Bettr Card

Some key features of the card are given below:

Reward Points-

• 1 Reward Point on every purchase of Rs. 50
• No rewards Points will be accumulated for purchase below Rs. 50
• Reward Points will be redeemed in the form of cashback to your credit card account via Bettr Credit App

Detailed Statement- You are no longer required to wait for your statement on email as you can view the detailed statement on app 

24*7 Assistance- Avail 24*7 customer assistance by calling on the customer care number i.e. 08046809259. You can also write an email at support@better.co.in in case of any queries

Safe & Secure- Data is always encrypted and protected. Moreover, you have the option freeze Bettr Card at any given point of time

Helps Improve Credit Score- Get suggestions on how to improve your credit score

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Category	Amount
Overdue Interest on Extended Credit	42% annually
Interest on Cash Advance	42% annually
Cash Advance Fee	Rs. 250
Minimum Due Amount	15% of the total bill generated
Interest Fee Period	Up to 40 days
Card Replacement Cost	Nil
Hidden Charges	Nil
Late Payment Charges	NIL for Total Amount up to Rs. 100 Rs. 100 for Total Amount due from Rs. 100 to greater than equal to Rs. 2,000 Rs. 250 for Total Amount due from Rs. 2,000 to greater than equal to Rs. 5,000 Rs.500 for Total Amount more than Rs. 5,000

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Applicants must meet the basic eligibility criteria that are required to get credit card including a steady source of income, good credit history, etc. Apart from that, some other requirements are:

• You must be at least 21 years of age
• You must be a salaried professional with regular income
• Saving Account must be in your name
• You must have a good CIBIL Score i.e. 750 & above

Following documents are required for availing SBM Bettr Card-

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Here is how you can apply for Bettr Card:

Step 1: Download Bettr Credit App from Play Store

Step 2: Create your profile with required details

Step 3: Activate Bettr Card instantly 

Q.I have lost my Bettr Card. What should I do?

In case of loss/theft/misuse of the card, you must immediately report by writing an email at: support@bettr.co.in. to get the card blocked by SBM Bank . 

Q.I need to clear Bettr Card balance. What are the modes of payments that I can use?

You can clear your Bettr Card balance through net banking / debit card / UPI.

Q.Can I use my Bettr Card for making both online and offline purchases?

You can use the Bettr Card for making purchases both online and offline.

Q.Is there any mobile app for managing Bettr Card?

Yes, you can use Bettr Credit Mobile App for managing your card. It has various features such as Bettr Card activation, setting your Card PIN, managing your physical/virtual card, blocking the card in case of theft/lost or misplaced, etc.

Q.What is the minimum amount due for Bettr Card?

When you pay the minimum due amount every month, you are not charged any late fees by the card issue.

Q.Is Bettr Card Mobile App free of cost?

Yes, you can use Bettr Card Mobile App for free of cost.