Apply now for HSBC Cashback Credit Card
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
*Offers are from Paisabazaar's partner Banks & NBFCs.
Please Note: HSBC Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
One of the best cashback credit cards in India, this card offers unlimited cash back on all your purchases. You can also enjoy complimentary lounge access benefits and discounts across partner brands. Read on to know more about the features of HSBC Cashback Credit Card.
Welcome Benefit: Get Rs. 500 Amazon Voucher on making spending Rs. 500 or more at a time within 30 days of card activation.
Cashback Offer: Users earn cashback in the following ways:
Introductory Offer: The following introductory offers can be availed by users:
Dining Offer: Get discounts up to 15% when dining at partner restaurants in major cities. Click here to see the list of participating restaurants.
Annual Fee Waiver: The annual fee of Rs. 750 is waived if annual spends exceed Rs. 1 Lakh in the preceding year.
| Title | Details |
| Annual Fee | Rs. 750 (reversed on spending Rs. 1 Lakh in the previous year) |
| Finance Charges | 3.3% p.m. (39.6% p.a.) computed from the date of transaction |
| Add-on Fee (per annum) | Nil |
| Interest-Free Credit Period | Up to 45 days |
| Minimum Payment Due (MPD) on extended credit usage | 5% of the total payment due to the statement plus greater of past due or over limit due (if any), subject to a minimum of Rs. 100. Interest will be charged on the extended credit as per terms and conditions |
| Duplicate Statement Request | Rs. 100 per statement (beyond last 3 months) |
| Transaction fee for cash advances | 2.5% of transaction amount (subject to a minimum of Rs. 300) |
| Late Payment Charges | Minimum Payment Due amount up to Rs. 500 – Fine of Rs. 400 Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500 Above Rs. 1,000 – Fine of Rs. 750 |
| Over Limit Fee | Rs. 500 per month |
| Foreign Currency Transaction Fee | 3.50% of the amount |
| Criteria | Details |
| Occupation | Salaried |
| Minimum Income | Rs. 4 Lakh per annum |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Documents Required for HSBC Credit Card
HSBC Cashback Credit Card is not available on Paisabazaar’s platform. For those who wish to apply can either go to the bank’s official website and fill out the online application form or visit the nearest HSBC Bank branch. Click here to find the nearest HSBC branch.
How long does it take to receive this HSBC credit card?
HSBC takes about 3 weeks to process the credit card application. Post-approval, it will take an additional 7 days for the card to reach the customer.
What is the annual fee on HSBC Cashback credit card?
The annual fee on this credit card is Rs. 750 which will be waived if the user spends Rs. 3.00 lakh in the previous year.
What is the foreign currency mark-up fee on HSBC Cashback credit card?
The markup fee is 3.50% of the amount transacted.
How can one track the credit card once it has been dispatched by the bank?
Customers can track their credit card after it has been dispatched by the bank by following the given steps:
It was so easy for me to cancel my old card and get a new one issued.
HSBC has given me a misuse protection cover on this card for 3 lacs.
There is an emergency card replacement facility available with my card.
In case my card is lost, I am covered for all types of misuse.
Glad that HSBC levies customers a zero liability on the losing of the card.
Had an emergency card replacement done for my card. So happy!
