How to Close and Block Axis Bank Credit Card

Different methods that can be availed to cancel an Axis Bank credit card are as follows:

Call Customer Care

Axis Bank credit card customer care service helps in initiating card cancellation through a phone call from your registered mobile number. You may call on the numbers 1860-419-5555, 1860-500-5555 or 1800-103-5577 (toll-free). After calling, you have to verify your identity and note down the card termination request number for future reference.

Visit Axis Bank Branch

You may visit any of the nearest Axis Bank branches to raise a request for your credit card closure. You will need to provide your credit card and personal details for verification .

Here are some things to keep in mind while initiating a credit card cancellation request:

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Customer’s credit score may be affected on closing a credit card account. This is so because when you terminate a credit card, your total credit limit is reduced which can increase the Credit Utilization Ratio (CUR) if your expenses remain the same. Moreover, the average credit history will also shorten if you close down an older credit line. This, in turn, may affect your credit score negatively as a higher CUR and a shorter credit history may make you look credit hungry.

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There are many online as well as offline ways through which you can block your Axis credit card to prevent any fraudulent transactions in case you lose it or get it stolen. Some of these methods are listed below:

Using SMS Service

You can block your Axis Bank credit card by sending an SMS to Axis Bank. The steps to block your Axis bank credit card through SMS service are:

Step 1: Write BLOCK XXXX, where XXXX are the last 4 digits of your credit card number
Step 2: Send the SMS to 5676782 from your registered mobile number.

The bank will block your credit card, issue you a new one on your request and send it to your registered address.

Via Customer Care Cell

You can call the Axis Bank customer care number on the following numbers:

1860 419 5555 or 1860 500 5555

The customer care executive will ask you for some personal and account details to authenticate your identity following which they will block your credit card and re-issue you a new credit card in its place.

Through Net Banking

Customers of Axis bank can also block their credit card through internet banking by following the steps given below:

Step 1: Login to your Axis Bank net banking page.
Step 2: Go to the Account section.
Step 3: Under the ‘My Cards’ option, select ‘More Services’.
Step 4: Click on ‘Block Credit Card’ and choose the credit card you want to block.

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Via Mobile Application

Credit cardholders can avail the services of Axis Bank Mobile Application by downloading the latest version of the app. Once installed, follow the steps described below to block Axis Bank credit card:

Step 1: Login to your Axis Bank mobile app.
Step 2: Go to the Banking section and select the ‘Services’ option.
Step 3: Go to the Credit Card section.
Step 4: Click on the ‘Block & Replace Card’ option.

Axis Bank will replace the blocked card with a new one no matter what means you use to block your credit card. The credit card by default will be delivered to the communication address that you have given to the bank.

Branch Visit

You can also block your Axis Bank credit card by visiting the nearest Axis Bank branch and contacting the bank official to process your request to block the credit card. The Axis Bank official will let you know when they have successfully blocked your card.