Kotak PVR Gold Credit Card is designed for moviegoers. Users can get up to 24 movie tickets in a year. Besides that, they get to enjoy all the benefits associated with PVR Shield. Additional details of the card are mentioned below.
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Kotak PVR Gold Credit Card – Features & Benefits
The features and Benefits associated with Kotak PVR Gold Credit Card are:
Movie Offers – Users get free PVR tickets on meeting the following criteria:
- A cardholder gets one movie ticket free every month on the spending of Rs. 10,000 within the same billing cycle
- A cardholder can get 2nd free PVR movie ticket on spending Rs. 15,000 or above within the same billing period
PVR Shield – Cardholders gets complimentary lost card liability insurance cover in case they lose their card or if it is stolen. PVR shield insures customers against liability of up to Rs. 50,000 if the lost/stolen card is reported in a timely manner
Also Read: Review of Kotak PVR Credit Cards
Kotak PVR Gold Credit Card – Fees and Charges
The fee and charges associated with Kotak PVR Gold Credit Card are:
| Category | Amount |
| Joining Fees | Nil |
| Annual Fees | Rs. 499 |
| Add-on card Fees | Rs. 299 |
| Finance Charges | 3.50% per month/ 42%p.a. |
| Minimum Amount Due (MAD) | Between 5% and 10% of the Total Amount Due |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance Fee per Rs. 10,000 | Rs. 300 |
| Late Payment Charges (“LPC”) | Rs. 100 for amount less than or equal to Rs. 500. Rs. 500 for amount between Rs. 500.01 & Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000 |
| Over Limit Charge | Rs. 500 |
| Cheque Bounce Charges | Rs. 500 |
| Foreign Currency Mark Up | 3.5% of the amount |
| Cash payment Fee | Rs. 100 |
| Card Replacement Fee | Rs. 100.0 |
| CIBIL – Credit Information Report | Rs. 50 |
Kotak PVR Gold Credit Card – Eligibility Criteria
The eligibility criteria for Kotak PVR Gold Credit Card are:
- Applicant must be a resident of India
- Minimum age of cardholder should be 18 years
- Applicant must be between the ages of 21 & 65 years
Moreover, an applicant must be residing in any of the following cities: Bangalore, Chandigarh, Chennai, Ahmedabad, Gurgaon (Gurugram), Noida, Kolkata, Mumbai, Delhi, Navi Mumbai, Hyderabad, and Pune.
How to Apply for Kotak PVR Gold Credit Card
Customers can follow the below-mentioned steps to apply for Kotak PVR Gold Credit Card.
- Click here to start the application process for Kotak PVR Gold Credit Card
- Provide the required details
- Customers can now see all the credit cards for which they meet the eligibility criteria
- Filter out Kotak Mahindra Bank Credit Cards
- Click on ‘Check Eligibility’ button against Kotak PVR Gold Credit Card
- A question will pop up asking the user if they have applied for this credit card in the last 6 months. We recommend that applicants do not reapply for this credit card within 6 months
- If eligible then the customer must fill and submit the detailed application form
Post submission the customer will get a call from an executive working for the bank asking to share the date, time and venue details for document collection. Afterwards, the user’s documents will be reviewed by the bank. On successful qualification, the credit card will be dispatched to the user’s registered address. The card will reach the user in about 20 days.
Alternatively, customers can apply for this credit card through Kotak Bank’s website or visit their branch.
Frequently Asked Questions(FAQs)
What is the annual fee charged on Kotak PVR Gold Credit Card?
The annual fee charged on Kotak PVR Gold Credit Card is Rs. 499.
Is there a joining fee on Kotak PVR Gold Credit Card?
No, Kotak PVR Gold Credit Card does not charge a joining fee.
What is the finance charge on this credit card?
The finance charge on this credit card is 3.50% per month/ 42% per annum.
What movie offers is provided to cardholders?
Users can get 1 movie ticket per month on spending Rs. 7500 and 2 movie tickets if they spend over Rs. 15,000 in a billing cycle.
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Kotak PVR GOLD Credit Card | Rs. 499 | 1 free PVR movie ticket* every month when you spend Rs. 10,000 | Rs. 9,600* Rs. 9,600** |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants | Rs.8,510* Rs.9,782** |
| ICICI Bank Coral Contactless Credit Card | Rs. 500 | Earn 2 Payback Points on every Rs.100 spent | Rs.10,636* Rs.15,771** |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. | Rs.8,697* Rs.16,293** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Entertainment Credit Cards
Other recommended entertainment credit cards are:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
| RBL Bank Platinum Maxima Credit Card | Rs. 2,000 | Earn 5X rewards points on entertainment expenses | 3.9/5 |
Rs.500 | Get 25% off on movie ticket bookings | 3.5/5 | |
| Kotak Bank PVR Platinum Credit Card | Rs. 999 | Get 2 movie tickets every month on spending Rs. 10,000 in a month | N/A |
Rs. 1,000 | Get 25% off on booking movie tickets | 3.4/5 |
