Apply for a YES Bank Credit Card
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
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YES Bank has launched a flagship credit card called YES Private Credit Card. The card packs lots of premium benefits which include free domestic golf games, access to exclusive international golf courses, airport lounge access, chauffeured airport pick-up & drop service and much more. The full details of the credit card are given below.
Key Highlights of YES Private Credit Card |
Similar Cards | Fees | Eligibility | FAQs | Apply |
Welcome/Annual Benefit – Welcome & annual benefits include:
Rewards Program – 3 Reward points per Rs. 100 spent internationally. 2 Reward points per 100 spent domestically. 1 Reward Point = Re. 1.
Travel Benefits – Avail the following travel benefits:
Airport Lounge Access – Avail the following benefits:
International Airport Lounge Privileges
Domestic Airport Lounge Privileges
Airport Services – Avail the following benefits:
Mastercard Airport Concierge Service
Airport by Invitation Service
| Services that can be availed at the time of Departure |
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| Services that can be availed upon Arrival |
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VIP Meet & Greet Services
| Services that can be availed at the time of Departure |
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| Services that can be availed upon Arrival |
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| Services that can be availed during connecting flights |
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Miscellaneous Airport Services – Other airport services that can be availed by the cardholder are:
| Luggage Assistance/Baggage Porters | Premium Baggage Collection & Delivery (wherever available and applicable) |
| Lounge Bookings | Unaccompanied Minors |
| Executive Car Transfers/Limousine | Train Bookings (major U.K. rail stations including Eurostar in St. Pancras and Gare Du Nord only) |
| Personal Shopper | VIP Wheelchairs/PRM Service |
| Gift Services on Arrival | Airport Courier |
| Meeting and Conference Room Bookings | Seating Assistance |
| Tarmac Transfers | Valet Car Parking Service |
| Electric Buggy | Car Park Jockey |
| Cloak Room Service | |
Cruise Program – USD 75 off per person on all Avalon Waterways Cruises.
Vacation Packages – Get the following deals
Sixt Offer – Avail the following benefits when renting a car:
Golf Benefits – Avail the following Golf benefits:
Movies & Events Benefits – Avail the following benefits:
Insurance Coverage – Avail the following benefits:
| Coverage | Amount |
| Air Accident Cover | Rs. 5 crore in case of death due to flight accidents |
| Emergency Overseas Hospitalization | Rs. 1 Crore |
| Credit Shield | Up to Rs. 15 lakh of the outstanding amount is covered in case of accidental death of Primary Cardholder |
Global Emergency Services – Avail the following services:
Health & Wellness Benefits – Avail the following benefits:
Texas Medical Concierge
Advance Medical
Fuel Surcharge Waiver – On spends between Rs. 400 and Rs. 5,000.
Cash Withdrawal Limit – Limit is set at 30% of the credit limit.
| Category | Amount |
| Joining Fee | Rs. 50,000 |
| Renewal Fee | Rs. 10,000 | waived upon spending Rs. 25 lakh |
| Interest Rate for YES BANK Savings Account holders | 1.2% p.m. | 14.40% p.a. |
| Interest Rate for non-YES BANK Savings Account holders | 1.99% p.m. | 23.88% p.a. |
| Foreign Currency Markup | 1.75% of the amount |
| Late Payment Charges | Nil |
| Over Limit Fee | Nil |
| Cash Advance Fee | Nil |
| Payment Return Charges | Nil |
Applicants must meet the eligibility criteria that are set by YES Bank. The eligibility criteria include income, age, nationality (Resident Indian/NRI) and place of residence. Other requirements, if any, will be shared at the time of application.
Besides this, you must have a good credit score without any defaults on loan payments.
Identity, address and income will be checked by the bank. You may submit self-attested photocopies of the following eligible documents:
| Identity Proof | Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. |
| Residence Proof | Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. |
| Income Proof | Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. |
| Credit Card | Annual Fee | Comparative Feature |
| Axis Bank Burgundy Private Credit Card | Nil for Burgundy Members Rs. 10,000 for Non-Burgundy members | No withdrawal charges or interest on cash withdrawal 0 foreign mark-up fee 15 EDGE REWARD points for every Rs. 200 spent |
| Standard Chartered Priority Visa Infinite Credit Card | Nil | Up to 5X Reward Points per Rs. 100 spent free Priority Pass membership Life insurance cover of up to Rs. 1.2 crore |
| HDFC Bank Infinia Credit Card | Rs. 10,000 | No pre-set spending limit Free golf games worldwide Free Club Marriott Membership |
| Axis Bank Magnus Credit Card | Rs. 10,000 | A free flight ticket within India every year 8 free end to end VIP service at the airport Benefits at Oberoi Hotels |
| SBI Card ELITE | Rs. 4,999 | Trident Privilege Red Tier membership Golf Benefits Up to 10 Reward Points per Rs. 100 spent |
Is YES Private Credit Card an invitation only credit card?
No, YES Private Credit Card is not an invitation only credit card.
How much will I have to pay once I use up the free guest visits at international airport lounges?
You will have to pay USD 27 + GST for accompanying guests from the 11th visit onwards.
How may lounges are affiliated under Lounge-Key membership program?
There are over 850 lounges in more than 400 cities located in over 120 countries worldwide.
What are the lounge visit costs at airports located in India?
Primary and supplementary cardholders get unlimited free access to domestic airport lounges. However, only 10 free guest visits are allowed in a year. The 11th visit will be charged as per prevailing rate of the respective lounge.
Is the MasterCard golf program equivalent to golf club membership?
No, the MasterCard golf program does not provide golf club membership. It only provides specific benefits to the cardholder.
Thank you to the executives at Paisabazaar who helped me find such a rewarding scheme.
All my expenses are managed these days with the help of my Yes bank credit card.
These guys delivered my Yes bank credit card in just 2 business days at no additional fee.
The discounts, offers and cashbacks I am getting with Yes Bank, are simply unmatchable.
Yes bank is bank of the recent generation. They have outcasted many already established banks.
Paisabazaar has always been my favorite banking partner. They come up with great schemes on credit cards. I got mine from them.
