DDA Karamjeevi Awaas Yojna 2026

DDA Karmajeevi Awaas Yojana 2026 has several benefits that make it different from a regular housing allotment scheme.

25% Discount

One of the biggest benefits of this scheme is the flat 25% discount available on the flats. This can help buyers save a significant amount compared to the regular disposal price.

However, buyers should keep in mind that the disposal price may not include all the costs. Maintenance charges, water connection charges, applicable conversion charges and conveyance-related expenses may have to be paid separately.

Ready-to-Move-In Flats

The flats offered under the scheme are newly constructed, and their construction was completed in June 2025. This means that successful allottees do not have to wait for the construction of the project to finish and can move in after completing the required formalities.

First-Come, First-Served Allotment

Unlike schemes where flats are allotted through a lottery, the DDA Karmajeevi Awaas Yojana follows a First-Come, First-Served (FCFS) system.

Applicants can choose an available flat of their choice online, subject to the terms and conditions of the scheme. This gives buyers more control over selecting their preferred property.

Connectivity and Upcoming Infrastructure in Narela

The project is located in Pocket 11, Narela, and DDA has highlighted several roads, transport facilities and other infrastructure projects in and around the area.

Some of the key facilities include:

While these facilities can improve connectivity and the overall appeal of the area, buyers should check which facilities are already operational and which are still proposed or under development.

An applicant must satisfy the basic eligibility requirements prescribed by DDA. The applicant must:

For applicants covered under the government/service category, DDA requires:

For professionally qualified applicants:

Applicants should carefully ensure that the documents uploaded correspond to the category under which they are applying.

The application process is conducted online through the DDA Awaas Portal.

Applicants should:

1. Visit the official DDA Awaas Portal.
2. Create login credentials using PAN and the required details.
3. Register for the DDA Karmajeevi Awaas Yojana 2026.
4. Pay the applicable Rs. 2,500 registration fee, inclusive of GST.
5. Review available flats, their locations, sizes and prices.
6. Inspect the property before making a booking wherever possible.
7. Select the desired available flat once booking opens.
8. Upload the documents establishing eligibility.
9. Pay the applicable booking amount within the specified 15-minute booking window.

Please also review the attached PDF for additional details.

Once an applicant selects a particular flat online, DDA provides a 15-minute window for payment of the booking amount.The booking amounts are:

During the 15-minute period, the selected flat is temporarily unavailable to other applicants.

After allotment and before possession, applicants have to submit various documents through the online system.

These include a Consolidated Affidavit-cum-Undertaking covering matters such as:

Other documents may include:

Applicants should ensure that all uploaded documents are accurate and consistent with the information submitted during application.

The payment mechanism varies according to the stage of the transaction.

Registration fee:

The Rs. 2,500 registration fee is paid online.

Booking amount:

The booking amount is paid online through permitted modes, including:

The booking amount has to be paid in a single transaction within the 15-minute booking window.

Balance demand:

After allotment, the demanded amount under the DAL is paid through NEFT/RTGS/Net Banking by generating an online challan.

The payment can be made from the savings account of:

The specified relatives include the spouse, parents, siblings, children and certain other specified family relationships. Payment from a proprietorship firm's bank account is also permitted in the circumstances specified by DDA.

DDA specifically advises applicants to visit the site and inspect the flats before applying.

This is one of the most important practical steps in the entire scheme.

The applicant should check:

The brochure makes it clear that the flats are offered on an “as is where is” basis, and DDA states that complaints concerning design, construction quality, materials, workmanship and other specified property circumstances will not ordinarily be entertained.

DDA has also provided details of concerned engineering officers for facilitating site inspection.

The scheme provides special benefits for eligible Persons with Benchmark Disabilities (PwBD), or Divyangjans.

An eligible PwBD applicant can choose between:

Under the Hire Purchase option, the applicant pays 25% of the total disposal price initially, with the balance payable through monthly installments over 15 years.

Interest is charged at 10% per annum on the monthly reducing balance.

Additional PwBD rebate

Eligible applicants applying under the PwBD category receive a 5% rebate on the disposal price, subject to a maximum rebate of Rs. 1 lakh.

This benefit is available only when the applicant applies under the PwBD category and meets the requirements of the scheme.

A major condition is that the PwBD allotment carries restrictions on parting with possession before 15 years from actual delivery of possession, or until the full price and applicable dues are paid, whichever is earlier, subject to the specific terms of the scheme.

The disposal price does not include maintenance charges.

A One-Time Maintenance (OTM) Corpus Fund is payable according to the category:

In addition, monthly maintenance is charged according to the plinth area and collected upfront for 12 months.

The stated rates are:

Allottees are required to become members of the relevant Residents' Welfare Association (RWA), which will manage common services and areas.

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