Axis Vistara Credit Cards Review

With Axis Vistara Credit Cards, you will get complimentary tickets and Club Vistara membership based on your credit card. Details regarding the same are as follows:

Axis Vistara Credit Card:

• Complimentary Economy Class ticket voucher as a welcome benefit
•  Complimentary Club Vistara Base Membership

Axis Vistara Signature Credit Card:

• Complimentary Premium Economy Class ticket voucher as a welcome benefit
• Complimentary Club Vistara Silver Membership

Axis Vistara Infinite Credit Card:

• Complimentary Business Class ticket voucher as a welcome benefit
•  Complimentary Club Vistara Gold Membership

Axis Vistara Credit Cards charge a decent annual fee but they remunerate for it by providing exceptional welcome benefits. It compensates for the joining fee by providing a free ticket and complimentary membership along with the card.

You can earn up to 6 Club Vistara (CV) points* via these credit cards as per the below details:

• Axis Vistara Credit Card: 2 CV points for every Rs. 200 spent
• Axis Vistara Signature Credit Card: 4 CV points for every Rs. 200 spent
• Axis Vistara Infinite Credit Card: 6 CV points for every Rs. 200 spent

*CV points are issued within 10 working days from the statement generation date.

Note: No CV Points are credited for fuel and wallet load transactions.

The rewards rate offered by these credit cards is decent but one of the drawbacks is that no reward points will be earned on fuel transactions. Apart from this, these cards provide a decent reward rate and you can also redeem your earned reward points on your future bookings, which is a great deal if you are a frequent flyer.

You can earn up to 10,000 bonus CV (Club Vistara) points and free tickets on reaching the spending milestone. The bonus CV points and free tickets are provided as per the below details:

Axis Vistara Credit Card:

Axis Vistara Signature Credit Card:

Axis Vistara Infinite Credit Card:

* Taxes and surcharges are applicable.

** Activation benefit of bonus CV points to be achieved within 90 days of card issuance. Valid only in the first year of card membership.

On reaching the spending milestone, you will earn free tickets and bonus CV points, which you can redeem on your future bookings. You can earn up to 4 free tickets on reaching the spending milestone. One of the great features of Axis Vistara Credit Cards is that they do not come with a single milestone, they come with multiple milestones, and you will get free tickets as soon as you reach the spending milestone. It allows users to earn more benefits when they spend higher using these credit cards.

With all three credit cards, you can earn lifestyle benefits, such as complimentary lounge access, discounts at partner restaurants, golf visits and more. Below-mentioned are the card-wise benefits that you can avail:

Axis Vistara Credit Card:

• 2 Complimentary lounge access per quarter at select airport lounges
• Exclusive privileges with Extraordinary weekends
• Up to 20% off at partner restaurants under Dining Delights

Axis Vistara Signature Credit Card:

• 2 Complimentary lounge access per quarter at select airport lounges
• Exclusive privileges with Extraordinary weekends
• Up to 20% off at partner restaurants under Dining Delights
• 3 complimentary rounds of golf at selected destinations in India

Axis Vistara Infinite Credit Card:

• 2 Complimentary lounge access per quarter at select airport lounges
• Exclusive privileges with Extraordinary weekends
• Up to 20% off at partner restaurants under Dining Delights
• 6 complimentary rounds of golf at selected destinations in India

Being a frequent traveller, you might know the importance of lounge access, dining discount and other lifestyle benefits. Well, apart from travel benefits, these cards also offer discounts on weekends under Axis Bank weekend program and complimentary golf games. However, golf games are only provided with Axis Vistara Signature and Axis Vistara Infinite cards, which make these two cards different from the basic one.

Apart from the above-mentioned benefits, you can also earn other benefits, such as travel insurance coverage, EMI option, concierge services and more via these credit cards. Below mentioned are the details regarding the same:

• Air accident cover of Rs. 2.5 crore
• Purchase protection cover up to Rs. 1 lakh
• Loss of travel documents worth $300
• Delay of check-in baggage worth $300
• Loss of check-in baggage worth $500
• Lost card liability protection of Rs. 3 lakh
• Convert purchases of Rs. 2,500 and above into EMIs
• 24×7 dedicated concierge service for assistance on flight bookings, table reservations, exclusive events/ shows, gift deliveries and more*

*Applicable only on Axis Vistara Infinite Credit Card.

If you are a frequent traveller and looking for a credit card that offers travel benefits, you can also look for the below-mentioned credit cards:

Axis Vistara Credit Cards are well suited for people who frequently travel and are loyal customers of Vistara. If you make most of your bookings through Vistara, then you should go for any of these cards depending on your frequency of travel. On every transaction, you can earn between 2 to 6 CV points based on your card. Additionally, you will also get free tickets on reaching the spending milestone.

However, these credit cards only offer benefits on Vistara. If you travel through different airlines, you can go for other travel cards that offer benefits on multiple airlines.

These credit cards are suitably designed for people who travel through Vistara. So, if you book tickets through other carriers, these credit cards might not be beneficial for you. Apart from this, a few of the limitations of Axis Vistara Credit Cards are as follows:

• It charges an annual fee, even if you don’t use the card
• No CV points on fuel transactions
• No special benefits on entertainment
• Welcome benefit CV points to be achieved within 90 days of card issuance

Axis Vistara Credit Cards are one of the best options for people who frequently travel through Vistara only. You can opt for any of these cards based on your spending pattern and repayment capacity. These cards offer free tickets, decent rewards, milestone benefits and much more which justifies the annual fee.