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Rate Standard Chartered Bank DigiSmart Credit Card
Standard Chartered Bank has launched its all-in-one credit card- the DigiSmart Card. Designed to suit the needs of those who do most of the shopping online, this credit card offers multiple benefits on shopping, travel, dining, movies and grocery purchases. Read on to know the features and benefits of Standard Chartered Bank DigiSmart Card.
Best suited for
- movie
- travel
- dining
Fee
Annual Fee: ₹ 0
This fees is charged in parts at ₹49 every month and waived of if monthly spent is greater then ₹5000 in previous month
Joining Fee: ₹ 0
This fees is charged in parts at ₹49 every month and waived of if monthly spent is greater then ₹5000 in previous month
Highlights & Rewards 
Highlights
Rewards Value
Highlights- Every week is fashion week with 20% off on Myntra
- Get Wanderlust trending with up to 25% off on Yatra
- Arrive in style with 15%* cashback on Ola rides
- Being a foodie is a fulltime job with 10% off on Zomato
- Grocery shopping is a treat with 10%* off on Grofers
- Enjoy weekends with BOGO* offer on Inox.*T&C applied
Rewards Value- Save upto ₹47000 on Annual Spend of ₹4 Lakh
Apply now for Standard Chartered DigiSmart Credit Card
Find your perfect Credit Card
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
Get Standard Chartered DigiSmart Credit Card Now
*Offers are from Paisabazaar's partner Banks & NBFCs.
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Find Similar Credit Cards from Other Banks 
YES Prosperity Rewards Plus
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- 500 Reward Points on each YES PayNow registration
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
Yatra SBI Card
- Get Yatra.com vouchers worth ₹8,250 on joining
- 6 Reward Points on every ₹100 spend on Departmental Stores, Grocery, Dining, Movies, Entertainment and International spends
- 1 Reward Point on every ₹100 spent on all other categories
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American Express SmartEarn™ Credit Card
- Get Cashback of ₹500 on spending* ₹10,000 in first 90 days of card issuance
- Earn 10X reward points* for every ₹50 spent on Flipkart & Uber, capped at 500 MR points per month each
- Earn 5X reward points* for every ₹50 spent on Amazon, Myntra/Jabong, Grofers, Swiggy, BigBazaar, More, PVR, Reliance Fresh, Dmart, BookMyShow, capped at 250 rewards points per month
Eligibility and Documentation
| Criteria | Details |
|---|---|
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 50,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 50,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
Features
- Offer at INOX Cinemas
Customers can enjoy BOGO offer on INOX movie tickets on Saturday and Sunday. The offer can be availed 2 times in a month with maximum discount of Rs.400.
- Offer on Grofers
By using promocode DIGISMART, cardholders get 10% off on buying groceries online through Grofers. There is no minimum order value and 5 transactions can be made in a month with maximum discount of Rs. 1,000 per month.
- Offer on Myntra
With DigiSmart Credit Card, users can get 20% discount when shopping on Myntra up to a maximum discount of Rs. 700. This offer is valid only once per month.
- Offer on Zomato
When ordering food through Zomato, cardholders can avail 10% discount. There is no minimum spending value. One user can enjoy this offer only 5 times in a month.
- Offer on Yatra
The DigiSmart Credit Card also offers discounts on travel and hotel bookings made through Yatra.com. Users will get the following offers:
- 20% discount on domestic flight bookings up to Rs. 750
- 10% discount on international flight booking up to Rs. 10,000
- 25% discount on domestic hotel booking up to Rs. 4,000
- Offer on Ola Cabs
DigiSmart card users will also get 15% cashback on booking Ola Cab rides up to maximum cash back of Rs. 600 per month.
Click here for Terms & Conditions of Digismart Credit Card offers
Benefits
Fee and Charges
| Title | Details |
|---|---|
| Monthly Fee | Rs. 49 (waived off on spending Rs. 5,000 in the previous calendar month) |
| Cash Advance Charges | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Add-on Fee (per annum) | Nil |
| Overlimit Charges | 2.5% of overlimit amount subject to a minimum of Rs. 500 |
| Surcharges | Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
| Late Payment Charges |
|
Standard Chartered Credit Card Customer Care Details
| Cities | Customer Care Number |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune | 6601 4444 / 3940 4444 (prefix STD Code) |
| Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara | 6601 444 / 3940 4444 (prefix STD Code) |
| Gurgaon, Noida | 011 – 39404444 / 011 – 66014444 |
| Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur | 1800 345 1000 (For domestic dialing within India only) |
| Siliguri | 1800 345 5000 (For domestic dialing within India only) |
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Standard Chartered Platinum Rewards Credit Card
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Standard Chartered Emirates World Credit Card
- Now enjoy joining benefit of 4,000* Skywards miles
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SCB Ultimate Credit Card
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- Up to 25% discount at top 650+ restaurants in India with advance reservation via concierge & online booking
- Access to 20 premier golf courses in the country* & 100+ golf courses globally
How to Apply for Standard Chartered DigiSmart Credit Card
One can apply for the DigiSmart Credit Card through Paisabazaar. Follow the steps given below:
- Click here to start the application by entering occupation, income and existing credit card details
- Select Standard Chartered Credit Cards from the filter and then select DigiSmart Card
- Check eligibility for this card by entering some more details
- If eligible, proceed with the application by providing professional, residential and other information as asked
- Submit the application
After successful online application, the applicant would get a call from Paisabazaar or from Standard Chartered Bank to decide the right time and place for document collection. Once the documents have been submitted, the bank will verify the details and, if satisfied, issue the credit card.
FAQs
On what purchases do I get discount using the DigiSmart Credit Card?
You can avail discount and cashback offers on travel, shopping, dining, movies and cab booking.
What is the annual fee of DigiSmart Credit Card?
DigiSmart Credit Card does not charge an annual fee. Instead, it charges a monthly fee of Rs. 49.
Will my monthly fee get waived off?
Yes. The monthly fee is waived off if you have spent Rs. 5,000 or more in the previous calendar month.
Do I get any rewards on this credit card?
No. The DigiSmart Credit Card does not give any reward points on the purchases made.