हिंदी में पढ़े
A Housing Finance Company (HFC) is a Non-Banking Finance Company (NBFC) whose financial assets, in the business of providing housing finance, constitute at least 60% of its total assets (netted off by intangible assets) and out of the total assets (netted off by intangible assets), at least 50% is by way of providing housing finance to individuals.
Compare Interest Rates of Top Housing Finance Companies in India
| Name of Lender | Up to Rs 30 Lakh | Above Rs 30 Lakh & Up to Rs 75 Lakh | Above Rs 75 Lakh |
| LIC Housing Finance | 8.40%-10.35% | 8.40%-10.55% | 8.40%-10.75% |
| Tata Capital Housing Finance | 8.70% onwards | 8.70% onwards | 8.70% onwards |
| 8.50% onwards | 8.50% onwards | 8.50% onwards | |
| PNB Housing Finance | 8.50% – 14.50% | 8.50% – 14.50% | 8.50% – 11.45% |
| Repco Home Finance | 9.50% onwards | 9.50% onwards | 9.50% onwards |
| GIC Housing Finance | 8.80% onwards | 8.80% onwards | 8.80% onwards |
| Indiabulls Housing Finance | 8.75% onwards | 8.75% onwards | 8.75% onwards |
| Aditya Birla Capital | 8.80%-14.75% | 8.80%-14.75% | 8.80%-14.75% |
| ICICI Home Finance | 9.20% onwards | 9.20% onwards | 9.20% onwards |
| Godrej Housing Finance | 8.55% onwards | 8.55% onwards | 8.55% onwards |
| L&T Finance | 8.60% onwards | 8.60% onwards | 8.60% onwards |
Note: Interest rates as of 30 November 2023
Apply for Home Loan at Low Interest Rates Click Here
List of HFCs in India granted Certificate of Registration (COR) with permission to accept Public Deposits
- Aadhar Housing Finance Limited
Formerly: DHFL Vysya Housing Finance Limited - Can Fin Homes Limited
- Cent Bank Home Finance Limited
- Housing and Urban Development Corporation Ltd. (HUDCO)
- ICICI Home Finance Company Ltd.
- LIC Housing Finance Ltd.
- Manipal Housing Finance Syndicate Ltd.
- PNB Housing Finance Ltd.
- Sundaram Home Finance Ltd.
List of HFCs in India having valid Certificate of Registration with permission to accept only those Public Deposits that have been approved by the National Housing Bank (NHB)
- GIC Housing Finance Limited
- Ind Bank Housing Limited
- National Trust Housing Finance Limited
- REPCO Home Finance Limited
- Saral Home Finance Limited (Formerly, Vishwakriya Housing Finance Limited)
Get Home Loan from Top Lenders at Low Interest Rates Click Here
List of Housing Finance Companies granted Certificate of Registration (COR) but not eligible for accepting Public Deposits
| Aavas Financiers Limited | Adani Housing Finance Private Limited |
| Aditya Birla Housing Finance Limited | AGRIM Housing Finance Private Limited |
| Aham Housing Finance Private Limited | Altum Credo Home Finance Private Limited |
| Anand Housing Finance Private Limited | APAC Housing Finance Private Limited |
| Aptus Value Housing Finance India Limited | ART Housing Finance (India) Limited |
| Aryarth Housing Finance Limited | Aviom India Housing Finance Private Limited |
| Baid Housing Finance Private Limited | Bajaj Housing Finance Limited |
| Capital India Home Loans Limited | Capri Global Housing Finance Limited |
| Centrum Housing Finance Limited | Clix Housing Finance Limited |
| DMI Housing Finance Private Limited | Easy Home Finance Limited |
| Edelweiss Housing Finance Limited | Essel Finance Home Loans Limited |
| Family Home Finance Private Limited | Fasttrack Housing Finance Limited |
| SMFG India Credit Company Limited (formerly known as Fullerton India Credit Company Limited) |
Godrej Housing Finance Limited |
| Habitat Micro Build India Housing Finance Company Private Limited | Hero Housing Finance Limited |
| Homeshree Housing Finance Limited (Formerly, USB Housing Finance Corporation Limited) |
IFL Housing Finance Limited |
| IIFL Home Finance Limited | “IKF Home Finance Limited
(Formerly: IKF Housing Finance Private Limited)” |
| India Home Loan Limited | “India Shelter Finance Corporation Limited
(Formerly, Satya Prakash Housing Finance Private Limited)” |
| Indiabulls Housing Finance Limited | IndoStar Home Finance Private Limited |
| JM Financial Home Loans Limited | Jothi Housing and Mortgage Finance Private Limited |
| Khush Housing Finance Private Limited | KIFS Housing Finance Private Limited |
| Mahindra Rural Housing Finance Ltd | Mamta Housing Finance Company Private Limited |
| Manappuram Home Finance Limited (Formerly, Milestone Home Finance Company Private Limited) |
Manibhavnam Home Finance India Private Limited |
| MAS Rural Housing and Mortgage Finance Limited | Mentor Home Loans India Limited |
| Motilal Oswal Home Finance Limited | Muthoot Homefin (India) Limited |
| Muthoot Housing Finance Company Limited | Nanayasurabhi Affordable Housing Finance Limited |
| Navarathna Housing Finance Limited | New Habitat Housing Finance and Development Limited |
| Nivara Home Finance Limited | North East Region Housing Finance Company Limited |
| Orange City Housing Finance Limited | Panthoibi Housing Finance Company Limited |
| Piramal Housing Finance Limited | “Poonawalla Housing Finance Limited (Formerly, Magma Housing Finance Limited)” |
| “Prosper Housing Finance Limited (Formerly, HBN Housing Finance Limited)” |
Reliance Home Finance Limited |
| Religare Housing Development Finance Corporation Limited | Roha Housing Finance Private Limited |
| Sahara Housingfina Corporation Limited | Sasvitha Home Finance Private Limited |
| Satin Housing Finance Limited | SEWA Grih Rin Limited |
| Shriram Housing Finance Limited | Shubham Housing Development Finance Company Limited |
| SRG Housing Finance Ltd. | “Star Housing Finance Limited (Formerly, Akme Star Housing Finance Limited)” |
| Supreme Housing Finance Limited | Svatantra Micro Housing Finance Corporation Limited |
| Swagat Housing Finance Company Limited | Swarna Pragati Housing Microfinance Private Limited |
| Tata Capital Housing Finance Limited(TCHFL) | Ummeed Housing Finance Private Limited |
| Varashakti Housing Finance Private Limited | Vastu Housing Finance Corporation Ltd. |
| VIVA Home Finance Limited | West End Housing Finance Limited |
| Wonder Home Finance Limited | |
Home Loan Offers from Top Lenders Compare Now
FAQs
Q. Who regulates Housing Finance Companies in India?
Ans. The Reserve Bank of India (RBI) regulates the HFCs in India.
Q. How many HFCs are there in India?
Ans. There are around 100+ housing finance companies in India.