ICICI Bank Accelero Credit Card – Features, Fees & Charges, How to Apply

Earn up to 2 PAYBACK Points on every Rs. 100 spent on retail purchases. Your points are easily redeemable for premium automobile products and branded merchandise.

Category	Points Earned
Domestic transactions	2 PAYBACK Points per Rs. 100
International transactions	2 PAYBACK Points per Rs. 100
Annual bonus	1,500 PAYBACK Points

Here, no PAYBACK Points are earned on fuel, EMIs, Balance Transfer (BT), Personal Loan on Credit Cards (PLCC), cash advance, payments of fees, interest, and other charges.

Note: From 5 Feb 2024 onwards, rent payments and e-wallet loading transactions will also not accrue any reward points.

Here is a comparison between reward points from ICICI Accelero and other credit cards of similar fee range:

Credit Card	Annual Fee	Reward Points
ICICI Accelero	Rs. 499	2 reward points per Rs. 100 spent
SBI SimplyClick Credit Card	Rs. 499	10 reward points per Rs. 100 on online purchases at partner brands 1 reward point per Rs. 100 spent
SBI SimplySAVE Credit Card	Rs. 499	1 Reward Point for every Rs. 100 spent
HDFC MoneyBack Credit Card	Rs. 500	4 reward points per Rs. 150 on online spends 2 Reward Points per Rs. 150 on all other spends
HSBC Smart Value Credit Card	Rs. 499	3 reward points per Rs. 100 spent online, dining, or telecom categories 1 reward point for every Rs. 100 spent on other categories
Standard Chartered Platinum Rewards Credit Card	Rs. 250	5 reward points for every Rs.150 spent at partner dining restaurants

• Movie tickets: 25% discount (maximum of Rs. 100) on purchase of a minimum of two tickets per transaction. This benefit can be availed two times a month on BookMyShow and INOX individually
• Complimentary Lounge Access: 1 complimentary domestic airport lounge access per quarter by spending Rs. 35,000 or more in the previous calendar quarter
• Car Loan benefits:
  • 50% waiver on loan processing fees
  • 100% foreclosure charges waiver after 24 months of loan servicing without any bounce
• Roadside Assistance:
  • 24X7 Toll-Free Helpline
  • On-site Roadside repair
  • Towing of vehicle
  • Taxi Services up to 50 km
  • Fuel Delivery
  • Locked/Lost Key Benefit
  • Accommodation / Emergency Assistance
  • Vehicle Repatriation

ICICI Bank Accelero Credit Card is best suited for automobile enthusiasts. Only individuals who travel daily by car will be able to get the maximum out of this card. You should go for this card if:

• You commute daily by your own car
• You are only interested in getting a card with automobile benefits
• You are looking for a card with a minimal annual fee
• You only use HPCL petrol pumps for fuel refill

Fees / Charges	Amount
Joining Fee	Rs. 499
Annual Fee	Rs. 499 (waived off on spending more than Rs. 1.25 lakh in the previous year)
Finance Charges	3.40% per month / 40.80% p.a.
Late Payment Fee	Nil for the amount due less than Rs. 100 Rs. 100 for amounts between Rs. 100 and Rs. 500 Rs. 500 for the total amount due greater than Rs. 501 and up to Rs. 10,000 Rs. 750 for the total amount due greater than Rs. 10,000

Click here to know other associated fees and charges. 

Criteria	Details
Occupation	Salaried or Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

ICICI Bank Accelero Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same, you can either visit the ICICI Bank’s official website or the nearest branch.