Account holders can link Aadhaar card with bank accounts both online and offline. You can link your Aadhaar Card to your bank account online either through the bank’s mobile application or through internet banking. However, to avail the facility, the user should be registered with the bank for the service. Mentioned below are a few key ways how to link Aadhaar Card with bank account online and offline:

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Table of Content:
A. 6 Different Ways to Link Bank Account with Aadhaar
- Through Internet Banking
- Through the Bank’s Mobile App
- Via Branch
- Through an ATM
- Through SMS
- Using Phone (Call)
B. How to Check Aadhaar and Bank Account Linking Status
C. Key Benefits of Linking Aadhaar Card with Bank Account
D. FAQs
Linking Bank Account with Aadhaar through Internet Banking
Here is how you can link Aadhaar number with bank account online:
Step 1: Login to your bank’s internet banking account, for instance, https://retail.onlinesbi.sbi/retail/login.htm
Step 2: Enter your user id and password.
Step 3: Under “My Account” section, click on the “Update Aadhaar with Bank accounts(CIF)” sub-section.
Step 4: Enter profile password for Aadhaar Registration
Step 5: A page will open where you will be asked to enter your Aadhaar number twice.
Step 6: Click on the “Submit” button after entering your Aadhaar number.
Step 7: A message will be displayed on successful seeding of your Aadhaar.
Also Read: SBI Net Banking – Registration, Login, Fund Transfer, Service Request
Linking Bank Account with Aadhaar through the Bank’s Mobile App
Banks have made it easy for customers to access the Aadhaar linking feature by providing the facility for Aadhaar linking on mobile application. Here is how to link Aadhaar with bank account using the bank’s mobile application:
Step 1: Login to your bank’s mobile application.
Step 2: In the ‘My Accounts’ section under ‘Services’ tab, click on the “View/Update Aadhaar card details” option.
Step 3: Enter your Aadhaar number twice and click on the Submit button.
Step 4: You will get a message regarding the successful linking of your bank account with your Aadhaar card.
Bank accounts can be linked with Aadhaar offline by either visiting your bank’s branch or by visiting a nearby ATM.
Linking Bank Account with Aadhaar in the Bank
Account holders can get their account linked with Aadhaar by visiting the bank in person. Here is how it can be done easily:
Step 1: Fill the bank account Aadhaar linking application form. Visit your bank’s official website to find the ‘Aadhaar-linking’ Form. If not available on the website, please visit a bank branch near you. (Find a branch near you- https://www.paisabazaar.com/ifsc-code/)
Step 2: Mention your bank account details as well as your Aadhaar number properly.
Step 3: Attach a self-attested photocopy of your Aadhaar card with the form.
Step 4: Submit the form and the Aadhaar copy at the counter where you may be asked to furnish your original Aadhaar card for verification.
Step 5: Your application will be accepted and it may take a couple of days to link your bank account with Aadhaar. Once linked, you will be notified on your registered mobile number.
Linking Bank Account with Aadhaar at an ATM
Account holders can access the bank’s ATM to link their Aadhaar with the bank account. Here are the key steps on how to link Aadhaar card with bank account by visiting an ATM:
Step 1: Swipe your ATM card and enter your PIN.
Step 2: In the “Services” menu, select the “Registrations” option.
Step 3: Now select the “Aadhaar Registration” option.
Step 4: Select the account type (savings/current) and enter your 12 digit Aadhaar number.
Step 5: Re-enter the Aadhaar number and click Okay button.
Step 6: You will get a confirmation message regarding the successful seeding of your Aadhaar with your bank account.
Linking Bank Account with Aadhaar through SMS
An account holder can get his bank account linked with Aadhaar through SMS as well. However, not all banks provide this facility. Moreover, the SMS format along with the number is different for different banks. Here is an example of how a State Bank of India account can be linked with Aadhaar:
- Type a message in the format UID<space>Aadhaar number<space>Account number and send it to 567676.
- You will get a confirmation message stating that your seeding request has been accepted.
- The bank verifies the details with UIDAI.
- In case your verification is unsuccessful, you will get a message asking you to visit the nearest State Bank of India branch with your original Aadhaar.

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Linking Bank Account with Aadhaar through Phone
Many banks provide the facility to seed Aadhaar with the bank account through phone. The number for different banks is different. Here are the key steps on how to link Aadhaar card to bank account through phone:
Step 1: If your bank supports Aadhaar seeding over phone, give a missed call to the number provided by your bank.
Step 2: You will get a call-back from the bank where you can select options from the IVR.
Step 3: Enter your 12 digit Aadhaar number and confirm it.
Step 4: You will get a text message when your Aadhaar is linked with your account.
How to Check Aadhaar and Bank Account Linking Status
You can check whether your bank account is linked with Aadhaar by visiting the UIDAI website, using your mobile phone or through the mAadhaar app. To know more details about how to check your Aadhaar-bank account linking status/Aadhaar bank link status, click here.
Linking Aadhaar With Other Banks
Key Benefits of Linking Aadhaar Card with Bank Account
- Government benefits such as welfare funds, scholarships, MNREGA wages, etc. can be credited directly to your bank account.
- Government subsidies such as on LPG, kerosene, sugar, etc. can also be directly credited if your Aadhaar is linked to your bank account.
- Aadhaar-enabled accounts decrease the chances of fraudulent activity. It also prevents the leaking of government spending and assists in the detection of fraudulent transactions.
- Moreover, the AEPS (Aadhaar Enabled Payments Systems) online, interoperable architecture will let residents access their accounts from anywhere in the country.
FAQs on Aadhaar to Bank Linking
Q. Is one required to link the personal loan account or credit card with Aadhaar?
A. No, it is not mandatory to provide Aadhaar card while taking a personal loan or applying for a credit card.
Q. Is it mandatory to link a bank account with Aadhaar?
A. No, it is not mandatory to link the bank account with Aadhaar. One can provide the Aadhaar card as document proof but it is not mandatory to do so.
Q. How do I check an Aadhaar link with a bank account?
A. You can check an Aadhar link to bank account/UIDAI bank link by visiting the official website of UIDAI (https://resident.uidai.gov.in/bank-mapper).
Q. Can I link my Aadhaar to multiple bank accounts?
A. Yes, you can link multiple bank accounts to your Aadhaar.
Q. Can I link Aadhaar and PAN card to bank account?
Yes, you can link both your Aadhaar and PAN card to your bank account. However, linking PAN card to your bank account is mandatory, whereas, Aadhaar bank account linking is optional.
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8 Comments
Main apna Aadhar card mein Bank jodna chahta hun gramin up Bank
You can visit the Gramin Bank and request to link your Aadhaar with your bank account.
My aadhar seeded with bank where I am not operating bank account may be it is closed. How to change the bank account for DBT
To change the bank account for receiving DBT funds, you need to visit the respective bank branch and submit the mandate and consent form provided by your bank along with a copy of your Aadhaar card.
Sir mere account me aadhaar seed nahi hai please seed aadhar 5055089XXXXX account number.105101000XXXXX mobile no.99364XXXXX
It is recommended to visit the nearest Aadhaar Sewa Kendra for seeding your mobile number with Aadhaar and once done, you should visit the bank to link both with your bank account. It is also recommended to not share any of your details such as mobile number, Aadhaar number and Bank account details on any platform.
How to link my bank account adhar and card no. And mobile no
To link your bank account with Aadhaar and mobile number, you need to first link your Aadhaar with mobile number either online via the Indian Postal Service website or by visiting an Aadhaar Seva Kendra in order to avail all the services. Once done, you can visit your bank’s home branch and get your Aadhaar and mobile number linked to your account.