Note: This is an old post. Some of the benefits on this card may have changed. Please refer to this page for the latest information.
|HDFC Regalia Credit Card Rating|
Annual Fee ★★★
Travel Benefits ★★★★★
Offers & Discounts ★★★★
|Overall Rating ★★★★|
HDFC Regalia Credit Card is one of the most popular credit cards by HDFC Bank. It is counted in the premium cards category as well as in the travel category. HDFC Bank promotes it as a card made to suit luxury needs of the customers.
Key Highlights of HDFC Regalia Credit Card
Exclusive Dining Benefits with Zomato Gold Membership
HDFC Regalia Credit Card offers double the benefits on dining- through a complimentary Zomato Gold Membership and through the Good Food Trail Dining Program.
Under the free Zomato Gold Membership, cardholders can avail:
- 1+1 offer on food; or
- 2+2 offer on drinks
More than 4,000 restaurants across the country have partnered with Zomato to offer the benefits under this program.
This offer is active from 20th March 2019. For this free membership, cardholders should be fresh or upgraded to Regalia Credit Card on or after this date. Moreover, the cardholder must have spent Rs. 75,000 within the first 90 days of card activation.
In addition to this, HDFC also offers discount on dining at their partner restaurants under the Good Food Trail Dining Program. Click here to know more about this program and for the list of partner restaurants of HDFC Bank.
Premium Lounge Visit with Free Priority Pass Membership
Travel in style with a free Priority Pass Membership on your HDFC Regalia Credit Card. You can access more than a thousand Priority Pass Lounges across the world where you can not only take rest but also enjoy light refreshments or use complimentary facilities like phone, fax, conference rooms and internet. However, you must remember that only the membership to this program and the international visits (up to the maximum cap) are free, other visits will be chargeable at the following rates:
- US $27+GST for lounge visits within India per person per visit
- US $27+GST for international lounge visits per person per visit after exceeding the maximum number of visits
- US $27+GST for guest visits apart from primary and add-on cardholder
- Foreign currency conversion rate will also be applicable
Unlike most other lounge access credit cards in India, Regalia card also extends the complimentary benefit to the add-on cardholder. However, the primary and add-on members can together avail 6 international lounge visits in a calendar year.
Apart from this, you can also enjoy free access to domestic airport lounges under the Visa/Mastercard Lounge Access Program. 12 domestic lounge visits can be availed in calendar year.