Kotak PVR Gold Credit Card

The features and benefits associated with Kotak PVR Gold Credit Card are:

Movie Offers – Users get free PVR tickets on meeting the following criteria:

• A cardholder gets one movie ticket free every month on the spending of Rs. 10,000 within the same billing cycle
• A cardholder can get 2^nd free PVR movie ticket on spending Rs. 15,000 or above within the same billing period

PVR Shield – Cardholders gets complimentary lost card liability insurance cover in case they lose their card or if it is stolen. PVR shield insures customers against liability of up to Rs. 50,000 if the lost/stolen card is reported in a timely manner

Also Read: Review of Kotak PVR Credit Cards

The fee and charges associated with Kotak PVR Gold Credit Card are:

Category	Amount
Joining Fees	Nil
Annual Fees	Rs. 499
Add-on card Fees	Rs. 299
Finance Charges	3.50% per month/ 42%p.a.
Minimum Amount Due (MAD)	Between 5% and 10% of the Total Amount Due
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance Fee per Rs. 10,000	Rs. 300
Late Payment Charges (“LPC”)	Rs. 100 for amount less than or equal to Rs. 500. Rs. 500 for amount between Rs. 500.01 & Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000
Over Limit Charge	Rs. 500
Cheque Bounce Charges	Rs. 500
Foreign Currency Mark Up	3.5% of the amount
Cash payment Fee	Rs. 100
Card Replacement Fee	Rs. 100.0
CIBIL – Credit Information Report	Rs. 50

The eligibility criteria for Kotak PVR Gold Credit Card are:

• Applicant must be a resident of India
• Minimum age of cardholder should be 18 years
• Applicant must be between the ages of 21 & 65 years

Moreover, an applicant must be residing in any of the following cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune.

What is the annual fee charged on Kotak PVR Gold Credit Card?

The annual fee charged on Kotak PVR Gold Credit Card is Rs. 499.

Is there a joining fee on Kotak PVR Gold Credit Card?

No, Kotak PVR Gold Credit Card does not charge a joining fee.

What is the finance charge on this credit card?

The finance charge on this credit card is 3.50% per month/ 42% per annum.

What movie offers is provided to cardholders?

Users can get 1 movie ticket per month on spending Rs. 7500 and 2 movie tickets if they spend over Rs. 15,000 in a billing cycle.

Credit Card	Annual Fee	Reward Points	Net Savings
Kotak PVR GOLD Credit Card	Rs. 499	1 free PVR movie ticket* every month when you spend Rs. 10,000	Rs. 9,600* Rs. 9,600**
Standard Chartered Platinum Rewards Credit Card	Rs. 250	Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants	Rs.8,510* Rs.9,782**
ICICI Bank Coral Contactless Credit Card	Rs. 500	Earn 2 Payback Points on every Rs.100 spent	Rs.10,636* Rs.15,771**
Standard Chartered Manhattan Platinum Credit Card	Rs. 999	Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc.	Rs.8,697* Rs.16,293**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

Other recommended entertainment credit cards are:

Credit Card	Annual Fee	Key Feature	Paisabazaar Rating
RBL Bank Platinum Maxima Credit Card	Rs. 2,000	Earn 5X rewards points on entertainment expenses	3.9/5
HDFC Titanium Times Credit Card	Rs.500	Get 25% off on movie ticket bookings	3.5/5
Kotak Bank PVR Platinum Credit Card	Rs. 999	Get 2 movie tickets every month on spending Rs. 10,000 in a month	N/A
HDFC Platinum Times Credit Card	Rs. 1,000	Get 25% off on booking movie tickets	3.4/5

Please Note: Kotak Mahindra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.