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Customers of State Bank of India get a number of options to check their savings account balance online and offline to stay updated with their savings. SBI balance enquiry can be done through multiple channels. Let us understand how to check SBI account balance conveniently through a method of our own choice.
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Savings account customers of State Bank of India (SBI) can check their account balance to stay updated with the money in their bank account. For this, they don’t have to visit the bank every time to get account balance details. SBI balance check can be performed using toll-free number, SMS, missed call, USSD, mobile banking, passbook or by visiting the ATM. Let us find out the respective SBI balance check number for every method.
SBI has introduced a toll-free number which can be used for balance enquiry, mini statement, ATM card hotlisting and more. One can call on the following SBI toll-free number for balance enquiry:
As it is a toll-free number, callers won’t be charged for placing the call and the enquiry would also be free of cost. One can also place a call at the following toll-free number to check SBI account balance:
| How to Check SBI Account Balance through – | |
| Missed Call | SMS |
| Mobile Banking | |
| UPI | SBI Passbook |
| ATM | Netbanking |
| USSD | SBI FASTag |
| SBI Card | Significance |
Missed call banking allows one to perform a number of banking operations just by giving a missed call or sending an SMS to the bank.
The service is also provided by SBI and includes SBI balance check, mini-statement, e-statement (last 6 months), education loan certificate statement, home loan certificate statement, ATM configuration, generate ATM PIN, home and car loan details, social security schemes’ details, etc.
This service is facilitated by RBI and provided by most banks in the country.
To check the account balance, customers can call on the SBI balance check toll-free missed call number mentioned below:
or send an SMS
The SBI balance check number (toll free missed call service) for mini statement is mentioned below:
or send an SMS
There may be specific but minimal charges associated with the service, particularly for sending and receiving SMS. The charges are subject to the bank’s policy. However, most banks do not charge any fee for balance enquiry on their toll-free number.
The biggest advantage of this facility is for people who have multiple accounts in the same bank. The bank will send a message containing the balance information of all the SBI accounts with the account number and account type.
In case this facility does not work due to a technical glitch, customers are advised to wait and try again after some time.
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SBI customers can use their mobile numbers to register for the SMS service and then use it to check their account balance. They can follow the steps mentioned below to register for the same. The format of the SMS is as given below:
to
SBI will send a registration confirmation message. Customers can then use this service to check SBI account balance, mini statement, cheque book request, e-statement, education loan interest certificate and home loan interest certificate.
SBI offers mobile banking services to its customers through a range of mobile apps including YONO SBI, YONO SBI Lite, SBI Quick and BHIM SBI Pay. Here are the ways in which account holders can check SBI account balance using smartphones:
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To access WhatsApp Banking in SBI, the user needs to send ‘Hi’ from the registered mobile number to +91-9022690226 and follow the instructions given on chat.
The user can also send an SMS in the mentioned format ‘WAREG<space>ACCOUNT NUMBER’ to 7208933148 from the mobile number registered with SBI.
Customers having an SBI account can also use the ATM-cum-debit card issued to them for SBI account balance. They need to visit a State Bank of India ATM and follow the steps mentioned here:
Customers also have the option to check their last 10 transactions by choosing the “Mini Statement” option at the ATM. The SBI ATM will print a receipt containing the details of the last 10 account transactions.
SBI account holders can also visit non-SBI or third-party ATM service to check their account balance.
It is important to note here that RBI has limited the number of free transactions per ATM card. Balance enquiry is also counted as a transaction.
Once you exhaust your free transactions, you will have to pay transaction charges for every transaction you carry out in the month. Remember, the number of transactions includes both carried out at SBI and non-SBI ATMs.
This is one of the primary reasons why account holders should opt for SBI balance enquiry online. Hence, it is advised that ATMs should be used for cash withdrawals or other services only.
SBI balance enquiry or any other bank account balance check should be done through mobile or online methods, which are convenient and both time and cost-effective.
SBI account holders who have registered for the net banking facility can use their SBI net banking login id and password to log into their net banking account.
They can choose a range of banking facilities provided by SBI to its customers including a balance enquiry, home loans, mortgage loans, funds transfer, personal loans, etc.
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Unstructured Supplementary Service Data abbreviated as USSD is a GSM communication technology used for the transmission of information between a mobile phone and an application program in the network. The SBI users holding Current/Savings bank account are eligible to use the service.
