BPCL SBI Card

Value-back on Fuel Purchases

With this card, users can get 4.25% value-back i..e. 13x reward points on fuel purchases on BPCL petrol pumps. Here are all the details:

• 13x reward points = 3.25% reward points + 1% fuel surcharge waiver on every transaction
• Maximum 1300 reward points can be accumulated per billing cycle
• Maximum surcharge waiver of Rs. 100 in a statement cycle, which is equivalent to an Annual Saving of Rs. 1200
• Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100/- per month

Related Article: Best Fuel Credit Cards in India 2021

Reward Points Program for Non-Fuel Transactions

• 5x reward points on every Rs.100 spent at groceries, department stores, movie tickets, and dining
• 1 reward point for every Rs.100 spent on non-fuel retail purchases
• No minimum threshold of reward points for redemption

Annual Savings of 70 Liters of Fuel

Given below is the value chart depicting how some of your purchases made through SBI BPCL Card can save you about 70 Liters of petrol annually-

*1 Liter= Rs.63

Welcome Benefits

Users get 2000 bonus reward points worth Rs. 500 on payment of joining fee. These reward points are credited within 20 days of the payment of joining fee. The reward points can be redeemed instantly against fuel purchase at BPCL.

Other Benefits

• Contactless transactions can be done with SBI BPCL credit card
• This card can be used to make bill payments for electricity, telephone, mobile, and other utility bills
• BPCL SBI Card is accepted internationally at over 24 million outlets worldwide, including over 3.5 lakh outlets in India
• Purchases worth Rs.2,500 or more can be converted into easy EMIs via Flexipay option

SBI BPCL Credit Card is best suited for individuals who prefer Bharat Petroleum over other fuel providers. It has a low annual fee of Rs. 499 which is justified if you want to get value-back on your fuel purchases and do not expect extensive rewards across categories. Since fuel benefit is offered in the form of extra rewards, you should get this card if your fuel expenditure makes for a considerable portion of your overall monthly expenses. Thereby, the more you spend on fuel, the more value-back you will get. Your annual fee can be reversed if you can spend Rs.50,000 annually. You also get 5X rewards on select purchases like groceries and dining. You must put these expenses on the card in order to accumulate more points and later redeem them for fuel. However, on non-fuel retail spends, you get 0.25% value-back which is a below-average reward rate. 

Besides, if you are not sure whether you prefer any particular fuel brand, you should consider cards that give value back for all your fuel expenses, like the Standard Chartered Super Value Titanium Card. Other popular fuel cards in India include Citi IndianOil Card, SBI BPCL Octane Card, HDFC Bharat Credit Card, and ICICI HPCL Platinum Credit Card.

To be eligible for SBI BPCL Credit Card, you must have a good credit score (preferably 750+). Additionally, you must meet the below-given criteria as well:

Application for SBI BPCL Credit Card is easy and quick. Moreover, as Paisabazaar is in an exclusive partnership with SBI Card you can expect to get your card in 7 days*. To apply for the card follow the below-given steps:

• Click here to start the application
• Enter the required details such as contact number, income, occupation type, etc.
• Click on Proceed
• Follow the on-screen instructions to complete the application process

Afterwards, your application will be reviewed and upon qualification your credit card will be dispatched.

Earn 13X Reward Points on fuel purchases at BPCL

Get your card in just 7 days*, Click here to apply now

How to redeem SBI BPCL Credit Card points at the petrol pump?

Cardholders can redeem their reward points instantly for free fuel at select 1200 authorized BPCL retail outlets across the country or through BPCL fuel vouchers. The vouchers are valid for 6 months from the date of issue. Partial Redemption is not allowed. 

How to check the BPCL SBI Card application status?

To track your BPCL SBI credit card application status, you can go to the “SBI Track Your Application” page and enter the application/reference number.

Is the BPCL SBI Card accepted internationally?

BPCL SBI Card is accepted at over 24 million Visa outlets worldwide.

Do I get a fuel surcharge waiver with SBI BPCL Credit Card?

Yes, SBI BPCL Credit Card gives 1% fuel surcharge waiver on every transaction, at any BPCL petrol pump across the country. Maximum surcharge waiver of Rs. 100 in a statement cycle, which is equivalent to an Annual Saving of Rs. 1200.

What is the cash advance limit for BPCL SBI Card?

The cash advance limit for SBI BPCL Credit Card is up to 80% of the credit limit, maximum Rs.12,000 per day.

Are there any accelerated reward points programs under BPCL SBI Card?

BPCL Credit Cardholders can get 5x reward points on every Rs.100 spent at groceries, department stores, movie tickets, and dining. Also, 1 reward point is credited for every Rs.100 spent on non-fuel retail purchases.

Can I transfer my outstanding balance from any other bank’s credit card to SBI BPCL Card?

Yes, BPCL SBI Card offers ‘Balance Transfer’ facility via which you can transfer your outstanding balance from any other bank’s credit card to your SBI Card..