To help you choose a card easily, we have classified credit cards into 10 broad categories as per the below details:
Different Types of Credit Cards
|Credit Cards for First Time Users
|These credit cards come with regular features with no added perks and usually charge a low annual fee.
|Credit Cards for Low-income Earners
|These credit cards charge low or no annual fees and offer benefits that complement the budget of the users.
|Travel Credit Cards
|Travel credit cards offer extra benefits on travel such as lounge access, additional rewards, co-branded privileges and more.
|Shopping Credit Cards
|These credit cards are designed to provide benefits exclusively to shopaholics. Rewards/cashback on online and offline shopping are their prime features.
|Airline Credit Cards
|Mainly launched in collaboration with an airline brand, these credit cards let you save more on air travel.
|Rewards Credit Cards
|These credit cards offer generous rewards across all categories along with accelerated rewards on certain expenses.
|Cashback Credit Cards
|In place of rewards, these credit cards offer direct cashback into the statement.
|Fuel Credit Cards
|Best suited for your fuel needs, these credit cards help you save in the form of discounts, extra rewards and fuel surcharge waiver.
|Entertainment Credit Cards
|These credit cards are designed to provide entertainment benefits and discounts on movie tickets, BOGO deals and more.
|Secured Credit Cards
|Offered against fixed deposits, these credit cards are good for those who face difficulty in getting approved for a regular card.