Bank of Baroda Elite Platinum Visa Credit Card

The Bank of Baroda Elite Platinum Visa Credit Card has the following features and benefits for its cardholders –

• This is an international card accepted everywhere in the world.
• Cardholders can avail up to three free add-on cards.
• Cash withdrawal facility is available wherein the cardholder can withdraw up to 30% of the credit limit through ATMs.
• There are inbuilt insurance coverage benefits for accidental death. Air accidental death is covered for ₹ 15 Lakhs and other types of accidental deaths are covered for ₹ 5 Lakhs.
• 1 loyalty point is allowed per ₹ 100 spent on the card.
• If the credit card bills are paid regularly and annual transactions of at least ₹ 50,000 is done on the card, the annual fee is waived off.
• This is a chip-enabled card which ensures the safety of use and prevents frauds.
• Other Visa related benefits and privileges are also promised by the card.

The Bank of Baroda Elite Platinum Visa Credit Card also comes with some fees and charges which are as follows –

Fee/Charge	Rate or amount of the fee or charge
Fee payable on joining	₹ 500
Fee payable annually for continuing usage of the card	₹ 1,000
Service charges on the outstanding balance	2.60% per month
Charges on withdrawing cash from domestic ATMs	₹ 200 or 2.5% of the withdrawn amount
Charges on withdrawing cash from international  ATMs	₹ 250 or 3% of the withdrawn amount
Charges for late payment of credit card bill	If the outstanding balance is up to ₹ 500 – Nil If the outstanding balance is between ₹ 501 and ₹ 25,000 – ₹ 300 If the outstanding balance is ₹ 25,001 and above – ₹ 500

Individuals wanting to avail Bank of Baroda Elite Platinum Visa Credit Card would have to fulfil the following eligibility parameters –

• They should be aged between 18 years and 65 years.
• Their annual income should be at least ₹ 4 Lakhs and above.
• If they have an existing relationship with Bank of Baroda, they can avail the card faster.

If individuals fulfil these eligibility parameters, they can apply for the card by submitting the following self-attested documents –

• Proof of identity
• Proof of income
• Proof of address
• Coloured photograph
• Copy of PAN Card
• Bank statements of the last 3 months

The customers of Bank of Baroda can apply for this credit card by calling their relationship manager who will guide them through the entire process. Those who are not the existing customers of the bank can apply by visiting the nearest bank branch. They can also share their interest in applying for the card online by entering some basic details after which the bank will call them. Another way to apply is by sending an SMS in the below format-

SMS ‘ Apply <space> <your city> ‘ to 9223990624

So, interested individuals might apply for Bank of Baroda Elite Platinum Visa Credit Card and avail a host of rewards and privileges along with international acceptance of the card.