Dhanlaxmi Bank offers two credit cards that are designed to meet the needs of a wide variety of individuals. Read below to know the Dhanlaxmi Bank credit card eligibility criteria.
Check Dhanlaxmi Credit Card Eligibility at Paisabazaar
Dhanalaxmi Bank is not a Paisabazaar partner. But you can check your eligibility for top credit cards and apply at Paisabazaar within minutes by following the below-mentioned steps:
Step 1– Click here to enter your mobile number (you will need to complete the OTP based mobile verification)
Step 2- Select your occupation (Salaried or Self-employed) and enter other required details
After this, you will be redirected to the page where you can find all the credit cards listed as per your eligibility. If you are not satisfied with the options available, or you do not find the desired credit card on the list, you can always contact Paisabazaar’s customer care service for further assistance.
Step 3 – To apply for a credit card from the list, click on the “Grab Now ” option on the right-hand side of the card. Now, you will need to fill in a few additional details such as PAN number, parents’ names and more and submit your application.
Note. Remember, if you have already registered with Pasiabazaar, certain information will be pre-filled in your application form.
Dhanlaxmi Bank Credit Card Eligibility Criteria
The bank offers two types of credit cards, read below to know their eligibility criteria:
Dhanlaxmi Bank Gold Credit Card
- Salaried Individuals – 3,00,000 per annum
- Self Employed – 4,00,000 per annum
Dhanlaxmi Bank Platinum Credit Card
An applicant must have an annual gross income of Rs. 6 lakh.
Dhanlaxmi Bank Credit Card Documents Required
The photocopies of the following documents need to be submitted by the customer at the time of application.
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, etc. |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, etc. |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Last 3 months’ bank statement, ITR, Form 16, etc. |
Factors that Affect Dhanlaxmi Bank Credit Card Eligibility Criteria
The following factors affect Dhanlaxmi Bank Credit Card Eligibility Criteria:
Dhanalaxmi Bank is not a Paisabazaar partner. But you can check your eligibility for top credit cards and apply at Paisabazaar within minutes by following the below-mentioned steps:
Step 1- Click here to enter your mobile number (you will need to complete the OTP based mobile verification)
Step 2- Select your occupation (Salaried or Self-employed) and enter other required details
After this, you will be redirected to the page where you can find all the credit cards listed as per your eligibility. If you are not satisfied with the options available, or you do not find the desired credit card on the list, you can always contact Paisabazaar’s customer care service for further assistance.
Step 3 – To apply for a credit card from the list, click on the “Grab Now ” option on the right-hand side of the card. Now, you will need to fill in a few additional details such as PAN number, parents’ names and more and submit your application.
Note. Remember, if you have already registered with Pasiabazaar, certain information will be pre-filled in your application form.
Frequently Asked Questions
Does Dhanlaxmi bank require a prior relationship with the bank in order to be eligible for their credit card?
No, Dhanlaxmi Bank does not require that applicants have a prior relationship with the bank in order to apply for their credit card.
How many credit cards does Dhanlaxmi Bank offer?
Dhanlaxmi Bank currently offers two credit cards these are:
- Dhanlaxmi Bank Gold Credit Card
- Dhanlaxmi Bank Platinum Credit Card
How can one apply for Dhanlaxmi Bank Credit Card?
Applicants can apply for any Dhanlaxmi Bank credit card by visiting the bank’s website. Alternatively, users can visit the nearest Dhanlaxmi Bank branch.
Who can apply for Dhanlaxmi Bank Credit Card?
Indian citizens that have a stable source of income are over 21 but below 65 years of age and meet the income criteria may apply for Dhanlaxmi Bank Credit Card.
How can one improve their credit card application approval chances?
Applicants can follow the below given options to improve their credit card application approval rate.
- Pay credit card bills on time
- Reduce your debt
- Don’t apply for a lot of credit card at the same time
- Maintain a good credit score preferably over 750