Axis Bank Buzz Credit Card

Welcome Gift Voucher

Get a Flipkart Gift Voucher worth Rs.1,000, as a Welcome Gift. 

• Minimum 3 successful purchases should be made using Axis Buzz Credit Card on Flipkart, within 45 days from the date of  card activation
• The voucher will be sent to the registered mobile number within the next 30 days 

Shopping Discounts – Usage Benefits

When you shop on Flipkart on certain dates of the month, you will get special discounts and rewards on your purchases. Here are the details:

Instant Discounts
1st to 5th of every month	10%
6th to 31st of every month	5%

An interesting point to note here is that Axis Bank also has another credit card co-branded with Flipkart where you can get up to 5% flat cashback on all your purchases made on Flipkart, Myntra and 2GUD. You will also get 4% cashback on other partner websites such as MakeMyTrip, Uber and PVR. So, if you are truly a Flipkart loyalist and looking for a card that would help you save big on Flipkart and its partner websites, the co-branded card would be a better option. However, if you are not eligible for Flipkart Axis Bank Credit Card, the Buzz Card is not such a bad option.

Axis EDGE Rewards

• 2 EDGE Reward points on every Rs.200 spent
• 3x (6) EDGE Reward points on every Rs.200 spent online

Other Benefits of Axis Buzz Credit Card

Milestone Benefits: Get Flipkart gift vouchers worth Rs.7,000 on reaching the annual spending milestones. Here are the details:

Annual Spend on Flipkart	Flipkart Voucher
Rs.25,000	Rs.500
Rs.50,000	Rs.1,000
Rs.1,00,000	Rs.2,500
Overall Annual Spends	Flipkart Voucher
Rs.1,00,000	Rs.1,000
Rs.2,00,000	Rs.2,000

Dining Delights: Get 15% discount on partnered restaurants through the Dining Delights Programme

Smart EMI Option: You can choose to convert the purchases above Rs. 2,500 on your Buzz Credit Card into EMIs. This can be done by contacting the bank or through your mobile app.

If you are still confused whether Axis Bank Buzz Credit Card is the right match for you, here are a few credit cards for comparison:

Credit Card	Annual Fee	Comparative Feature
Axis Buzz Credit Card	Rs. 750	Up to 10% instant discount on Flipkart, Flipkart Gift Vouchers worth Rs.7,000
Standard Chartered DigiSmart Credit Card	Rs. 49 per month	Up to 20% off at Myntra, 10% off at Zomato and 10% off at Grofers
SBI SimplyCLICK Credit Card	Rs. 499	10X rewards on Amazon, BookMyShow, Lenskart & more
HDFC MoneyBack Credit Card	Rs. 500	2X reward points on online shopping
American Express SmartEarn™ Credit Card	Rs. 495	10X rewards on Flipkart and Uber
HDFC Millennia Credit Card	Rs. 1,000	2.5% cashback on online transactions

Pros	Cons
Up to 10% instant discount on purchases done on Flipkart	Discount percentage depends upon the date of shopping
Flipkart Gift Vouchers worth Rs.7,000	Total discount value capped at Rs.600 per month
Low joining fee	Low reward rate

First of all, it is quite evident that the best rewards and discounts from Axis Buzz Credit Card are associated with a particular online shopping platform i.e. Flipkart. This implies that this card will be suitable for you if you are a frequent online shopper at Flipkart. 

Secondly, as compared to other shopping-oriented credit cards such as HDFC Diners Club, Standard Chartered DigiSmart Credit Card, or SBI SimplyCLICK Credit Card, the rewards from Axis Buzz Credit Card are not satisfactory. Nonetheless, the value back received in the form of Flipkart Gift Vouchers makes it kind of a satisfactory deal for someone who has just got his/her hands on a credit card. On spending Rs.2,00,000 annually, which is easily reachable for a moderate spender, one can get a Flipkart voucher worth Rs.2,000. And, it beats HDFC Moneyback Credit Card which gives 2x reward points on online shopping.

Besides, the Axis Buzz Card provides a 15% discount on affiliate restaurants through the Dining Delights App, making it a good fit for casual diners as well. Hence, the Axis Bank Buzz Credit Card can be the right fit for regular Flipkart shoppers, daily diners and students, thanks to the fantastic deals and great incentives given to cardholders.

Particular	Amount
Joining Fee	Rs. 750
Annual Fee (Second Year Onwards)	Rs. 750
Finance Charges	3.4% per month | 49.36% p.a.
Late Payment Charges	For Outstanding Amount- Less than Rs. 500: Nil From Rs. 501 to Rs. 5,000: Rs. 500 From Rs. 5,001 to Rs. 10,000: Rs. 750 Greater than Rs. 10,000: Rs. 1,200

Note: Banks reserve the right to change the fees & charges without prior communication. *Click Here to view the most important terms and conditions.

Related Read: How much would a Credit Card Cost You?

If you wish to apply for Axis Bank Buzz Credit Card, you will be required to meet the eligibility criteria related to age, city of residence, occupation, income, current credit card/loan accounts, etc. The bank will also check your credit history, previous payment patterns, any recent delinquencies, etc. to judge your profile. Apart from the age (18-70 years) and nationality (Resident Indian/NRI), you will get to know the other requirement only when you show your interest in applying for this card.

Axis Bank Buzz Credit Card is not available on Paisabazaar Platform. If you wish to apply for it, you must visit Axis Bank’s official website or visit the nearest bank.

Documents Required for Axis Bank Buzz Credit Card

To apply for the Buzz Credit Card, you would need to submit proof of identity, address and income. Given below is a list of applicable documents:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Should I choose Axis Bank Buzz Credit Card over Axis Flipkart Credit Card?

Axis Bank Flipkart Credit Card is a co-branded card and offers better benefits with the website. However, Axis Buzz Credit Card rewards you for online shopping on other websites as well. So, if you mainly shop at Flipkart, the co-branded card can be a better choice whereas if you shop across different websites, the Buzz Credit Card would suit you better.

Is there any capping on maximum monthly discount under Axis Buzz Credit Card?

Yes, Maximum monthly discount is capped at Rs.600. 10% instant discount, a maximum of Rs.400 per month, on purchases made from 1-5th of every month. 5% instant discount, a maximum of Rs.200 per month, on purchases made from 6-31st of every month.

Can I get an instant discount on the purchase of any commodity?

No, the instant discount is not applicable on purchase of Gold Coins and Samsung products

How do I redeem the rewards earned on Axis Bank Buzz Credit Card?

You can redeem the rewards directly through Axis Bank Internet Banking or Mobile App by logging into it using your Customer ID and Password. If you have not activated internet banking, call on either of these numbers- 1860-419-5555 or 1860-500-5555- to initiate a rewards redemption.

What is the minimum salary required for Axis Bank Buzz Credit Card?

Axis Bank has not stated the income requirement specifically. You can share your interest in applying for the card by filling the form on Axis Bank’s website. After this, the bank executive will contact you and confirm whether you are eligible to apply for the card.

Do I get any cashback on Axis Bank Buzz Credit Card?

No. Axis Bank Buzz Credit Card lets you earn EDGE REWARD Points, which can be redeemed against vouchers and merchandise.

I want to convert the purchases on my Axis Buzz Credit Card into EMIs. What is the process?

You can convert purchases above Rs. 2,500 into EMIs directly through net banking or mobile app.

Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.