- The home loan calculator evaluates the total EMIs and the overall interest cost.
- It is time-saving and takes less effort.
- The tool is user-friendly and is free of cost.
- It gives accurate results.
- You can assess your loan affordability using an EMI calculator.
HDFC Bank Home Loan EMI Calculator
Calculate your Home Loan EMI Online
Select Your Bank
₹
1L10Cr
6%30%
1Y 30Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
Find Best Home Loan Offers
HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
Features of HDFC Bank Home Loan EMI Calculator
Key Components of the EMI Calculator
The key components of the calculator include:
HDFC Bank Home Loan EMI Scenarios
For 20 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 7.90% | 20 | 33,209 |
| 30 lakh | 7.90% | 20 | 24,907 |
| 20 lakh | 7.90% | 20 | 16,605 |
| 10 lakh | 7.90% | 20 | 8,302 |
For 30 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 7.90% | 30 | 29,072 |
| 30 lakh | 7.90% | 30 | 21,804 |
| 20 lakh | 7.90% | 30 | 14,536 |
| 10 lakh | 7.90% | 30 | 7,268 |
Part-Prepayment & Its Effect on HDFC Bank Home Loan EMI
Whenever you have surplus, you can pay a lump sum amount towards your principal amount before its maturity date. This is known as part-prepayment. This reduces your outstanding loan amount and eventually your EMI and total interest cost. The higher the prepayment amount, lower is the total loan cost. Thus, the loan gets closer faster.
HDFC Bank offers home loans at floating interest rates and do not charge any prepayment fees from their borrowers. However, for fixed interest rate home loans, lenders usually charge a prepayment fee of up to 2% of the prepaid loan amount.
Get a Home Loan For
Your Dream Home

Related Links
Explore Our Home Loan Lenders
Get a Home Loan For
Your Dream Home

FAQs
What is HDFC Bank home loan EMI Calculator?
HDFC Bank home loan EMI calculator is an online financial tool that helps in evaluating the EMI and total interest cost to be paid through the loan tenure.
How does HDFC Bank home loan EMI calculator evaluate the home loan EMI?
HDFC Bank home loan EMI calculator evaluates the home loan EMI based on the standard mathematical formula. All you need to do is enter the loan amount, interest rate and loan tenure in the EMI calculator and get instant results.
Are the EMIs shown by the calculator accurate for HDFC Bank home loan?
Yes, the EMI shown by the calculator are accurate for HDFC Bank home loan.
Does HDFC Bank home loan have prepayment charges that affect the EMI?
HDFC Bank offers home loans at floating interest rates. Therefore, it does not charge any prepayment fees.
What happens to the EMI when interest rates fall?
EMI is directly related to the interest rates. As the interest rate falls, the EMI reduces.
Home Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
Check Handpicked Home Loan Offers
At Affordable Rates






