Bank of Baroda offers a suite of credit cards, so there’s something for everyone. Bank of Baroda Easy Credit Card is affordable with multiple rewards and perks. Cardholders can avail 5X reward points along with many other attractive offers. With this card you can go cashless and pay securely at every payment terminal. Given below are the features and benefits of Bank of Baroda Easy Credit Card-
Features and Benefits of Bank of Baroda Easy Credit Card
Instant EMI- Cardholders can convert the purchase of Rs 2,500 and above into easy EMIs of 6 to 12 months.
Multiple Redemption Options– Earned reward points can be redeemed as cashback and also against gift vouchers and merchandise.
Cash on Card Repayment- On paying the card bill in your next statement you can get 0.5% of the bill payment.
Fuel Surcharge Waiver- The cardholder will get the waiver of fuel surcharge for the transactions between Rs. 400 to Rs. 5,000 at all fuel stations in India.
Reward on Daily Expenses- On every spend of Rs. 100 on departmental stores, movies and grocery, earn 5x reward points.
Annual Fee Waiver- Get the annual fee reversed on reaching total spending of Rs. 6,000 in 6 months and Rs. 35,000 in a year.
Add on Card- With Bank of Baroda Easy Credit Card, cardholders can avail up to 3 lifetime-free add-on cards for your parents, siblings, spouse or others.
Fee and Charges of Bank of Baroda Easy Credit Card
|Joining Fee||Rs. 500 (Spend Rs. 6,000 on your card within 60 days for fee reversal)|
|Annual Fee||Rs. 500 (Spend Rs. 35,000 on your card in a year for fee waiver)|
|Add-on Fee (per annum)||Nil ( Maximum up to 3 add on cards can be issued)|
|Free Credit Period||20 to 50 days|
|Card Replacement Charges||Rs 100 per card|
|Overlimit Charges||1% over and above the sanctioned credit limit per month.|
|Late Payment Fee||
|Foreign Currency Transaction Fee||2.75% of the transaction amount|
|Goods and Services Tax (GST)||GST is levied on all taxblea supplies.|
Bank of Baroda Easy Credit Card Eligibility Criteria
An applicant must fulfil the following eligibility criteria for this credit card-
- He/she must be more than 18 years and less than 65 years old.
- He/she must be self-employed or salaried with a regular income.
- He/she Minimum Gross Salary (Annual) or Annual Income of Rs. 25,000.
- He/she must furnish supporting documents such as self-attested copies of income proof, identity proofs, residence proof, PAN card along with a photograph.
- Proof of income like salary slip, bank statement, etc. will also be required.