Yatra SBI Card competes with other cards co-branded with travel portals, such as Standard Chartered EaseMyTrip, MakeMyTrip ICICI and Ixigo AU Credit Card. Among these, the Standard Chartered Card and AU Card work on the same ‘direct discount’ model as Yatra SBI Card, whereas MMT ICICI offers accelerated reward earnings as MyCash. All these cards charge low annual fee but have their own pros and cons. For example, MMT ICICI and Ixigo AU provide low forex mark-up fee and lounge access benefits, which are not available on Yatra SBI Card. Hence, consumers should choose the right card basis their brand preferences and the need for additional travel perks.
SBI Cards
Yatra SBI Card
Travel
Co-branded
Reward Points
1st Year Fee: ₹499* Plus Applicable Taxes
Entry-level Card
Joining and annual fee of Rs. 499 only
Travel Benefits
Welcome vouchers worth Rs. 8,250
Reward Points
6X rewards on grocery, dining, movies and more
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About Yatra SBI Credit Card
Yatra SBI Card is a co-branded travel credit card offering a flat discount on travel bookings made through Yatra.com. The card charges a low annual fee of Rs. 499, but offers activation benefits worth up to Rs. 8,250 in the form of discount vouchers across categories like domestic travel, international travel, hotel bookings, etc. Beyond travel benefits, this SBI Credit Card also offers accelerated value-back on other everyday spends like groceries, dining, departmental stores, movies and entertainment.
Domestic travellers who prefer Yatra over other travel portals and want a low annual fee travel card can consider applying for it. However, consumers who seek benefits on international travel along with perks like complimentary lounge visits, low forex mark-up, etc. should explore other travel credit cards.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Yatra SBI Credit Card: Travel Benefits
Discount on Travel Bookings
- Rs. 1,000 off on domestic flight bookings1
- Rs. 4,000 off on international flight bookings2
- 20% off on domestic hotels3
Welcome Benefit
Welcome vouchers from Yatra.com worth Rs. 8,250 as a activation benefit4:
- 2 vouchers worth Rs 1,000 each for international travel
- 2 vouchers worth Rs. 500 each for domestic travel
- 1 voucher worth Rs. 1,500 for domestic holidays and 1 voucher worth Rs. 3,000 for international holidays
- 1 voucher worth Rs. 750 for hotel bookings
Reward Structure & Other Key Highlights
Rewards Program
- 6 reward points on every Rs. 100 spent on departmental stores, grocery, dining, movies and entertainment.5
- 6 reward points on every Rs. 100 spent on International spends, subject to 5,000 reward points per month6
- 1 reward point on every Rs. 100 spent on all other categories
Fuel Benefit
- 1% fuel surcharge waiver across all petrol pumps up to Rs. 100 per month on transactions between Rs. 500 and Rs. 3,000.
Related Read: Fuel Credit Cards
Yatra SBI Card: Fees & Charges
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 + Taxes | ||||||||||||||
| Annual Fee | Rs. 499 + Taxes | ||||||||||||||
| Extended Credit Charges | Up to 3.50% per month | 42% per annum | ||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You are a frequent traveller looking for a low-annual fee card
You prefer Yatra.com for most of your travel bookings
You already have other cards offering airport lounge access
You can make the most of the accelerated value-back offered across groceries, dining, etc.
Similar Cards
Ixigo AU Credit Card
MakeMyTrip ICICI Credit Card
EaseMyTrip Standard Chartered Credit Card
Paisabazaar Review
What do we like about this card?
In a market where most travel credit cards belong to the mid-range or premium segment, Yatra SBI Card is among the best low annual fee credit cards. At the cost of Rs. 499 only, cardholders can get significant savings on their domestic flight, domestic hotels and international flight bookings. In addition to this, the card extends benefits on some everyday spending categories like grocery, dining, departmental stores, movies, entertainment and international spends. However, the card does not offer any benefit on international hotel bookings, limiting the saving potential for international travellers. Despite being a travel card, it does not offer any lounge access benefit, which can again be a drawback. Travellers who do not wish to pay a high annual fee and save a considerable amount on their bookings may consider this card.
Pros
- Straightforward ‘direct discount’ model for travel benefits
- Welcome benefits worth Rs. 8,250 as discount vouchers
- Accelerated reward points on departmental store, dining, grocery, movies and entertainment spends
- Low annual fee with an easy annual fee waiver condition
- Higher rewards on international spends
Cons
- No complimentary lounge access
- High forex mark-up fee of 3.5%
- No benefit on international hotel bookings
Frequently Asked Questions
Everything you need to know about this credit card
Yes, you can get an add-on card for your parents, spouse, children or siblings above the age of 18, on your primary Yatra SBI Card.
Yatra SBI Card is accepted at over 24 million Visa outlets worldwide, including 3,25,000 outlets in India. However, the card charges a forex mark-up fee of 3.5% on international spends.
Yes, Yatra SBI Card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance from any other bank’s credit card. However, this is subject to the available credit limit on your card and other internal policies of the issuer.
Yes, Reward points expire after a period of 2 years. You need a minimum of 1,000 reward points to redeem your reward points for discount vouchers.
No. Only fuel transactions ranging from Rs. 300 to Rs. 5,000 will be eligible for surcharge waiver. The maximum waiver amount in a month is Rs. 100.
Footnotes
- Valid on transactions worth Rs. 5,000 or more.
- Valid on transactions worth Rs. 40,000 or more.
- Valid on a minimum transaction value of Rs. 3,000; maximum discount: Rs. 2,000.
- Welcome benefit is subject to payment of first year annual fee.
- Limited to up to 5,000 reward points per month
- Limited to up to 5,000 reward points per month
- This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the SBI Card website.
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Megha Khanna
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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