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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :03/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :03/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 03/03/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :03/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 03/03/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :03/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :03/03/2021

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हिंदी में पढ़े
Updated: 16-02-2021 09:31:18 AM

Standard Chartered Bank has launched its all-in-one credit card- the DigiSmart Card. Designed to suit the needs of those who do most of the shopping online, this credit card offers multiple benefits on shopping, travel, dining, movies and grocery purchases. The card charges a monthly fee of Rs. 49 (instead of annual fee) and it is waived off on reaching monthly spending milestones. Read on to know the features and benefits of Standard Chartered Bank DigiSmart Card.

Exclusive Offer from Paisabazaar!
Get Rs. 1,200 Amazon Pay Gift Card* on a minimum single transaction of Rs. 1,200 within 30 days of credit card setup.

*T&C Apply

Offers on Standard Chartered Bank DigiSmart Credit Card
Features of Standard Chartered Bank DigiSmart Credit Card
Fees and Charges of Standard Chartered Bank DigiSmart Credit Card
Pros and Cons
Should you get this card?
Similar Credit Cards
Standard Chartered Bank DigiSmart Credit Card- Eligibility and Documentation
How to Apply for Standard Chartered Bank DigiSmart Credit Card?
FAQs

Offers on Standard Chartered Bank DigiSmart Credit Card

The following offers can be availed on SCB DigiSmart Card:

BrandOffer DetailsMaximum Discount
INOX CinemasGet Buy One Get One offer on movie tickets at INOX. Offer valid on Saturday and Sunday only with 2 transactions per month.Maximum discount of Rs.200 per transaction
Grofers10% off with no minimum spending value. Valid for 5 transactions per month.Rs. 1,000 per month
Myntra20% off with no minimum spending limit. Valid for only 1 transaction per month.Rs. 700 per month
Zomato10% off with no minimum spending value. Valid for 5 transactions per month.
Promocode: DIGISMART		Rs. 150 per transaction
Yatra20% off on domestic flights
10% off on international flights
25% off on domestic hotels
Promocode: DIGISMART		Domestic Flights- Rs. 750
International Flights- Rs. 10,000
Domestic Hotels- Rs. 4,000
Ola Cabs15% cashback on Ola Cab rides.Rs 600 per month

The details of these offers are given below:

Offer at INOX Cinemas– Customers can enjoy BOGO offer on INOX movie tickets on Saturday and Sunday. The offer can be availed 2 times in a month with maximum discount of Rs.400.

Terms & Conditions Apply

Offer on Grofers- By using promocode DIGISMART, cardholders get 10% off on buying groceries online through Grofers. There is no minimum order value and 5 transactions can be made in a month with maximum discount of Rs. 1,000 per month.

Offer on Myntra- With DigiSmart Credit Card, users can get 20% discount when shopping on Myntra up to a maximum discount of Rs. 700. This offer is valid only once per month.

Offer on Zomato- When ordering food through Zomato, cardholders can avail 10% discount. There is no minimum spending value. One user can enjoy this offer only 5 times in a month.

Offer on Yatra- The DigiSmart Credit Card also offers discounts on travel and hotel bookings made through Yatra.com. Users will get the following offers:

  • 20% discount on domestic flight bookings up to Rs. 750
  • 10% discount on international flight booking up to Rs. 10,000
  • 25% discount on domestic hotel booking up to Rs. 4,000

The promocode to be used is DIGISMART.

Offer on Ola Cabs- DigiSmart card users will also get 15% cashback on booking Ola Cab rides up to maximum cash back of Rs. 600 per month.

Click here for Terms & Conditions of Digismart Credit Card offers

Features of Standard Chartered Bank DigiSmart Credit Card

Along with the multiple offers, this credit card also comes with several features, such as:

Contactless Payment- Standard Chartered Bank credit cards allow contactless payment of up to Rs. 2,000 at a time at NFC-enabled POS terminals. Users do not have to dip or swipe the card for such payment. Waving or tapping the card on the POS will serve the purpose.

Kuch Bhi on EMI- The bank also offers EMI facility on transactions above Rs. 5,000. This facility can be availed through internet banking or mobile banking.

Loan on Credit Card- Eligible users can also avail a loan on their DigiSmart Credit Card. Loan of up to Rs. 5 Lakh can be availed with tenure options ranging from 12 months to 60 months.

Balance Transfer- SCB cardholders can also transfer outstanding balances of other credit cards to save the high-interest charges. The payment can also be made in easy EMIs using the Balance on EMI facility.

