Get the Best Home Loan Offer
Compare 40+ Banks & get the best housing loans at lowest interest rates. Housing finance schemes available at Paisabazaar are best-in-class. Get the best home loan deals with low processing fee and hassle-free process.
*Offers are from Paisabazaar's partner Banks & NBFCs.
| Maximum Loan Amount* | Equivalent to your originally sanctioned loan amount of all the Home Loans put together or Rs. 50 lakh, whichever is lower. |
| Repayment Tenure** | Upto 15 years |
*The maximum loan amount is further subject to the cumulative outstanding loans + the Top Up being offered not exceeding an overall cap of 80% for cumulative exposure upto Rs. 75 lakh and 75% if the cumulative exposure is exceeds Rs. 75 lakh of the Market Value of the mortgaged property, as assessed by HDFC.
**Customers can apply for HDFC Top Up Loan after 1 year of the final disbursement of their current Home Loan and upon the possession or completion of the existing financed property or basis the last 1 year track record of the Top Up Loan being refinanced from another institution, subject to possession or completion of the property.
Adjustable Rate Loan
| Loan Slab (Outstanding Home Loan + Top Up Loan) | HDFC Top Up Loan Interest Rates (%p.a.) |
| Top Up for Existing HDFC Home Loan Customers | 9.15% – 9.65% |
| Loan Slab – New Customer | HDFC Top Up Loan Interest Rates (%p.a.) |
| For Women (Upto 30 Lakh) | 8.70% – 9.20% |
| For Others (Upto 30 Lakh) | 8.75% – 9.25% |
| For Women (30.01 Lakh to 75 Lakh) | 8.90% – 9.40% |
| For Others (30.01 Lakh to 75 Lakh) | 8.95% – 9.45% |
Note: The above HDFC Home Loan Interest Rates are applicable to loans under the Adjustable Rate Home Loan Scheme of HDFC Ltd. and is subject to change at the time of disbursement. The rates given above are variable in nature and thus subject to change as per the change in HDFC’s RPLR.
Adjustable Rate Loan
| Loan Slab (Outstanding Home Loan + Top Up Loan) | HDFC Top Up Loan Interest Rates (%p.a.) |
| Top Up for Existing HDFC Home Loan Customers | 9.15% – 9.65% |
| Loan Slab | HDFC Home Extension Loan Interest Rates |
| For Women (Upto 30 Lakh) | 8.85% – 9.35% |
| For Others (Upto 30 Lakh) | 8.90% – 9.40% |
| For Women (30.01 Lakh to 75 Lakh) | 8.95% – 9.45% |
| For Others (30.01 Lakh to 75 Lakh) | 9.10% – 9.60% |
Note: The above HDFC Home Loan Interest Rates are applicable to loans under the Adjustable Rate Home Loan Scheme of HDFC Ltd. and is subject to change at the time of disbursement. The rates given above are variable in nature and thus subject to change as per the change in HDFC’s RPLR.