Key Highlights of Kotak League Platinum Credit Card |
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| Best Suited for | Shopping & Rewards |
| Joining Fee | Rs. 499 |
| Renewal Fee | Rs. 499 (Waived off on spending Rs. 50,000 in a year) |
| Minimum Income Requirement | Rs. 5 lakh p.a. |
| Best Feature | 8 reward points per Rs. 150 spent via this credit card |
| Paisabazaar’s Rating | ★★★ (3/5) |
Must Read: Top Credit Cards in India
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With this credit card, you can earn multiple privileges, including rewards, free vouchers, free movie tickets, fuel benefits, travel benefits and much more. Given below are the top Kotak League Platinum Credit Card benefits:
You can earn up to 8X reward points on your transactions as special categories as per the below details:
*Special categories include Airlines and Air Carriers, Travel Agencies & Tour Operators, Package Tour Operators, Electric Sales, Departmental Stores and Durable Goods.
Restrictions on Reward Earning w.e.f. 1 June 2025
| Utility | No benefits on spends above Rs. 35,000 |
| Education, wallet load, fuel, rent, Govt. spends, insurance, online gaming | No rewards/ cashback |
Also read: Best Credit Cards for Reward Points
Some of the other benefits that you can avail with Kotak League Platinum Credit Card are mentioned below:
Welcome Benefits: Movie ticket voucher worth Rs. 500 after the payment of the joining fee.
Multiple Milestone Benefits*: Spend Rs. 1.25 lakh every 6 months and get 4 free PVR tickers or 10,000 bonus reward points.
*If you choose the reward points option, the bonus points will be credited into your credit card in the next billing cycle. Star Pass Code will be issued in case of PVR ticket benefit which can be redeemed online on PVR Cinema’s official website. (Maximum ticket price Rs. 400).
League Priority Attend: Exclusive ‘KASSIST’ service to its League Platinum cardholders. If you have any issues or queries, you can send the SMS ‘KASSIST’ to 5676788. A customer service representative will call you back within 30 minutes. You can also avail other services like utility bill payment, cheque collection, etc. via League Priority Attend Service.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on your transactions between Rs. 500 to Rs. 4,000. You can avail a maximum waiver of Rs. 3,500 in a calendar year.
Railway Surcharge Waiver: Railway surcharge waiver of up to Rs. 500 in a year using your credit card.
Complimentary Insurance Coverage: Lost Card Liability Cover against fraudulent usage up to Rs. 1.25 lakh up to 7 days pre-reporting.
Check Top Kotak Mahindra Bank Credit Cards
Note: A 1% transaction fee is applicable on select categories exceeding monthly spend thresholds – wallet loading & online gaming exceeding cumulative spends of Rs. 10,000; utility spends exceeding Rs. 35,000 and fuel spends exceeding Rs. 25,000.
The fees and charges applicable to this credit card are mentioned in the table below:
| Type of Fee/Charge | Amount |
| Joining Fee | Rs. 499/ Nil |
| Annual Fee | Rs. 499 (Waived off on spending Rs. 50,000 in a year) |
| Finance Charges |
3.75% p.m. (45% p.a.) |
| Late Payment Fee | For outstanding balance:
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Click here to check other fees and charges applicable to Kotak League Platinum Credit Card.
The table below shows the eligibility criteria for this credit card:
| Criteria | Details |
| Age | 21 to 65 years |
| Minimum Income | Rs. 5 Lakh p.a. |
| Documents Required | Click here for the list of documents required |
| Serviceable Cities | Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune |
Kotak League Platinum Credit Card comes with a great rewards rate and also gives generous value-back in the form of milestone benefits. These benefits can be maximized only if you reach the set spending milestones and put maximum spends on your credit cards to get those rewards. Moreover, the card also offers complimentary PVR tickets in a year. This is why this card is best suited for high-spenders who would want privileges in the form of reward points or movie benefits.
Suggested Read: Best Cashback Credit Cards in India
| Credit Card | Annual Fee | Comparative Feature |
| SBI SimplyCLICK Credit Card | Rs. 499 | 10 reward points per Rs. 100 spent on online shopping with select brands and 5 points for all online spends |
| HDFC MoneyBack Credit Card | Rs. 500 | 4 reward points per Rs. 150 spent online |
| Axis Bank Privilege Credit Card | Rs. 1,500 | 10 reward points per Rs. 200 spent on all spends |
| Citi Rewards Credit Card | Rs. 1,000 | 10 reward points per Rs. 125 spent on apparel and departmental stores |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | 5 reward points per Rs. 150 spent at fine-dine outlets |
Q. Who can use Kotak League Platinum Credit Card?
A. Kotak League Platinum Credit Card is designed for individuals who put most of their expenses on credit cards as this card generously rewards users after they reach the annual spending milestone of Rs. 2 lakh.
Q. Can I use Kotak League Platinum Credit Card internationally?
A. Yes, this credit card can be used for international transactions as well. However, a foreign exchange markup fee will be applicable on transactions made in foreign currency at the rate of 3.5%.
Q. Can I get an add-on credit card for my family members with Kotak League Platinum Credit Card?
A. Yes, Kotak Mahindra Bank credit cards come with add-on card feature wherein you can apply for an add-on card for your family members. You can also set spending limit on each add-on card and track their spends.
Q. I’ve reached the spending limit of Rs. 1.25 lakh in the last 6 months via Kotak League Platinum Credit Card. Why did I not get the PVR ticket benefit?
A. You can claim the free tickets within 3 months after the program period ends. After 3 months, you will not be able to get the benefit. For example, if you received your card in January and reached the spending of Rs. 1.25 lakh by July, you will have to claim the benefit by October, or else the privilege expires.
Q. Why did I not get the welcome voucher with my Kotak League Platinum Credit Card?
A. The welcome benefit is offered only with the joining fee variant. If you are getting the variant with the joining fee waived off, you would not get the benefit.