Suggested Read: Standard Chartered DigiSmart Credit Card Review

Fees and Charges of Standard Chartered Bank DigiSmart Credit Card

The table below shows the fees and charges applicable to the DigiSmart Credit Card:

Type of Fee/ChargeAmount/Rate
Monthly FeeRs. 49 (waived off on spending Rs. 5,000 in the previous calendar month)
Cash Advance Fee3% of the amount withdrawn (minimum Rs. 300)
Over Limit Charges2.5% of the Over Limit Amount (minimum Rs. 500)
Late Payment ChargesFor statement balance:
Up to Rs. 100- Nil
Rs. 101 to Rs. 500- Rs. 100
Rs. 501 to Rs. 5,000- Rs. 500
Rs. 5,001 to Rs. 15,000- Rs. 700
Above Rs. 15,000- Rs. 800
Card Replacement FeeNil
Cheque Bounce ChargesRs. 500
Overseas Transaction ChargesMark-up Fee of 3.5%

Pros and Cons

ProsCons
15% cashback on all Ola ridesNo reward points or cashback on general spendings
Multidimensional offers on entertainment, travel, shopping, and moreMonthly capping on discounts and cashbacks
Low annual fee of Rs. 49 (with annual fee waiver benefit)–

Should you get this card?

Standard Chartered Digismart Credit Card is best for daily commuters, especially those who prefer travelling via Ola, as it gives 15% cashback (up to Rs. 600 per month) on all rides. Besides, it is an entry-level credit card with a low annual fee of Rs. 49. It also offers good discounts on multiple categories including entertainment, travel, shopping, and more. You can enjoy great perks and discounts for Myntra, Grofers, INOX, Zomato, and Yatra purchases.

However, there are some drawbacks which should be considered before you choose to apply for this card. You will not get airport lounge access with this credit card and, apart from the discounts with the selected brands, the cardholders don’t earn reward points or cashback in any other form. For individuals who are looking for a basic credit card, with discounts on different brands, this credit card might be a good option. Its basic monthly fee with amazing discounts makes it stand out from the credit cards by other banks. This is a great choice for millennials who wish to do everything online – be it shopping, travel or order food. 

Similar Credit Cards

Credit CardsAnnual FeeBest Feature
Axis Bank ACE Credit CardRs. 4995% cashback on bill payments, DTH, and mobile recharges via Google Pay
YES Bank Prosperity Rewards Plus Credit CardNILExtra Rewards on Online, Dining & International Spends
ICICI Amazon Pay Credit CardNIL5% cashback for Amazon Prime users on using Amazon
SBI SimplyCLICK Credit CardRs. 49910X Reward Points on online spends
Axis Bank NEO Credit CardRs. 25010% off on online shopping, recharges and movie tickets

Standard Chartered Bank DigiSmart Credit Card- Eligibility and Documentation

CriteriaDetails
OccupationAvailable to both Salaried and Self-employed
Minimum Income for Salaried ApplicantsRs. 50,000 per month
Minimum Income for Self-employed ApplicantsRs. 50,000 per month
Serviceable CitiesClick here for the list of eligible cities

Documents Required

The applicants will have to submit identity proof, address proof and income proof. The following documents may be accepted by the bank.

Proof of IdentityPAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of AddressAadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of IncomeLatest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

How to Apply for Standard Chartered Bank DigiSmart Credit Card?

One can apply for the DigiSmart Credit Card through Paisabazaar. Follow the steps given below:

  • Click here to start the application by entering occupation, income and existing credit card details
  • Select Standard Chartered Credit Cards from the filter and then select DigiSmart Card
  • Check eligibility for this card by entering some more details
  • If eligible, proceed with the application by providing professional, residential and other information as asked
  • Submit the application

After successful online application, the applicant would get a call from Paisabazaar or from Standard Chartered Bank to decide the right time and place for document collection. Once the documents have been submitted, the bank will verify the details and, if satisfied, issue the credit card.

FAQs

On what purchases do I get discount using the DigiSmart Credit Card?

You can avail discount and cashback offers on travel, shopping, dining, movies and cab booking.

What is the annual fee of DigiSmart Credit Card?

DigiSmart Credit Card does not charge an annual fee. Instead, it charges a monthly fee of Rs. 49.

Will my monthly fee get waived off?

Yes. The monthly fee is waived off if you have spent Rs. 5,000 or more in the previous calendar month.

Do I get any rewards on this credit card?

No. The DigiSmart Credit Card does not give any reward points on the purchases made.

Standard Chartered Bank Credit Card
(4.1/5 ) 1224 Reviews
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Aug 8, 2019
5/5
Replacement

Replacement for the lost card happened at a reasonable rate of INR 100.

Aug 8, 2019
5/5
Agents

The agents and team are available for assistance all round the clock.

Aug 8, 2019
5/5
On account of lost card

On account of lost card, I contacted the team and they helped me out!

Aug 8, 2019
5/5
Redemption of the rewards

This is only INR 100 fee applicable for the redemption of the rewards.

Aug 8, 2019
5/5
Lost my card

When I had lost my card, the agents gave me an emergency replacement.

Aug 8, 2019
5/5
Truly appreciate

I truly appreciate the concierge service that comes with this card.

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