HDFC Superia Credit Card is a credit card that comes with premium travel benefits across various airlines. It is suitable for individuals who want to access discounts and offers associated with dining, shopping, travel, fuel and more. Furthermore, one can also accumulate reward points with every purchase made with this card. Let’s have a look at some key highlights of the HDFC Superia Credit Card:
Key Highlights of HDFC Superia Credit Card
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.
Also read: Top 10 HDFC Credit Cards in India
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Exclusive Benefits of HDFC Superia Credit Card
The exclusive benefits that are offered via HDFC Superia Credit Card are as follows:
Welcome Benefit: 1,000 reward points on payment of joining fee.
Renewal Benefit: 1,000 reward points on payment of membership fee, every year.
Reward Points: 3 reward points for every Rs. 150 spent. Accumulated reward points can be exchanged for miles (at 0.7 miles for every point) or gifts from the exclusive HDFC reward catalogue.
Travel Benefits: Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc., and save up to Rs. 8,000 in a year. Redeem points for miles with over 20 international airlines through KrisFlyer and Singapore Airline’s frequent flyer programme.
Complimentary Benefit: Enjoy Priority Pass Membership for a year.
Dining Discount: 50% more reward points at premium restaurants.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions (Minimum transaction of Rs. 400, Maximum cashback of Rs. 500 per statement cycle).
Joining and Annual Fee Waiver: First-year membership free by spending Rs. 15,000 within the first 90 days. Renew your membership free by spending Rs. 75,000 in a year.
HDFC Superia Credit Card: Fees & Charges
The fees and charges associated with HDFC Superia Credit Card are mentioned in the table below:
|Fees or Charge||Amount|
|Joining Fee||Rs. 1,000 (waived off on spending Rs. 15,000 within the first 90 days)|
|Renewal Fee||Rs. 1,000 (waived off on spending Rs. 75,000 in a year)|
|Interest Charges||3.6% per month i.e. 43.2% annually|
|Late Payment Charges||For Statement Balance|
Less than Rs. 100 – Nil
Rs. 100 to Rs. 500 – Rs. 100
Rs. 501 to Rs. 5,000 – Rs. 500
Rs. 5,001 to Rs. 10,000 – Rs. 600
Rs. 10,001 to Rs. 25,000 – Rs. 800
Rs. 25,000 to Rs. 50,000 – Rs. 1,100
More than Rs. 50,000 – Rs. 1,300
*To view the most important terms and conditions, Click here.
HDFC Superia Credit Card: Eligibility & Documentation
The applicant must fulfill the below eligibility to apply for HDFC Superia Credit Card:
|Salaried Employee||21 to 60 years of age|
|Self-Employed||21 to 65 years of age|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. Click here to view the list of documents required for HDFC credit card.
How to Apply for HDFC Superia Credit Card?
HDFC Bank Superia Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same you can either visit the official website of HDFC Bank or can visit the nearest bank branch.
Other Travel Credit Cards You Can Consider
A few of the similar travel credit cards are mentioned in the table below:
|Credit Card||Best For||Annual Fee|
|Citi PremierMiles Credit Card||Air mile earning||Rs. 3,000|
|Axis Bank Vistara Signature Credit Card||Air Vistara benefits & lounge access||Rs. 3,000|
|Standard Chartered Emirates World Credit Card||Travel rewards with Emirates, lounge access and golf privileges||Rs. 3,000|
|HDFC Regalia Credit Card||International airport lounge access||Rs. 2,500|
|MakeMyTrip ICICI Bank Platinum Credit Card||Exclusive benefits with MakeMyTrip||Nil|
|YES FIRST Preferred Credit Card||Extra rewards on travel, lounge access and movie||Rs. 2,499|
|IndusInd Bank Platinum Aura Credit Card||Travel vouchers, lounge access and travel insurance||Nil|
Suggested read: Best Credit Cards in India
Q. Is there any joining fee waiver under HDFC Superia Credit Card?
Yes, you can spend Rs. 15,000 in the first 90 days and get your joining fee waived off on your HDFC Superia Credit Card.
Q. What are the monthly interest charges on HDFC Superia Credit Card?
HDFC Bank charges an interest of 3.6% per month on HDFC Superia Credit Card.
Q. What are the late payment charges for this credit card?
If your bill payment is late, the bank will charge a late payment fee on the basis of your statement balance. If your statement balance is less than Rs. 100, no late payment charges will be applied. Here is the late payment fee structure:
- Rs. 100 to Rs. 500 – Rs. 100
- Rs. 501 to Rs. 5,000 – Rs. 500
- Rs. 5,001 to Rs. 10,000 – Rs. 600
- Rs. 10,001 to Rs. 25,000 – Rs. 800
- Rs. 25,000 to Rs. 50,000 – Rs. 1,100
- More than Rs. 50,000 – Rs. 1,300
Q. What should I do if my card is stolen or lost?
You can call up the customer care service of the bank and report the card as stolen or lost. You can also log in to your net banking account and report your card to be missing. However, it must be noted that if the card is recovered a few days after it was reported stolen, then since it is already blocked you should cut the card into four pieces diagonally. This is done to destroy the chip embedded in the card.
Q. What are the partner airlines under HDFC Superia Credit Card?
Singapore Airlines, KrisFlyer and Jet Airways are the partner airlines under HDFC Superia Credit Card.