Note: This is an old post. Some of the benefits of this card may have changed. Please refer to this page for the latest information.
|HDFC Regalia Credit Card Rating|
Annual Fee ★★★
Travel Benefits ★★★★★
Offers & Discounts ★★★★
|Overall Rating ★★★★|
HDFC Regalia Credit Card is one of the most popular credit cards by HDFC Bank. It is an all-rounder credit card that offers benefits across multiple categories including travel, shopping, dining and more. HDFC Bank promotes it as a card made to suit the luxury needs of the customers. Here is our detailed review of the card to help you decide if this is the right card for you.
About HDFC Regalia Credit Card at a Glance
|Annual Fee||Rs. 2,500 (reversed on spending Rs. 3 lakh in the previous year)|
|Best Suited For||Shopping and Travel|
|Minimum Income||Rs. 1 lakh per month|
|Reward Rate||1.33% (4 points per Rs. 150)|
|Reward Value||1 reward point = Rs. 0.50|
Key Highlights of HDFC Regalia Credit Card
Premium Lounge Visit with Free Priority Pass Membership
Travel in style with a free Priority Pass Membership on your HDFC Regalia Credit Card. You can access more than a thousand Priority Pass Lounges across the world where you can not only take rest but also enjoy light refreshments or use complementary facilities like phone, fax, conference rooms and internet. However, you must remember that only the membership to this program and the international visits (up to the maximum cap) are free, other visits will be chargeable at the following rates:
- US $27+GST for lounge visits within India per person per visit
- US $27+GST for international lounge visits per person per visit after exceeding the maximum number of visits
- US $27+GST for guest visits apart from primary and add-on cardholder
- The foreign currency conversion rate will also be applicable
Unlike most other lounge access credit cards in India, the Regalia card also extends the complimentary benefit to the add-on cardholder. However, using Priority Pass, the primary and add-on members can together avail of 6 international lounge visits in a calendar year.
Apart from this, you can also enjoy free access to domestic airport lounges under the Visa/Mastercard Lounge Access Program. 12 domestic lounge visits can be availed in a calendar year.