Features:
This is important to note that the customers already using Application based or WAP based Mobile Banking Service will not be given access to use the service over USSD. Hence in case, the existing user wishes to avail the service, he/she needs to de-register from the App based or WAP-based service before registering for the USSD service.
To register for SBI Balance Enquiry using USSD, dial
The user will get a response ‘’Welcome to State Bank Mobile Application”. Upon providing the correct User ID, the customer will get the following response. Choose from the set of options given for the required service:
The user needs to reply with the correct option number. Select ‘Answer’ and choose the serial number from the set of options given above and select ‘Send’.
Below mentioned is a detailed explanation of the mobile banking services one can avail of over USSD:
| Service via USSD | USSD Code |
| Balance Enquiry & Mini Statement |
|
| Fund Transfer |
|
| Prepaid Mobile Top-up |
|
| De-Register |
|
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The account holders who wish to register for SBI Balance Enquiry using USSD service are required to SMS in the following format:
to
The SBI accountholder will receive a “User ID” and default “MPIN” via SMS.
It is to be noted that to register for SBI Balance Enquiry using USSD, it is mandatory for the user to change the MPIN and complete the registration process from the nearest ATM or branch. Follow the below-mentioned steps:
The MPIN will be changed and the user will receive the validation message via SMS. For further activation, the user needs to visit the nearest ATM or Bank Branch.
For activation at ATM, follow the given steps:
SBI FASTag customers can check the remaining balance in their account online through various methods:
The process of balance enquiry for SBI credit cards is however different as the services for credit cards is managed by SBI Card. The mobile app is also different for SBI credit cards.
SBI credit card users can check their balance and other details using the SMS service. One can get various details by sending an SMS to the number 5676791 in the format mentioned below:
| Service/Information | SMS Format |
| Balance enquiry | BAL XXXX |
| Available credit and cash limit | AVAIL XXXX |
| Block your lost or stolen card | BLOCK XXXX |
| Last payment status | PAYMENT XXXX |
| Reward point summary | REWARD XXXX |
| Subscribe to e-statement | ESTMT XXXX |
| Request for duplicate statement | DSTMT XXXX MM (Statement Month in MM) |
Consumer ExperienceWhat is the best method for SBI balance check online? What is the best method for SBI balance check offline? -Richa Khurana, SBI customer |
Most public and private sector banks offer convenient and easy methods to help their account balance from anywhere, anytime. To stay on top of your financial life, you should keep a regular check of your bank balance.
Usually, SBI balance enquiry is one of the most popular services, as it is used for frequent reasons –
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It is advisable to keep a check on the account balance from time to time and ensure that there are no unauthorised transactions.
Also, check your monthly statement to see your unnecessary expenses and cut them to save more money.
Keeping an eye on the account balance and transactions can also help one make a sustainable monthly budget.
SBI bank balance check is an easy process and you don’t have to rely on only a single method to get details.
A. You can give a missed call on +91-9223766666 from your registered mobile number to check your account balance through missed call banking.
A. Yes, SBI balance enquiry number can be used for USSD as well. Account-holders can check SBI account balance, mini statement, fund transfer and more. To check USSD Code to avail SBI Balance Enquiry and other services, click here.
A. Account-holders can SMS “BAL” to 09223766666 from their registered mobile number for instant SBI balance enquiry. For SBI mini statement, account holders can SMS “MSTMT” to 09223866666.
SBI balance check number SMS service can be done only through the mobile number registered with the bank.
A. No, SBI Quick only sends messages about the account registered with the service. To avail this service in another SBI account, the customer has to deregister the first account and register with another SBI account. One can call at any of the SBI balance enquiry no to get complete details.
A. SBI Quick missed call balance check service is available for specific accounts only. This includes a savings account, current account, overdraft account, and cash credit account. There is different SBI balance check no. for different products.
A. SBI Quick is entirely different from State Bank Anywhere and State Bank Freedom as it differs on two major grounds. The first difference is that SBI quick is not a money transfer service meaning that one cannot facilitate a financial transaction with it.
The second big difference is that one does not need a login ID and password to use the service. The user only needs the registered mobile number in an activated state.
A. No fee is required if you contact the toll-free SBI account balance check number.
A. Yes, you can use the SBI balance check toll free number to check balance in the account.
A. Yes, you can contact the bank to get complete details. Alternatively, the information is available on the website as well if you want to know how to check SBI balance.
A. Yes, you have to register with the bank first if you want to do SBI balance check online.
A. SBI has waived off all SBI savings account minimum balance requirements for all savings accounts.
