Compare and Apply for the Best Credit Card
Best Suited For – Shopping, Travel and Rewards
*Offers are from Paisabazaar's partner Banks & NBFCs.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the YES Bank website.
YES FIRST Preferred Credit Card is well-suited for shopping and travel. An excellent rewards program and complimentary access to international airport lounges are among its major highlights.
Bonus Rewards on Joining and Renewal- Make the first transaction within 90 days of card issuance and get 10,000 bonus reward points. Get 7,500 extra reward points on each renewal.
Milestone Benefits– Spend Rs. 7.5 lakh in a year and earn 20,000 bonus reward points.
Renewal Fee Waiver– Spend INR 4 Lakhs in a year and get a waiver on renewal membership fee for the subsequent year.
Preferred Reward Points- Earn rewards on this card for every purchase at the given rate-
Multiple Redemption Offers- YES Bank offers multiple ways to redeem the reward points-
Note that NRI cardholders can redeem their rewards only for flights, hotels and movie tickets.
Lounge Access- YES FIRST Preferred Credit Cards allows the user to access airport lounges across the globe through-
Dedicated Concierge Service- Cardholders can enjoy the exclusive concierge service by YES Bank- YES ASSIST. Special requests can be placed by the user including-
Movie Benefit- Avail 25% discount on movie tickets booked through BookMyShow website or mobile app.
Golf Privilege- Under the Mastercard World Golf Programme, users will get access to select golf courses in India with 4 complimentary rounds of green fees per calendar year and 1 complimentary golf lesson in a month.
Insurance Benefits- The card also offers insurance cover including-
Fuel Surcharge Waiver- Enjoy 1% fuel surcharge waiver across all fuel stations in India for transactions between Rs. 400 and Rs. 5,000.
Lifestyle Benefits– Avail multiple offers on YES Bank Credit Cards under Yes Privileges.
Also Read: 7 Best Premium Credit Cards in India
| Fee/Charge | Amount/Rate |
| Annual Fee | Rs. 2,499 + GST (waived off on spending 4 lakhs or more in a year) |
| Interest Rate on Revolving Credit | 3.5% per month (42% annually) on Revolving Credit, Cash Advances and Overdue Amount |
| Interest-free Period | Up to 50 days |
| Cash Limit | 30% of the credit limit |
| Cash Advance Fee | 2.5% of the amount withdrawn (min. Rs. 300) |
| Overlimit Fee | 2.5% of the over-limit amount (min. Rs. 500) |
| Foreign Exchange Mark-up | 1.75% |
| Late Payment Charges | For balance- Below Rs. 100- Nil |
| Add-on Card Fee | Nil (up to 3 cards can be issued) |
| Payment Return Charges (Autopay/Cheques) | Rs. 350 per instance |
Also Read: 7 Credit Card Fees and Charges You Must Be Aware Of
YES Bank has set the following eligibility criteria for YES FIRST Preferred Credit Card:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | 1.5 lakh per month |
| Minimum Income for Self-employed Applicants | ITR of at least Rs. 12 lakh |
| Age | 21 to 60 years |
| Documents Required | Click Here for the list of acceptable documents |
I am an NRI. Can I apply for this credit card?
Yes, this credit card is also available for NRIs.
How much GST will be levied on this credit card?
GST will be levied at the rate of 18% on all fees, charges and EMIs.
Can self-employed people apply for YES Bank credit card?
Yes. Self-employed professionals can also apply for YES Bank credit cards.
How to avail the Priority Pass Membership on my YES FIRST credit card?
To avail the service, you need to download the YES Bank Priority Pass Application Form. Fill the form and send it to the address mentioned on the form.
How to reach the golf concierge service of YES Bank?
Golf benefit on this card is offered by Mastercard. For bookings or any other assistance related to golf concierge, you can call on 1800 102 6263.
What is Credit Shield Cover?
Under the Credit Shield Cover, YES Bank covers any outstanding dues on the credit card in case of accidental death of the primary cardholder.
How to reach the YES Assist service?
To reach YES Assist, you can call on 1800 11 9371 (Toll Free number accessible by MTNL/BSNL/Reliance/Tata Network users) OR 022 42320239.
Can I convert my purchases made on this card into EMIs?
Instant EMI service is offered by YES Bank to covert purchases into EMIs across 80,000 partner merchants.
Give a brief YES FIRST Preferred credit card review.
YES FIRST Preferred credit card is one of the premium credit cards that offers a host of benefits and facilities. However, one has to pay an annual fee of Rs. 2,500 on this card. In case you like availing elite services and do not wonder much about the fees and charges, you can opt for this card.
People also looked for the following reward credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 1,000 | Earn 1 reward point for every Rs. 125 spent | 4.2/5 | |
Rs. 250 | Earn 5X reward points on dining and fuel spends
| 3.5/5 | |
Rs. 500 | Get up to 10% value back on AC1, AC2 and CC ticket bookings | 3.4/5 | |
Rs.1,000 | Earn 1000 Reward Points on successful sign-up | N/A |
Thank you to the executives at Paisabazaar who helped me find such a rewarding scheme.
All my expenses are managed these days with the help of my Yes bank credit card.
These guys delivered my Yes bank credit card in just 2 business days at no additional fee.
The discounts, offers and cashbacks I am getting with Yes Bank, are simply unmatchable.
Yes bank is bank of the recent generation. They have outcasted many already established banks.
Paisabazaar has always been my favorite banking partner. They come up with great schemes on credit cards. I got mine from them.
