SBI Corporate Utility Card

 SBI Corporate Utility Card is designed for organisations to manage utility payments and business-related expenses. It supports online utility bill payments through BillDesk BillPay and provides transaction information and expense reports for easier monitoring of corporate spending.

No, the card has no joining fee and no annual fee, according to the fee details provided. However, other charges may apply depending on how the card is used.

The card includes several insurance covers, subject to the applicable terms and conditions. These include up to Rs. 1 crore for air accidental death, up to Rs. 3 lakh for lost card liability, up to Rs. 2 lakh for certain fraud-related incidents, and up to Rs. 75,000 for baggage loss or delay.

The card does not appear to offer a regular rewards or cashback programme. Its features are mainly focused on corporate expense management, utility payments and insurance protection.

The listed late payment fee is 15% of the Total Amount Due, subject to a minimum of Rs. 10 and a maximum of Rs. 1,300. The applicable charges should be checked in the latest card terms before making a payment.

Yes. The card provides transaction information and detailed expense reports, while Visa Intellilink can be used to track and manage organisational expenses. This can help companies monitor spending across corporate card usage.