p.a. onwards depending on the creditworthiness of the applicant.
How does Canara Bank determine home loan interest rates?
Canara Bank determines its home loan interest rates based on the loan amount, credit risk grade, loan variants and other risk factors.
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