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The annual Flipkart Big Billion Days sale will go live on 16 October 2020. If you are a Flipkart Plus customer, you can access it from 15 October 2020. The sale is a weeklong affair and will offer discounts and cashback on over 5 lakh products from 10,000+ brands. Many top brands will also offer discounts for the very first time during this period.
Below, you can find various ways through which you can maximize your savings during the sale. Also, we have suggested credit cards that will make your online shopping experience much more rewarding on Flipkart.
This year, Flipkart Big Billion Days is launched in association with State Bank of India and SBI Card. SBI Credit Card and Debit Cardholders will get 10% instant discount* over and above the sale period offer. You can also avail no-cost EMI with your SBI Credit Card making it a perfect opportunity to make big-ticket purchases such as TV, appliances, laptops and more.
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Get SBI Credit Card in 7 Days* through Paisabazaar Now you can get select SBI Credit Cards from Paisabazaar through a completely digital application. No physical documentation will be needed and you can get the card within 7 days*. Offer applicable on select SBI Credit Cards. Compare and apply online now.
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If you are wondering which SBI Credit Card to choose in order to maximize your savings, we suggest SBI SimplyCLICK Credit Card. This low annual fee card not only qualifies for the extra 10% discount during Flipkart Big Billion Days but also gives you 5-times more reward points on all online purchases.
If you are in the habit of shopping online, SBI SimplyCLICK Credit Card will be the best match for you.
Must Read: SBI SimplyCLICK Credit Card Review (Rated 3/5)
Apart from SBI Credit Cards, you can also make extra savings by using the right online shopping credit cards. Here are a few such cards and how they benefit you during the offer period:
| Credit Card | Annual Fee | Benefit |
| Flipkart Axis Bank Credit Card | Rs. 500 | 5% cashback on Flipkart, Myntra, and 2GUD with no maximum capping |
| HDFC Millennia Credit Card | Rs. 1,000 | 5% cashback on Flipkart on a minimum purchase of Rs. 2,000 |
| Axis Bank Buzz Credit Card | Rs. 750 | 3X Axis Edge Reward Points on Online Shopping |
| American Express SmartEarn Credit Card | Rs. 495 | 10X Membership Reward Points on Flipkart |
| Amazon Pay ICICI Credit Card | Nil | 1% cashback on all purchases |
Flipkart Axis Bank credit cardholders will also benefit immensely in this offer period. The card offers 5% unlimited cashback on all Flipkart, Myntra and 2GUD purchases. So, if you purchase an item worth Rs. 40,000 has a 10% discount during the offer, you will not only get it for Rs. 36,000 but with Flipkart Axis Bank Card, you will get Rs. 1,800 cashback over and above the discount.
HDFC Millennia credit cardholders will get 5% additional cashback during the Big Billion Days Sale if they pay using PayZapp and SmartBuy. This means if your total bill on Flipkart after all the offers have been applied is Rs. 10,000. Then after you make the payment you will receive a cashback of Rs. 500. This amount will be credited directly into your card account.
The Axis Bank Buzz Credit Card is a great choice for frequent online shoppers. The card provides 10% instant discount on Flipkart from 1st to 5th of each month and 5% discount on the rest of the days. If you prefer shopping in other online stores then you can expect to earn 3x Reward Points.
The card is best suited for those customers who want to earn and redeem reward points. The card will reward you with 10 Reward points per Rs. 50 spent on Flipkart. If you shop for an item on Amazon or Snapdeal then you will earn 5 Reward points. Moreover, if you manage to spend Rs. 2,500 on Flipkart in a month then you will earn 500 Bonus Reward Points. These points can be redeemed for a variety of items and vouchers via the American Express Rewards Catalogue.
Amazon Pay ICICI Credit Card is another great credit card that people who frequently shop at Amazon can benefit from. The credit card offers up to 5% uncapped cashback on eligible purchases. Besides this, cardholders will earn a minimum of 1% unlimited cashback on all transactions except payment of the card’s fees and charges and cash withdrawals.
Making big-ticket purchases makes even more sense during Flipkart Big Billion Days because you can avail no-cost EMI. You can spread the cost of the item over a few months without having to pay anything extra as interest.
The table below shows the interest rate charged on EMIs by some of the leading banks in India to help you how much you save through a no-cost EMI offer:
| Credit Card Provider | Merchant EMI Interest Rate (p.a.) |
| HDFC Bank | 15% Onwards |
| SBI Card | 14% Onwards |
| Standard Chartered | 13% Onwards |
| HSBC Bank | 12.5% Onwards |
| Citibank | 13% Onwards |
An important thing to note here is that the no-cost EMI offer is NOT offered by all the banks on all products. For example; Redmi K20 Pro can be availed with no-cost EMI from any of the major Indian banks with tenure of up to 12 months. However, iPhone 11 can be bought with no cost EMI of up to 9 months via Flipkart Axis Bank card or HDFC Bank only. Currently, you can get up to 24 months of No-cost EMI on select products.
Take a look at the discounts offered on different categories during Flipkart Big Billion Days:
| Category | Discount Offered |
| Food & Drink | Minimum 40 % off |
| Personal Care & Grooming | Minimum 40 % off |
| Make-up Fragrances | Up to 70% off |
| Nutrition & Health Care | Up to 80% off |
| Toys & Stationery | Up to 70% off |
| Baby Care Essentials | Up to 80% off |
| Auto Accessories | Up to 80% off |
| Books & Music | Up to 70% off |
Besides these deals, Flipkart will be announcing more deals at 12 AM, 8 AM and 4 PM everyday throughout the sales period. Extra discounts through Maha Price Drop and Rush Hour, between 12 AM and 2 PM will also be announced.
Discover all the offers you can get during the Flipkart Big Billion Days sale
Bottom Line
You can make the most of Flipkart Big Billion Days Sale with the right credit card. Though Flipkart’s primary banking partner is SBI and SBI Card this year, you can still save a considerable amount using other online shopping cards. Do your research and find out how you can avail the best deals on the product you are looking to buy.
Confused? Leave your queries in the comment box below.