HDFC Bank Diners ClubMiles Credit Card

The features and benefits of HDFC Bank Diners ClubMiles Credit Card are as follows:

Reward Points: Earn 4 reward points per Rs. 150 spent. Details regarding the same are as follows:

• 1 reward point = 1 air mile/ Rs. 0.50
• Partner airlines are British Airways, InterMiles, Kris Flyer and Club Vistara

Dining Offers: Get a 15% discount and other benefits at some of the finest restaurants. Choose from over 1,400 offers with partners across the world.

Lounge Access: 6 complimentary lounge visits at over 1,000 lounges worldwide.

Convert Rewards into Miles: Convert rewards into air miles with The British Airways Executive Club, Kris Flyer, Club Vistara and Intermiles.

Annual Fee Waiver: Annual fee waived off on spending Rs. 1 lakh in a calendar year.

Travel Concierge: Concierge service facility to book flights, make hotel reservations, fine dining, etc.

Insurance Coverage: You will get the following coverage along with this credit card:

• Air accident cover of Rs. 1 crore
• Emergency medical expenses cover of Rs. 25 lakh
• Credit liability cover of Rs. 9 lakh
• Travel insurance cover of Rs. 50,000 on baggage delay. Capped at USD 10 per hour up to 8 hours

A few of the similar credit cards are mentioned in the table below:

Credit Card	Annual Fee	Comparative Feature
HDFC Diners Club Black Credit Card	Rs. 10,000	1 reward point = 1 air mile Earn 5 reward points per Rs. 150 spent
Citi® PremierMiles Credit Card	Rs. 3,000	Earn 10 air miles per Rs. 100 spent on Premier Miles official website
Air India SBI Signature Credit Card	Rs. 4,999	Earn 4 reward points on every Rs. 100 spent Convert into Air India Airmiles
Air India SBI Platinum Credit Card	Rs. 1,499	Earn 2 reward points on every Rs. 100 spent Convert into Air India Airmiles
Axis Bank Vistara Credit Card	Rs. 1,500	Earn 2 Club Vistara points per Rs. 200 spent

*On spending Rs. 2 lakh annually

Below mentioned are the fees and charges associated with this card:

Title	Details
Annual Fee	Rs. 1,000 + taxes
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300
Finance Charges	3.75% per month i.e. 45% annually

*To view the most important terms and conditions related to this card, Click here.

Before applying for this credit card, you must fulfil the following eligibility criteria:

For Salaried:

• Age: 21 years to 60 years
• Minimum Income Required: Rs. 30,000 per month

For Self Employed:

• Age: 21 years to 65 years
• Minimum Income Required: ITR > Rs. 3.6 lakh per annum

Click here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Click here for the list of documents.

HDFC Diners ClubMiles Credit Card is currently not being provided on Paisabazaar’s platform. Those who wish to apply for the card can either visit the official website of HDFC or can apply by visiting the nearest branch.

A few other travel credit cards are mentioned in the table below:

Credit Card	Annual Fee	Key Feature	Paisabazaar Rating
Air India SBI Signature Credit Card	Rs. 4,999	Complimentary Membership to Air India Frequent Flying Program Earn 4 reward points on every Rs. 100 spent	3.6/5
Standard Chartered Emirates World Credit Card	Rs. 3,000	Access to International Airport Lounges Enjoy Complimentary Golf Game once a year	3.7/5
SBI Card Elite	Rs. 4,999	6 complimentary airport lounge visits per year Complimentary Club Vistara Silver membership	N/A

Suggested read: Best Credit Cards in India

Does Amazon accept HDFC Diners ClubMiles Credit Card?

Yes, you can make your payments on Amazon and other e-commerce portals using the HDFC Bank Diners ClubMiles Credit Card.

How much can I save annually via HDFC Bank Diners ClubMiles Credit Card?

On spending Rs. 2 lakh annually you can save up to Rs. 7,564. If you spend Rs. 4 lakh annually, then you can save up to Rs. 15,628.

How much time will it take to process my credit card application form?

It may take up to 21 days for HDFC Bank to process your application form.

What should I do if I lose my HDFC Bank Diners ClubMiles Credit Card?

Call HDFC Credit Card Customer Care Centre, the number is (Local/ STD Code) 6160 6161. Once connected ask them to hotlist your credit card. The operator will ask for some basic details to verify identity. Once verified the card will be blocked.

Can I get HDFC Bank Diners ClubMiles Credit Card without a credit score?

HDFC bank has not disclosed whether or not they give a credit card to new credit applicants. If the bank declines to give you this card, then you can apply for other HDFC Bank credit cards.