Central SBI Select Credit Card

The features associated with Central SBI Select credit card are mentioned below:

Welcome Benefits: An e-gift voucher worth Rs. 750. Also, get m-coupons worth Rs. 250 per month for the first 3 months.

Reward Points: Earn select points (reward points) in the following manner:

• 10 select points for every Rs. 100 spent at central stores
• 5 select points for every Rs. 100 spent on dining & movies
• 1 select point for every Rs. 100 spent on non-fuel retail

Do note that 1 select point is worth Rs. 0.25.

Milestone/Renewal Benefits: Customers can expect to earn select points in the following manner:

• 2,000 select points on spending Rs. 75,000 annually
• 6,000 select points on spending Rs. 1.5 lakh annually
• 8,000 select points on spending Rs. 3 lakh annually

Renewal Select Points:  3,000 select points worth Rs. 750 on renewal fee payment and an annual spend of Rs. 75,000.

The benefits associated with SBI Bank credit card are as follows:

Central SBI Select Card Advantage: Customers can pay for their shopping by using contactless payment technology.

Cash On the Go: Withdraw cash from over 1 million Visa ATMs around the world.

Easy Bill Pay Fee: Pay electricity, insurance, telephone, and other utility bills by giving standing instructions. This facility is free of cost.

Flexipay: Pay for big-ticket purchases, worth Rs. 2,500 or more, via easy EMIs.

Balance Transfer: Transfer the outstanding amount on any other credit card to this SBI card and pay it off easily through monthly EMIs.

Below mentioned are the fees and charges associated with this card:

An applicant must fulfil the following eligibility criteria to avail Central SBI Select Credit Card:

• Applicant must be more than 21 years and less than 70 years old
• Customer must be an Indian resident
• He/she should have a good credit score and should not have any recent payment defaults
• He/she must submit documents establishing income proof, identity proof, residence proof, PAN card along with passport size photographs

Customers can apply for Central SBI Select Credit Card by visiting SBI Card’s website. Once the application has been submitted, a representative from SBI Bank will get in touch with the customer. Set a date and time to submit the required documents. Once the application is processed, qualified applicants can expect to receive the card within 7 working days.

Suggested read: Best Credit Cards in India

What is SBI Central Card?
The Central SBI card is one of the cards offered by the SBI Bank. It is a co-branded card that was launched in association with Central retail stores. Customers can earn accelerated reward points (select points) while shopping at central stores, dining out, or booking movie tickets. The select points can be redeemed at central stores across the country. Additionally, users get milestone benefits on spending a certain amount. In addition to this, transactions made outside of central stores are also rewarded.

How can I activate my SBI Central Credit Card?
Customers can activate their SBI credit card by logging into the SBI Card website. Alternatively, customers can write an email to SBI Bank.

How can I check my Central SBI Credit Card dispatch status?
You can check your card dispatch status through SBI Card Net Banking portal. Alternatively, customers can call on the SBI Card Helpline number; 1860 180 1290 / 1800 180 1290 for the application status.

How many SBI credit cards are there?
Currently, SBI offers over 40 credit cards. Customers can find a credit card based on their needs or spending patterns. They offer lifestyle cards, reward cards, shopping cards, travel and fuel cards, banking partnership cards, and business cards.

What is the annual fee for Central SBI Select Credit Card?
The annual fee of this credit card is Rs. 750.