Club Vistara SBI Cards Review

With the normal version, you will get Complimentary Economy Class ticket** and Club Vistara Base membership, while with the Prime version of the card, you will get Complimentary Premium Economy ticket and Club Vistara Silver membership. 

These tickets will be provided through e-voucher on your registered email address once you pay the joining fee. 

It is evident from the mentioned benefits that SBI Card compensates for the joining fee by providing complimentary economy tickets and Club Vistara Membership. 

You will get reward points in the following manner:

Club Vistara SBI Card- 3 Club Vistara Points for every Rs. 200 spent on your Club Vistara SBI Card including fuel.

Club Vistara SBI Card Prime-  4 Club Vistara Points for every Rs. 200 spent on your Club Vistara SBI Card Prime including fuel.

The good point here is that there is no exception for reward points generation, even fuel and utility bill payment offers reward points and the value of 1 Club Vistara Point= Re. 1. The accumulated Vistara Points can be redeemed on Air Vistara and partner airlines through your Vistara Club account. 

However if you are not satisfied with the benefits provided by these cards, you can have a look at the similar co-branded credit cards from popular banks as mentioned below:

If you travel too often, you might know how beneficial airport lounges can be in those cases. You will get access to both domestic as well as international lounges on these cards. 

Domestic Airport Lounges-

With Club Vistara SBI Card, get 4 Complimentary Domestic airport lounge visits (1 per quarter).

With Club Vistara SBI Card Prime, get 8 Complimentary Domestic airport lounge visits (2 per quarter).

International Airport lounges-

With Club Vistara SBI Card, get complimentary membership to Priority Pass Program (worth USD 99) for the entire duration of the product. All lounge visits (domestic or international) through Priority Pass will be chargeable at applicable rates.

With Club Vistara SBI Card Prime, get complimentary membership to Priority Pass Program (worth USD 99) for the entire duration of the product. 4 international lounge visits (outside India) per year are complimentary (subject to max of 2 per quarter).

Club Vistara SBI Card

Club Vistara SBI Card Prime

If you are a frequent flyer and travel only through Vistara, you should go for Club Vistara SBI cards. The cards are pretty well designed and can be compared to Axis Vistara credit cards which have similar benefits. However, if we compare them with SBI Air India Credit Cards which give Business class tickets as milestone benefits, these cards would not be considered good. With these credit cards you can free tickets as well, in case you reach the milestone. You can also redeem the reward points to get discounts on your flight tickets.

Club Vistara SBI cards are designed especially for those who travel frequently through Vistara. If you book tickets for other carriers, you will not get many benefits on them. In case you travel to international destinations, you will have to pay the foreign currency conversion fee of 3.5% on all international transactions.

You can, in such a case, opt for SBI Card Elite that has the foreign currency conversion fee of 1.99%. If you can opt for cards outside SBI, you can go for RBL Bank World Safari Credit Card that has zero forex charges which is best for international shopping.

If you book tickets other than Vistara, you can go for Citi PremierMiles Credit Card that has one of the best Air Mile programs in the segment.

Club Vistara SBI credit cards have everything for you if you are a frequent Vistara flyer. You get free tickets, milestone benefits, decent rewards, better rewards conversion and a decent airport lounge access. The annual fee is also justified when compared to the benefits that the card offers. You get free tickets and bonus rewards in return when you pay the annual fee. 

If you have Club Vistara SBI card, please feel free to share your opinion with us in the comments section below.