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One of the best cashback credit cards in India, this card offers unlimited cashback on all your purchases. You can also enjoy complimentary lounge access benefits and discounts across partner brands. Read on to know more about the features of HSBC Cashback Credit Card.
Best suited for
- SHOPPING
- CASHBACK
- DINING
Fee
Annual Fee: ₹ 0
Annual membership fees ₹750 will be reversed if total annual spend exceeds INR100,000
Joining Fee: ₹ 0
Annual membership fees ₹750 will be reversed if total annual spend exceeds INR100,000
Highlights & Rewards 
Highlights
Rewards Value
Highlights- 20% off on Swiggy orders above ₹400. (Discount up to ₹100, valid once per month per user) till 30th June 2020*
- 5% discount on Amazon spends of ₹1,000 or above till 30th June 2020. (Maximum discount of ₹250 per card per month, no restriction on number of transactions)*
- 1.5% cashback on all online spend (excluding transfer of funds to online wallets) and 1% on all other spends*
Rewards Value- Save upto ₹14130 on Annual Spend of ₹4 Lakh
Apply now for HSBC Cashback Credit Card
Find your perfect Credit Card
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
Get HSBC Cashback Credit Card
*Offers are from Paisabazaar's partner Banks & NBFCs.
OTP Verification
Find Similar Credit Cards from Other Banks 
Citibank Cash Back Credit Card
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Standard Chartered Manhattan Platinum Credit Card
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- Get 3 reward points for every ₹150 spent at other places
Eligibility and Documentation
| Criteria | Details |
|---|---|
| Occupation | Salaried |
| Minimum Income | Rs. 4 Lakh per annum |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
Features
- Welcome Benefit
Get Rs. 500 Amazon Voucher on making spending Rs. 500 or more at a time within 30 days of card activation.
- Cashback Offer
Users earn cashback in the following ways:
- 1.5% cashback on all online spends (excluding transfer to online wallets)
- 1% on all other spends
- No maximum cap on cashback
- Cashback is also earned on Instant EMI as long it is used at listed merchant
- The cashback earned is credited back within 45 days of card statement date
- Introductory Offer
The following introductory offers can be availed by users:
- Swiggy-20% discount on orders above Rs. 400. Offer can be availed once per month, Max. discount is Rs. 100
- Amazon-5% discount on transactions of Rs. 1,000 or more. Max. Rs. 250 can be availed per month. There are no restrictions on the number of transactions.
- The offers are valid from 1st July 2020 to 30th September 2020.
Benefits
Fee and Charges
| Title | Details |
|---|---|
| Annual Fee | Rs. 750 (reversed on spending Rs. 1 Lakh in the previous year) |
| Finance Charges | 3.3% p.m. (39.6% p.a.) computed from the date of transaction |
| Add-on Fee (per annum) | Nil |
| Interest-Free Credit Period | Up to 45 days |
| Minimum Payment Due (MPD) on extended credit usage | 5% of the total payment due to the statement plus greater of past due or over limit due (if any), subject to a minimum of Rs. 100. Interest will be charged on the extended credit as per terms and conditions |
| Duplicate Statement Request | Rs. 100 per statement (beyond last 3 months) |
| Transaction fee for cash advances | 2.5% of transaction amount (subject to a minimum of Rs. 300) |
| Late Payment Charges | Minimum Payment Due AmountUp to Rs. 500 – Fine of Rs. 400 Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500 Above Rs. 1,000 – Fine of Rs. 750 |
| Over Limit Fee | Rs. 500 per month |
| Foreign Currency Transaction Fee | 3.50% of the amount |
HSBC Credit Card Customer Care Details
| HSBC Credit Card Customer Care | Details |
|---|---|
| For Calling from Within India |
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| For Calling from Overseas |
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How to Apply for HSBC Cashback Credit Card
Follow the steps given below to apply for this credit card through Paisabazaar:
- To start the application process, click here
- Provide the required details and proceed
- You will now be able to see all the credit cards that you would be eligible for
- Look for HSBC Cashback Credit Card and click on Check Eligibility
- Tick if you have applied for an HSBC credit card in the past 6 months. It is recommended that you wait six months before reapplying for an HSBC credit card
- If eligible, proceed with the application by providing personal details and employment details
After this, HSBC Bank will get in touch with you to collect KYC documents. Once the details are verified, the bank will dispatch the credit card.
FAQs
How long does it take to receive this HSBC credit card?
HSBC takes about 3 weeks to process the credit card application. Post-approval, it will take an additional 7 days for the card to reach the customer.
What is the annual fee on HSBC Cashback credit card?
The annual fee on this credit card is Rs. 750 which will be waived if the user spends Rs. 3.00 lakh in the previous year.
What is the foreign currency mark-up fee on HSBC Cashback credit card?
The markup fee is 3.50% of the amount transacted.
How can one track the credit card once it has been dispatched by the bank?
Customers can track their credit card after it has been dispatched by the bank by following the given steps:
- Go to the courier service website, DHL/Blue Dart (Check the SMS to know which courier service is being used)
- Enter your Airway Bill on the portal
- Click on Track to check the delivery status