Yatra SBI Card is suitable for frequent travellers as it offers various travel benefits to provide a comfortable and economical travel experience. Additionally, it provides welcome gifts, reward points, fuel surcharge waiver, etc.
| On this page |
Yatra SBI Card Features
Worldwide Acceptance – Yatra SBI Card is an International card and can be used worldwide. It is accepted at over 24 million outlets worldwide, including 3, 25,000 outlets in India
Cash On The Go – One can withdraw cash from over 1 million MasterCard ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100 plus cities in India
Add On Cards – The cardholder can get add-on cards for his family members including parents, spouse, children or siblings if the person fulfils the criteria for getting a credit card
Ease Of Utility Bill Payment – With Yatra SBI Card one can pay his/her utility bills on time and with 100% ease by setting standing instructions to pay the utility bills every time
Balance Transfer on EMI – With this facility, one can transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card to avail a lower rate of interest and repay in EMIs
Flexipay- The customers can buy just about anything for Rs. 2,500 or more and repay in easy monthly instalments with Flexipay facility
Yatra SBI Card Benefits
Welcome Offer – One can enjoy Yatra.com vouchers worth Rs. 8,250 on joining. Welcome vouchers will be dispatched on payment of 1st-year annual fee
Travel Benefits – The customers can avail great discounts on flight bookings such as Rs. 1,000 off on domestic flight bookings on transactions worth Rs. 5,000 or more and Rs. 4,000 off on international flight bookings worth Rs. 40,000 or more and get 20% off on domestic hotels on a minimum transaction value of Rs. 3,000. Maximum discount of Rs. 2,000 can be availed
Reward Points – The cardholders can earn 6 reward points on every Rs. 100 spent on departmental stores, grocery, dining, movies, entertainment, and international spends and 1 reward point on every Rs. 100 spent on all other categories
Complimentary Air Accidental Cover- It comes with the complimentary facility of covering an air accident of 50 lakhs. This facility is valid for primary cardholder when a ticket is booked via Yatra.com using the Yatra SBI Card
Fuel Surcharge Waiver – One can also enjoy freedom from paying a 1% fuel surcharge across all petrol pumps. Maximum surcharge waiver of Rs. 100 can be availed monthly
Yatra SBI Card Fees and Charges
| Fees/Charges | Amount/Rate |
| Annual Fee | Rs. 499+GST |
| Renewal Fee | Rs. 499+GST |
| Add-on Fee (per annum) | Nil |
| Extended Credit Interest Free Credit Period | 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full |
| Extended Credit Charges | Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction |
| Extended Credit Minimum Amount Due | 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any) |
| Cash Advance limit | Up to 80% of the credit limit, maximum Rs. 12,000 per day |
| Free Credit Period | Nil |
| Cash Advance Charges | Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal |
| Cash Advance Fee SBI or Other Domestic ATMs | 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Cash Advance fee International ATMs | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of the over limit amount subject to a minimum of Rs. 500 |
| Late Payment Fee | • Nil for the total amount due from Rs. 0 to Rs. 200 • Rs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500 • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000 • Rs. 600 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000 • Rs. 800 for the total amount due greater than 10,000 and up to Rs. 25,000 • Rs. 950 for the total amount due greater than Rs. 25,000 |
Yatra SBI Card Eligibility Criteria
SBI Yatra card’s eligibility criteria are:
- Eligible age for salaried employees is between 21 and 70 years
- Eligible age for self-employed people is between 25 and 70 years
- The applicant must be an Indian citizen
- The applicant must have a monthly income over Rs.75,000
How to Apply Yatra SBI Card?
- Click here to start the application
- Enter basic details such as contact number, income, occupation, etc
- Select the Yatra SBI Card from the available drop-down options list
- Proceed with the eligibility check by providing some more details
- If eligible, proceed with the application by providing personal details and employment details
- Click on submit to complete the process
- Once the details are verified, an executive will get in touch
Frequently Asked Questions(FAQs)
What is an Add-on Card?
An add-on card is an additional card which you can apply for against your credit card and will have all the features of your primary credit card.
What is Flexipay?
Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly instalments. Any SBI Card holder, with a transaction greater than ₹ 500 can convert the said transaction into Flexipay within 30 days.
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Yatra SBI Card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card. To know more about Balance Transfer click here.
Is SBI Card Elite credit card internationally acceptable?
Yatra SBI Card is accepted at over 24 million Visa outlets worldwide, including 3,25,000 outlets in India.
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points / Offers | Net Savings |
| Yatra SBI Card | Rs. 499 | Earn 6 reward points on every Rs. 100 spent on departmental stores, grocery, dining, movies, entertainment, and international spends and 1 reward point on every Rs. 100 spent on all other categories | Rs. 13,451* Rs.19,151** |
| American Express Membership Rewards® Credit Card | Rs.1,500 | Earn 1,000 bonus membership reward points on using the card 4 times per month on transactions worth Rs.1,000 each | Rs.7,420* Rs.11,840** |
| ICICI Ferrari Platinum Credit Card | Rs.499 | Get up to 15% discount on Ferrari merchandise bought from the Online Ferrari Store. | Rs.816* Rs.1,632** |
| HSBC VISA Platinum Credit Card | Nil | Earn 2 Reward Points per Rs. 150 spent | Rs.14,167* Rs.22,833** |
| IndusInd Bank Chelsea FC Credit Cards | 1,099 | Earn 1 Reward Points per Rs. 100 spent | Rs.4,195* Rs.8,599** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Travel Credit Cards
People also looked for the following travel credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
| MakeMyTrip ICICI Bank Signature Credit Card | Rs.2,500 | Get every 6th Ola ride Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip | 3.7/5 |
| MakeMyTrip ICICI Platinum Credit Card | NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift Get complimentary MMT Black Membership | 3.3/5 |
| Axis Vistara Credit Card | Rs. 1,500 | Get Domestic Airport Lounge access Earn 2 Club Vistara Points per Rs. 200 | N/A |
| IRCTC SBI Platinum Card | Rs. 500 | Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories Earn 1 Reward Points on every Rs.125 spent | 3.4/5 |