List of 10 Best Credit Cards in India for 2020
|Top 10 Credit Cards||Annual Fee||Best Suited For||Minimum Income Required#|
|The American Express Membership Rewards® Credit Card||Rs. 1,000*||Rewards||Rs. 40,000 p.m. for applicants below 32 years of age; Rs. 50,000 p.m. for others|
|IndianOil Citibank® Platinum Credit Card||Rs. 1,000*||Fuel||Rs. 25,000 p.m.|
|HSBC Cashback Credit Card||Nil||Shopping||Rs. 4,00,000 p.a.|
|Standard Chartered Super Value Titanium Credit Card||Rs. 750||Shopping and Cashback||Rs. 55,000 p.m.|
|HDFC Regalia Credit Card||Rs. 2,500||Travel and Dining||Rs. 90,000 p.m.|
|Amazon Pay ICICI Bank Credit Card||Nil||Shopping||Communicated at the time of sourcing|
|SimplyCLICK SBI Card||Rs. 499*||Online Shopping||Rs. 20,000 p.m.|
|YES FIRST Preferred Credit Card||Nil||Premium Lifestyle||Rs. 1,20,000 p.m.|
|Citi PremierMiles Credit Card||Rs. 3,000*||Air Miles||Rs. 25,000 p.m.|
|SBI Card Elite||Rs. 4,999*||Travel and Movies||Rs. 60,000 p.m.|
#Income shown is only for salaried applicants; income eligibility may differ for self-employed applicants based on the card issuer’s terms.
Finding the best credit card in India can be difficult as almost all major banks offer a number of credit cards that come with varied features and benefits. Some cards are made for shopping and hence they come with an excellent rewards program while there are other cards that are loaded with travel privileges. For a user, it may be difficult to pick the right credit card from a plethora of options available. So, to make the selection easier, here we have listed the top 10 best credit cards in India that might be useful for you.