This Dhanlaxmi Bank Credit credit card comes loaded with a lot of features which are enumerated below:
- The card offers 5% cash back on purchases made at supermarkets and departmental stores using the card
- Availability of emPower, an online financial planning tool which can be used to budget, review and manage the expenses made by the cardholder
- A free inclusive insurance cover provided in association with ICICI Lombard. The coverage includes Air Accident Insurance of Rs.20 lakhs, Lost Card Liability with 2 days pre-reporting of up to Rs.1 lakh, a Credit Shield payable on death and permanent total disability of up to Rs.1 lakh and Purchase Protection till up to 90 days from purchase of Rs.1 lakh.
- The bank provides Global Customer assistance in case of any emergency
- The card has low interest charges
- There is no joining fee or annual fee charged on the card
- A free add-on card is also available without any cost and annual fee.
- The card promises exclusive rewards
- The card can be registered for verified by VISA service
- There is an interest fee credit period of 18 days minimum to a maximum of 48 days under the card
Dhanlaxmi Bank Credit Card Eligibility
- The card can be availed by salaried individuals who have a minimum gross annual income of Rs.3 lakhs
- The card is also available to self-employed individuals if they have a minimum gross annual income of Rs.4 lakhs